SPY vs. XLP vs. XLV vs. XLU vs. XLE vs. XLF vs. XLI vs. XLK Total Return Stock Chart (Dividends Reinvested)

SPY vs. XLP vs. XLV vs. XLU vs. XLE vs. XLF vs. XLI vs. XLK: Total Return Chart (with Dividends Reinvested)

Dividends Reinvested:

Growth of $10,000

Tue 1998-12-22^💬 to Fri 2026-09-04	Overall Return	Exponential Trendline
SPY ^×	+929.45% +8.78%/yr	+8.88%/yr R²=0.875
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP ^×	+508.98% +6.74%/yr	+8.45%/yr R²=0.946
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV ^×	+927.50% +8.77%/yr	+9.51%/yr R²=0.922
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU ^×	+652.86% +7.56%/yr	+8.48%/yr R²=0.948
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE ^×	+1,013.84% +9.09%/yr	+6.81%/yr R²=0.785
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF ^×	+422.26% +6.15%/yr	+4.96%/yr R²=0.555
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI ^×	+1,125.71% +9.47%/yr	+9.16%/yr R²=0.916
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK ^×	+1,472.51% +10.46%/yr	+10.91%/yr R²=0.747
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000 Summary

Tue 1998-12-22^💬 to Fri 2026-09-04	Start Value	End Value
SPY ^×	$10,000.00 1998-12-22	$102,944.56 2026-09-04
XLP ^×	$10,000.00 1998-12-22	$60,897.99 2026-09-04
XLV ^×	$10,000.00 1998-12-22	$102,750.19 2026-09-04
XLU ^×	$10,000.00 1998-12-22	$75,285.73 2026-09-04
XLE ^×	$10,000.00 1998-12-22	$111,383.51 2026-09-04
XLF ^×	$10,000.00 1998-12-22	$52,225.66 2026-09-04
XLI ^×	$10,000.00 1998-12-22	$122,570.72 2026-09-04
XLK ^×	$10,000.00 1998-12-22	$157,251.29 2026-09-04

This Year’s Performance

through 2026-09-04

	YTD	YoY
SPY ^×	+13.54%	+19.97%
XLP ^×	+10.27%	+7.81%
XLV ^×	+11.70%	+26.93%
XLU ^×	+2.27%	+5.77%
XLE ^×	+45.25%	+48.30%
XLF ^×	+7.00%	+9.14%
XLI ^×	+13.58%	+17.19%
XLK ^×	+30.40%	+43.36%

Drawdowns

	Current Drawdown	Worst Drawdown
SPY ^×	−0.99% on 2026-09-04 from 2026-08-13 peak	−55.19% on 2009-03-09 from 2007-10-09 peak
XLP ^×	−4.84% on 2026-09-04 from 2026-02-27 peak	−35.89% on 2003-03-10 from 2000-12-28 peak
XLV ^×	−2.41% on 2026-09-04 from 2026-08-19 peak	−39.17% on 2009-03-09 from 2007-12-10 peak
XLU ^×	−8.53% on 2026-09-04 from 2026-02-27 peak	−52.27% on 2002-10-09 from 2000-12-13 peak
XLE ^×	−1.60% on 2026-09-04 from 2026-09-02 peak	−71.54% on 2020-03-18 from 2014-06-23 peak
XLF ^×	−0.79% on 2026-09-04 from 2026-09-03 peak	−82.69% on 2009-03-06 from 2007-06-01 peak
XLI ^×	−6.03% on 2026-09-04 from 2026-08-14 peak	−62.26% on 2009-03-09 from 2007-10-09 peak
XLK ^×	−5.40% on 2026-09-04 from 2026-06-02 peak	−82.05% on 2002-10-09 from 2000-03-27 peak

Rolling Returns

Period ending Fri 2026-09-04	1 yr	2 yr	3 yr	5 yr	10 yr
SPY ^×	+19.97%	+43.10% +19.63%/yr	+77.19% +21.01%/yr	+81.88% +12.71%/yr	+314.07% +15.27%/yr
XLP ^×	+7.81%	+6.77% +3.33%/yr	+27.21% +8.35%/yr	+32.53% +5.80%/yr	+101.80% +7.27%/yr
XLV ^×	+26.93%	+13.27% +6.43%/yr	+34.97% +10.51%/yr	+35.84% +6.32%/yr	+178.97% +10.80%/yr
XLU ^×	+5.77%	+18.66% +8.93%/yr	+50.53% +14.61%/yr	+44.13% +7.59%/yr	+138.24% +9.07%/yr
XLE ^×	+48.30%	+55.46% +24.68%/yr	+55.43% +15.84%/yr	+216.04% +25.88%/yr	+175.66% +10.67%/yr
XLF ^×	+9.14%	+31.77% +14.79%/yr	+75.62% +20.65%/yr	+66.43% +10.72%/yr	+250.27% +13.35%/yr
XLI ^×	+17.19%	+39.96% +18.30%/yr	+68.21% +18.93%/yr	+80.72% +12.56%/yr	+253.25% +13.45%/yr
XLK ^×	+43.36%	+80.81% +34.47%/yr	+116.83% +29.43%/yr	+144.02% +19.53%/yr	+778.72% +24.28%/yr

Annual Returns

Year	SPY	XLP	XLV	XLU	XLE	XLF	XLI	XLK
2026 (YTD)	+13.54%	+10.27%	+11.70%	+2.27%	+45.25%	+7.00%	+13.58%	+30.40%
2025	+17.72%	+1.52%	+14.50%	+16.02%	+7.88%	+14.90%	+19.35%	+24.61%
2024	+24.89%	+12.20%	+2.47%	+23.31%	+5.56%	+30.56%	+17.31%	+21.63%
2023	+26.18%	−0.81%	+2.07%	−7.16%	−0.60%	+12.04%	+18.13%	+56.02%
2022	−18.18%	−0.82%	−2.09%	+1.43%	+64.25%	−10.59%	−5.57%	−27.73%
2021	+28.73%	+17.21%	+26.04%	+17.70%	+53.28%	+34.80%	+21.08%	+34.74%
2020	+18.33%	+10.11%	+13.30%	+0.51%	−32.67%	−1.74%	+10.91%	+43.62%
2019	+31.22%	+27.43%	+20.45%	+25.93%	+10.66%	+31.87%	+29.08%	+49.86%
2018	−4.57%	−8.07%	+6.28%	+3.94%	−18.22%	−13.05%	−13.25%	−1.68%
2017	+21.71%	+12.98%	+21.77%	+12.05%	−0.89%	+22.00%	+23.98%	+34.26%
2016	+12.00%	+4.98%	−2.76%	+16.08%	+28.03%	+22.42%	+20.01%	+15.01%
2015	+1.23%	+6.87%	+6.83%	−4.93%	−21.50%	−1.77%	−4.32%	+5.47%
2014	+13.46%	+15.72%	+25.14%	+28.75%	−8.68%	+15.05%	+10.37%	+17.84%
2013	+32.31%	+26.31%	+41.41%	+13.06%	+26.25%	+35.53%	+40.55%	+26.24%
2012	+15.99%	+10.73%	+17.37%	+1.04%	+5.21%	+28.42%	+14.92%	+15.30%
2011	+1.90%	+14.09%	+12.40%	+19.64%	+2.84%	−17.14%	−1.10%	+2.61%
2010	+15.06%	+13.78%	+3.30%	+5.31%	+21.78%	+11.90%	+27.82%	+11.40%
2009	+26.35%	+14.28%	+19.52%	+11.71%	+21.76%	+17.57%	+22.03%	+51.32%
2008	−36.79%	−15.02%	−23.31%	−28.91%	−38.96%	−54.90%	−38.73%	−41.51%
2007	+5.15%	+12.69%	+7.16%	+18.42%	+36.89%	−19.18%	+13.49%	+15.46%
2006	+15.85%	+14.49%	+7.05%	+20.89%	+18.09%	+18.89%	+13.52%	+12.16%
2005	+4.83%	+2.84%	+6.42%	+16.39%	+40.18%	+6.21%	+2.75%	−0.32%
2004	+10.70%	+7.65%	+1.27%	+23.59%	+33.93%	+10.86%	+17.75%	+5.64%
2003	+28.18%	+11.17%	+14.93%	+26.46%	+25.81%	+30.49%	+31.86%	+38.68%
2002	−21.58%	−20.09%	−0.74%	−28.78%	−14.68%	−14.74%	−24.57%	−38.17%
2001	−11.76%	−9.93%	−0.83%	−13.01%	−18.13%	−9.43%	−10.20%	−23.35%
2000	−9.74%	+25.54%	−11.60%	+22.47%	+24.40%	+25.86%	+6.71%	−41.88%
1999	+20.39%	−14.26%	+19.51%	−3.19%	+17.95%	+2.67%	+22.22%	+65.14%
1998	+28.69%	+2.48%	+3.87%	+1.36%	+0.34%	+0.54%	+5.50%	+1.80%
1997	+33.48%	—	—	—	—	—	—	—
1996	+22.56%	—	—	—	—	—	—	—
1995	+38.04%	—	—	—	—	—	—	—
1994	+0.40%	—	—	—	—	—	—	—
1993	+8.64%	—	—	—	—	—	—	—