SPY,XLP,XLV,XLU,XLE,XLF,XLK: Total Return Chart (with Dividends Reinvested)

Tue 1998-12-22? to Wed 2026-04-22	YTD Return	TR Price
SPY ×	+4.58% 2026-04-22	29.41 TR 2026-04-22
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP ×	+6.30% 2026-04-22	5.871 TR 2026-04-22
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV ×	−5.05% 2026-04-22	8.734 TR 2026-04-22
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU ×	+5.84% 2026-04-22	7.792 TR 2026-04-22
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE ×	+27.29% 2026-04-22	9.761 TR 2026-04-22
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF ×	−4.18% 2026-04-22	4.677 TR 2026-04-22
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK ×	+9.94% 2026-04-22	13.26 TR 2026-04-22
Technology Select Sector SPDR Fund Exchange-Traded Fund

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Returns

Tue 1998-12-22? to Wed 2026-04-22	Overall Return	Exponential Trendline
SPY ×	+848.17% +8.58%/yr	+8.74%/yr (R2=0.871)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP ×	+487.07% +6.69%/yr	+8.44%/yr (R2=0.944)
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV ×	+773.42% +8.25%/yr	+9.48%/yr (R2=0.919)
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU ×	+679.17% +7.80%/yr	+8.44%/yr (R2=0.946)
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE ×	+876.07% +8.69%/yr	+6.72%/yr (R2=0.776)
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF ×	+367.68% +5.81%/yr	+4.81%/yr (R2=0.537)
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK ×	+1,225.84% +9.92%/yr	+10.64%/yr (R2=0.738)
Technology Select Sector SPDR Fund Exchange-Traded Fund

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Growth of $10,000

Tue 1998-12-22? to Wed 2026-04-22	Start Value	End Value
SPY ×	$10,000.00 1998-12-22	$94,817.00 2026-04-22
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP ×	$10,000.00 1998-12-22	$58,706.61 2026-04-22
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV ×	$10,000.00 1998-12-22	$87,342.03 2026-04-22
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU ×	$10,000.00 1998-12-22	$77,916.89 2026-04-22
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE ×	$10,000.00 1998-12-22	$97,607.29 2026-04-22
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF ×	$10,000.00 1998-12-22	$46,767.65 2026-04-22
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK ×	$10,000.00 1998-12-22	$132,583.57 2026-04-22
Technology Select Sector SPDR Fund Exchange-Traded Fund

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Annual Returns

Year	SPY	XLP	XLV	XLU	XLE	XLF	XLK
2026 (YTD)	+4.58%	+6.30%	−5.05%	+5.84%	+27.29%	−4.18%	+9.94%
2025	+17.72%	+1.52%	+14.50%	+16.02%	+7.88%	+14.90%	+24.61%
2024	+24.89%	+12.20%	+2.47%	+23.31%	+5.56%	+30.56%	+21.63%
2023	+26.18%	−0.81%	+2.07%	−7.16%	−0.60%	+12.04%	+56.02%
2022	−18.18%	−0.82%	−2.09%	+1.43%	+64.25%	−10.59%	−27.73%
2021	+28.73%	+17.21%	+26.04%	+17.70%	+53.28%	+34.80%	+34.74%
2020	+18.33%	+10.11%	+13.30%	+0.51%	−32.67%	−1.74%	+43.62%
2019	+31.22%	+27.43%	+20.45%	+25.93%	+10.66%	+31.87%	+49.86%
2018	−4.57%	−8.07%	+6.28%	+3.94%	−18.22%	−13.05%	−1.68%
2017	+21.71%	+12.98%	+21.77%	+12.05%	−0.89%	+22.00%	+34.26%
2016	+12.00%	+4.98%	−2.76%	+16.08%	+28.03%	+22.42%	+15.01%
2015	+1.23%	+6.87%	+6.83%	−4.93%	−21.50%	−1.77%	+5.47%
2014	+13.46%	+15.72%	+25.14%	+28.75%	−8.68%	+15.05%	+17.84%
2013	+32.31%	+26.31%	+41.41%	+13.06%	+26.25%	+35.53%	+26.24%
2012	+15.99%	+10.73%	+17.37%	+1.04%	+5.21%	+28.42%	+15.30%
2011	+1.89%	+14.09%	+12.40%	+19.64%	+2.84%	−17.14%	+2.61%
2010	+15.06%	+13.78%	+3.30%	+5.31%	+21.78%	+11.90%	+11.39%
2009	+26.35%	+14.28%	+19.52%	+11.71%	+21.76%	+17.57%	+51.32%
2008	−36.79%	−15.02%	−23.31%	−28.91%	−38.96%	−54.90%	−41.51%
2007	+5.15%	+12.69%	+7.16%	+18.42%	+36.89%	−19.18%	+15.46%
2006	+15.85%	+14.49%	+7.05%	+20.89%	+18.09%	+18.89%	+12.16%
2005	+4.83%	+2.84%	+6.42%	+16.39%	+40.18%	+6.20%	−0.32%
2004	+10.70%	+7.65%	+1.27%	+23.59%	+33.93%	+10.86%	+5.64%
2003	+28.18%	+11.17%	+14.93%	+26.47%	+25.81%	+30.49%	+38.67%
2002	−21.58%	−20.09%	−0.74%	−28.78%	−14.68%	−14.74%	−38.17%
2001	−11.76%	−9.93%	−0.83%	−13.01%	−18.13%	−9.43%	−23.35%
2000	−9.74%	+25.54%	−11.60%	+22.47%	+24.40%	+25.86%	−41.88%
1999	+20.39%	−14.26%	+19.51%	−3.19%	+17.95%	+2.67%	+65.14%
1998	+28.69%	+2.48%	+3.87%	+1.36%	+0.33%	+0.54%	+1.80%
1997	+33.48%	—	—	—	—	—	—
1996	+22.56%	—	—	—	—	—	—
1995	+38.04%	—	—	—	—	—	—
1994	+0.40%	—	—	—	—	—	—
1993	+8.64%	—	—	—	—	—	—

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Drawdowns

Tue 1998-12-22? to Wed 2026-04-22	Current Drawdown	Worst Drawdown
SPY ×	0.00%	−55.19% 2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP ×	−8.26%	−35.89% 2003-03-10
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV ×	−8.25%	−39.17% 2009-03-09
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU ×	−5.33%	−52.27% 2002-10-09
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE ×	−9.62%	−71.54% 2020-03-18
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF ×	−6.95%	−82.69% 2009-03-06
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK ×	0.00%	−82.05% 2002-10-09
Technology Select Sector SPDR Fund Exchange-Traded Fund