All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)
XLF total return snapshot: XLF returned +7.18% over the past year and +1.76% YTD, with dividends reinvested. Since Dec. 22, 1998, XLF is up +396.68% in nominal total return, or +5.93%/yr, and is currently −5.64% below its total-return high on Sep. 3, 2026.
Data ending Mon Oct. 19, 2026
| Tue 1998-12-22💬 to Mon 2026-10-19 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| XLF × |
+396.68%
+5.93%/yr |
+5.01%/yr
R2=0.561 |
||||
| Financial Select Sector SPDR Fund Exchange-Traded Fund | ||||||
| Tue 1998-12-22💬 to Mon 2026-10-19 |
Start
Value |
End
Value |
|---|---|---|
| XLF × |
$10,000.00
1998-12-22 |
$49,668.04
2026-10-19 |
| YTD | YoY | |
|---|---|---|
| XLF × | +1.76% | +7.18% |
|
Current
Drawdown |
Worst
Drawdown |
|
|---|---|---|
| XLF × |
−5.64%
on 2026-10-19 from 2026-09-03 peak |
−82.69%
on 2009-03-06 from 2007-06-01 peak |
| Period ending Mon 2026-10-19 | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| XLF × | +7.18% |
+19.17% +9.17%/yr |
+76.39% +20.83%/yr |
+50.33% +8.49%/yr |
+236.58% +12.90%/yr |
| Year | XLF |
|---|---|
| 2026 (YTD) | +1.76% |
| 2025 | +14.90% |
| 2024 | +30.56% |
| 2023 | +12.04% |
| 2022 | −10.59% |
| 2021 | +34.80% |
| 2020 | −1.74% |
| 2019 | +31.87% |
| 2018 | −13.05% |
| 2017 | +22.00% |
| 2016 | +22.42% |
| 2015 | −1.77% |
| 2014 | +15.05% |
| 2013 | +35.53% |
| 2012 | +28.41% |
| 2011 | −17.14% |
| 2010 | +11.90% |
| 2009 | +17.57% |
| 2008 | −54.90% |
| 2007 | −19.18% |
| 2006 | +18.89% |
| 2005 | +6.20% |
| 2004 | +10.86% |
| 2003 | +30.49% |
| 2002 | −14.74% |
| 2001 | −9.43% |
| 2000 | +25.86% |
| 1999 | +2.67% |
| 1998 | +0.54% |