All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

XLK: Total Return Chart (with Dividends Reinvested)

XLK total return snapshot: XLK returned +27.41% over the past year and +27.73% YTD, with dividends reinvested. Since Dec. 22, 1998, XLK is up +1,440.30% in nominal total return, or +10.32%/yr, and is currently −9.29% below its total-return high on Oct. 6, 2026.

Data ending Fri Oct. 23, 2026

Growth of $10,000

Tue 1998-12-22💬 to Fri 2026-10-23 Overall
Return
Exponential
Trendline
XLK
×
+1,440.30%
+10.32%/yr
+11.00%/yr
R2=0.750
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000 Summary

Tue 1998-12-22💬 to Fri 2026-10-23 Start
Value
End
Value
XLK
×
$10,000.00
1998-12-22
$154,030.45
2026-10-23

This Year’s Performance

through 2026-10-23

  YTD YoY
XLK
×
+27.73% +27.41%

Drawdowns

  Current
Drawdown
Worst
Drawdown
XLK
×
−9.29%
on 2026-10-23
from 2026-10-06 peak
−82.05%
on 2002-10-09
from 2000-03-27 peak

Rolling Returns

Period ending Fri 2026-10-23 1 yr 2 yr 3 yr 5 yr 10 yr
XLK
×
+27.41% +62.27%
+27.39%/yr
+127.52%
+31.52%/yr
+140.03%
+19.14%/yr
+753.93%
+23.92%/yr

Annual Returns

Year XLK
2026 (YTD) +27.73%
2025 +24.61%
2024 +21.63%
2023 +56.02%
2022 −27.73%
2021 +34.74%
2020 +43.62%
2019 +49.86%
2018 −1.68%
2017 +34.26%
2016 +15.01%
2015 +5.47%
2014 +17.84%
2013 +26.24%
2012 +15.30%
2011 +2.61%
2010 +11.39%
2009 +51.33%
2008 −41.51%
2007 +15.46%
2006 +12.16%
2005 −0.32%
2004 +5.64%
2003 +38.68%
2002 −38.17%
2001 −23.35%
2000 −41.88%
1999 +65.14%
1998 +1.80%