All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

XLF: Total Return Chart (with Dividends Reinvested)

XLF total return snapshot: XLF returned +13.87% over the past year and +6.08% YTD, with dividends reinvested. Since Dec. 22, 1998, XLF is up +417.76% in nominal total return, or +6.13%/yr, and is currently −0.69% below its total-return high on Aug. 5, 2026.

Data ending Fri Aug. 7, 2026

Growth of $10,000

Tue 1998-12-22💬 to Fri 2026-08-07 Overall
Return
Exponential
Trendline
XLF
×
+417.76%
+6.13%/yr
+4.92%/yr
R2=0.552
Financial Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000 Summary

Tue 1998-12-22💬 to Fri 2026-08-07 Start
Value
End
Value
XLF
×
$10,000.00
1998-12-22
$51,776.21
2026-08-07

This Year’s Performance

through 2026-08-07

  YTD YoY
XLF
×
+6.08% +13.87%

Drawdowns

  Current
Drawdown
Worst
Drawdown
XLF
×
−0.69%
on 2026-08-07
from 2026-08-05 peak
−82.69%
on 2009-03-06
from 2007-06-01 peak

Rolling Returns

Period ending Fri 2026-08-07 1 yr 2 yr 3 yr 5 yr 10 yr
XLF
×
+13.87% +42.89%
+19.54%/yr
+70.61%
+19.49%/yr
+65.91%
+10.66%/yr
+255.20%
+13.51%/yr

Annual Returns

Year XLF
2026 (YTD) +6.08%
2025 +14.90%
2024 +30.56%
2023 +12.04%
2022 −10.59%
2021 +34.80%
2020 −1.74%
2019 +31.87%
2018 −13.05%
2017 +22.00%
2016 +22.42%
2015 −1.77%
2014 +15.05%
2013 +35.53%
2012 +28.42%
2011 −17.14%
2010 +11.90%
2009 +17.57%
2008 −54.90%
2007 −19.18%
2006 +18.89%
2005 +6.21%
2004 +10.86%
2003 +30.49%
2002 −14.74%
2001 −9.43%
2000 +25.86%
1999 +2.67%
1998 +0.54%