All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,XLP,XLV,XLU,XLE,XLF,XLK: Total Return Chart (with Dividends Reinvested)

Tue 1998-12-22💬 to Wed 2026-06-03 YTD
Return
1 Year
Return
SPY
×
+10.91%
2026-06-03
+27.98%
2026-06-03
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+6.36%
2026-06-03
+1.97%
2026-06-03
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
−4.29%
2026-06-03
+12.89%
2026-06-03
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+3.11%
2026-06-03
+9.11%
2026-06-03
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+32.17%
2026-06-03
+45.00%
2026-06-03
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−6.64%
2026-06-03
+1.13%
2026-06-03
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+36.47%
2026-06-03
+66.93%
2026-06-03
Technology Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 1998-12-22💬 to Wed 2026-06-03 Overall
Return
Exponential
Trendline
SPY
×
+905.54%
+8.77%/yr
+8.78%/yr
(R2=0.872)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+487.42%
+6.66%/yr
+8.45%/yr
(R2=0.945)
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
+780.40%
+8.25%/yr
+9.48%/yr
(R2=0.920)
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+659.03%
+7.66%/yr
+8.45%/yr
(R2=0.947)
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+913.53%
+8.80%/yr
+6.75%/yr
(R2=0.779)
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
+355.67%
+5.68%/yr
+4.85%/yr
(R2=0.543)
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+1,545.70%
+10.74%/yr
+10.72%/yr
(R2=0.740)
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22💬 to Wed 2026-06-03 Start
Value
End
Value
SPY
×
$10,000.00
1998-12-22
$100,553.67
2026-06-03
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
$10,000.00
1998-12-22
$58,742.36
2026-06-03
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
$10,000.00
1998-12-22
$88,040.14
2026-06-03
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
$10,000.00
1998-12-22
$75,902.55
2026-06-03
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
$10,000.00
1998-12-22
$101,353.45
2026-06-03
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
$10,000.00
1998-12-22
$45,567.33
2026-06-03
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
$10,000.00
1998-12-22
$164,570.02
2026-06-03
Technology Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year SPY XLP XLV XLU XLE XLF XLK
2026 (YTD) +10.91% +6.36% −4.29% +3.11% +32.17% −6.64% +36.47%
2025 +17.72% +1.52% +14.50% +16.02% +7.88% +14.90% +24.61%
2024 +24.89% +12.20% +2.47% +23.31% +5.56% +30.56% +21.63%
2023 +26.18% −0.81% +2.07% −7.16% −0.60% +12.04% +56.02%
2022 −18.18% −0.82% −2.09% +1.43% +64.25% −10.59% −27.73%
2021 +28.73% +17.21% +26.04% +17.70% +53.28% +34.80% +34.74%
2020 +18.33% +10.11% +13.30% +0.51% −32.67% −1.74% +43.62%
2019 +31.22% +27.43% +20.45% +25.93% +10.66% +31.87% +49.86%
2018 −4.57% −8.07% +6.28% +3.94% −18.22% −13.05% −1.68%
2017 +21.71% +12.98% +21.77% +12.05% −0.89% +22.00% +34.26%
2016 +12.00% +4.98% −2.76% +16.08% +28.03% +22.42% +15.01%
2015 +1.23% +6.87% +6.83% −4.93% −21.50% −1.77% +5.47%
2014 +13.46% +15.72% +25.14% +28.75% −8.68% +15.05% +17.84%
2013 +32.31% +26.31% +41.41% +13.06% +26.25% +35.53% +26.24%
2012 +15.99% +10.73% +17.37% +1.04% +5.21% +28.42% +15.30%
2011 +1.89% +14.09% +12.40% +19.64% +2.84% −17.14% +2.61%
2010 +15.06% +13.78% +3.30% +5.31% +21.78% +11.90% +11.39%
2009 +26.35% +14.28% +19.52% +11.71% +21.76% +17.57% +51.32%
2008 −36.79% −15.02% −23.31% −28.91% −38.96% −54.90% −41.51%
2007 +5.15% +12.69% +7.16% +18.42% +36.89% −19.18% +15.46%
2006 +15.85% +14.49% +7.05% +20.89% +18.09% +18.89% +12.16%
2005 +4.83% +2.84% +6.42% +16.39% +40.18% +6.20% −0.32%
2004 +10.70% +7.65% +1.27% +23.59% +33.93% +10.86% +5.64%
2003 +28.18% +11.17% +14.93% +26.47% +25.81% +30.49% +38.67%
2002 −21.58% −20.09% −0.74% −28.78% −14.68% −14.74% −38.17%
2001 −11.76% −9.93% −0.83% −13.01% −18.13% −9.43% −23.35%
2000 −9.74% +25.54% −11.60% +22.47% +24.40% +25.86% −41.88%
1999 +20.39% −14.26% +19.51% −3.19% +17.95% +2.67% +65.14%
1998 +28.69% +2.48% +3.87% +1.36% +0.33% +0.54% +1.80%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Tue 1998-12-22💬 to Wed 2026-06-03 Current
Drawdown
Worst
Drawdown
SPY
×
−0.70%
from 2026-06-02 peak
−55.19%
2009-03-09
from 2007-10-09 peak
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
−8.21%
from 2026-02-27 peak
−35.89%
2003-03-10
from 2000-12-28 peak
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
−7.52%
from 2026-02-27 peak
−39.17%
2009-03-09
from 2007-12-10 peak
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
−7.78%
from 2026-02-27 peak
−52.27%
2002-10-09
from 2000-12-13 peak
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
−6.15%
from 2026-03-27 peak
−71.54%
2020-03-18
from 2014-06-23 peak
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−9.34%
from 2026-01-06 peak
−82.69%
2009-03-06
from 2007-06-01 peak
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
−1.00%
from 2026-06-02 peak
−82.05%
2002-10-09
from 2000-03-27 peak
Technology Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Wed 2026-06-03 1
Year
2
Years
3
Years
5
Years
10
Years
SPY
×
+27.98% +46.38%
+21.00%/yr
+83.16%
+22.32%/yr
+92.84%
+14.04%/yr
+322.19%
+15.49%/yr
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+1.97% +12.05%
+5.86%/yr
+21.12%
+6.59%/yr
+31.49%
+5.63%/yr
+100.44%
+7.20%/yr
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
+12.89% +5.46%
+2.69%/yr
+19.02%
+5.97%/yr
+31.40%
+5.61%/yr
+141.19%
+9.20%/yr
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+9.11% +28.89%
+13.54%/yr
+47.18%
+13.73%/yr
+55.39%
+9.22%/yr
+139.98%
+9.15%/yr
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+45.00% +37.92%
+17.45%/yr
+62.08%
+17.44%/yr
+155.06%
+20.60%/yr
+162.13%
+10.12%/yr
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
+1.13% +26.78%
+12.60%/yr
+62.79%
+17.62%/yr
+44.64%
+7.66%/yr
+221.10%
+12.38%/yr
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+66.93% +88.64%
+37.38%/yr
+140.07%
+33.86%/yr
+196.78%
+24.31%/yr
+895.81%
+25.84%/yr
Technology Select Sector SPDR Fund Exchange-Traded Fund