All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

XLF: Total Return Chart (with Dividends Reinvested)

XLF total return snapshot: XLF returned +5.03% over the past year and −1.07% YTD, with dividends reinvested. Since Dec. 22, 1998, XLF is up +382.89% in nominal total return, or +5.89%/yr, and is currently −3.93% below its total-return high on Jan. 6, 2026.

Data ending Mon Jun. 29, 2026

Tue 1998-12-22💬 to Mon 2026-06-29 YTD
Return
1 Year
Return
XLF
×
−1.07%
2026-06-29
+5.03%
2026-06-29
Financial Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 1998-12-22💬 to Mon 2026-06-29 Overall
Return
Exponential
Trendline
XLF
×
+382.89%
+5.89%/yr
+4.88%/yr
(R2=0.546)
Financial Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22💬 to Mon 2026-06-29 Start
Value
End
Value
XLF
×
$10,000.00
1998-12-22
$48,288.51
2026-06-29
Financial Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year XLF
2026 (YTD) −1.07%
2025 +14.90%
2024 +30.56%
2023 +12.04%
2022 −10.59%
2021 +34.80%
2020 −1.74%
2019 +31.87%
2018 −13.05%
2017 +22.00%
2016 +22.42%
2015 −1.77%
2014 +15.05%
2013 +35.53%
2012 +28.42%
2011 −17.14%
2010 +11.90%
2009 +17.57%
2008 −54.90%
2007 −19.18%
2006 +18.89%
2005 +6.21%
2004 +10.86%
2003 +30.49%
2002 −14.74%
2001 −9.43%
2000 +25.86%
1999 +2.67%
1998 +0.54%

Drawdowns

Tue 1998-12-22💬 to Mon 2026-06-29 Current
Drawdown
Worst
Drawdown
XLF
×
−3.93%
from 2026-01-06 peak
−82.69%
2009-03-06
from 2007-06-01 peak
Financial Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Mon 2026-06-29 1
Year
2
Years
3
Years
5
Years
10
Years
XLF
×
+5.03% +34.70%
+16.06%/yr
+68.55%
+19.01%/yr
+60.37%
+9.91%/yr
+253.66%
+13.46%/yr
Financial Select Sector SPDR Fund Exchange-Traded Fund