All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,XLP,XLV,XLU,XLE,XLI,XLK: Total Return Chart (with Dividends Reinvested)

Tue 1998-12-22? to Thu 2026-05-21 YTD
Return
1 Year
Return
SPY
×
+9.21%
2026-05-21
+28.89%
2026-05-21
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+9.60%
2026-05-21
+6.57%
2026-05-21
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
−3.90%
2026-05-21
+14.60%
2026-05-21
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+6.15%
2026-05-21
+13.91%
2026-05-21
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+33.12%
2026-05-21
+48.76%
2026-05-21
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+10.24%
2026-05-21
+22.30%
2026-05-21
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+24.21%
2026-05-21
+56.68%
2026-05-21
Technology Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 1998-12-22? to Thu 2026-05-21 Overall
Return
Exponential
Trendline
SPY
×
+890.18%
+8.72%/yr
+8.77%/yr
(R2=0.872)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+505.30%
+6.79%/yr
+8.45%/yr
(R2=0.945)
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
+783.98%
+8.27%/yr
+9.48%/yr
(R2=0.920)
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+681.43%
+7.79%/yr
+8.45%/yr
(R2=0.947)
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+920.79%
+8.84%/yr
+6.74%/yr
(R2=0.778)
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+1,089.65%
+9.45%/yr
+9.07%/yr
(R2=0.915)
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+1,397.84%
+10.38%/yr
+10.70%/yr
(R2=0.740)
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22? to Thu 2026-05-21 Start
Value
End
Value
SPY
×
$10,000.00
1998-12-22
$99,017.85
2026-05-21
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
$10,000.00
1998-12-22
$60,529.80
2026-05-21
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
$10,000.00
1998-12-22
$88,398.15
2026-05-21
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
$10,000.00
1998-12-22
$78,142.64
2026-05-21
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
$10,000.00
1998-12-22
$102,078.51
2026-05-21
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
$10,000.00
1998-12-22
$118,964.74
2026-05-21
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
$10,000.00
1998-12-22
$149,784.46
2026-05-21
Technology Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year SPY XLP XLV XLU XLE XLI XLK
2026 (YTD) +9.21% +9.60% −3.90% +6.15% +33.12% +10.24% +24.21%
2025 +17.72% +1.52% +14.50% +16.02% +7.88% +19.35% +24.61%
2024 +24.89% +12.20% +2.47% +23.31% +5.56% +17.31% +21.63%
2023 +26.18% −0.81% +2.07% −7.16% −0.60% +18.13% +56.02%
2022 −18.18% −0.82% −2.09% +1.43% +64.25% −5.57% −27.73%
2021 +28.73% +17.21% +26.04% +17.70% +53.28% +21.08% +34.74%
2020 +18.33% +10.11% +13.30% +0.51% −32.67% +10.90% +43.62%
2019 +31.22% +27.43% +20.45% +25.93% +10.66% +29.08% +49.86%
2018 −4.57% −8.07% +6.28% +3.94% −18.22% −13.25% −1.68%
2017 +21.71% +12.98% +21.77% +12.05% −0.89% +23.98% +34.26%
2016 +12.00% +4.98% −2.76% +16.08% +28.03% +20.01% +15.01%
2015 +1.23% +6.87% +6.83% −4.93% −21.50% −4.32% +5.47%
2014 +13.46% +15.72% +25.14% +28.75% −8.68% +10.37% +17.84%
2013 +32.31% +26.31% +41.41% +13.06% +26.25% +40.55% +26.24%
2012 +15.99% +10.73% +17.37% +1.04% +5.21% +14.92% +15.30%
2011 +1.89% +14.09% +12.40% +19.64% +2.84% −1.10% +2.61%
2010 +15.06% +13.78% +3.30% +5.31% +21.78% +27.82% +11.39%
2009 +26.35% +14.28% +19.52% +11.71% +21.76% +22.03% +51.32%
2008 −36.79% −15.02% −23.31% −28.91% −38.96% −38.73% −41.51%
2007 +5.15% +12.69% +7.16% +18.42% +36.89% +13.49% +15.46%
2006 +15.85% +14.49% +7.05% +20.89% +18.09% +13.52% +12.16%
2005 +4.83% +2.84% +6.42% +16.39% +40.18% +2.75% −0.32%
2004 +10.70% +7.65% +1.27% +23.59% +33.93% +17.75% +5.64%
2003 +28.18% +11.17% +14.93% +26.47% +25.81% +31.86% +38.67%
2002 −21.58% −20.09% −0.74% −28.78% −14.68% −24.57% −38.17%
2001 −11.76% −9.93% −0.83% −13.01% −18.13% −10.20% −23.35%
2000 −9.74% +25.54% −11.60% +22.47% +24.40% +6.71% −41.88%
1999 +20.39% −14.26% +19.51% −3.19% +17.95% +22.22% +65.14%
1998 +28.69% +2.48% +3.87% +1.36% +0.33% +5.50% +1.80%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Tue 1998-12-22? to Thu 2026-05-21 Current
Drawdown
Worst
Drawdown
SPY
×
−0.73%
from 2026-05-14 peak
−55.19%
2009-03-09
from 2007-10-09 peak
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
−5.41%
from 2026-02-27 peak
−35.89%
2003-03-10
from 2000-12-28 peak
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
−7.14%
from 2026-02-27 peak
−39.17%
2009-03-09
from 2007-12-10 peak
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
−5.06%
from 2026-02-27 peak
−52.27%
2002-10-09
from 2000-12-13 peak
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
−5.48%
from 2026-03-27 peak
−71.54%
2020-03-18
from 2014-06-23 peak
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
−4.41%
from 2026-03-02 peak
−62.26%
2009-03-09
from 2007-10-09 peak
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
−0.50%
from 2026-05-14 peak
−82.05%
2002-10-09
from 2000-03-27 peak
Technology Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Thu 2026-05-21 1
Year
2
Years
3
Years
5
Years
10
Years
SPY
×
+28.89% +43.18%
+19.67%/yr
+84.37%
+22.57%/yr
+91.65%
+13.90%/yr
+325.44%
+15.58%/yr
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+6.57% +14.25%
+6.89%/yr
+21.01%
+6.55%/yr
+35.97%
+6.34%/yr
+112.08%
+7.81%/yr
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
+14.60% +4.77%
+2.36%/yr
+18.61%
+5.84%/yr
+29.11%
+5.24%/yr
+151.21%
+9.65%/yr
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+13.91% +30.90%
+14.42%/yr
+49.26%
+14.25%/yr
+58.35%
+9.63%/yr
+156.22%
+9.86%/yr
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+48.76% +34.29%
+15.89%/yr
+63.78%
+17.83%/yr
+172.74%
+22.23%/yr
+165.52%
+10.26%/yr
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+22.30% +40.14%
+18.39%/yr
+78.73%
+21.31%/yr
+78.60%
+12.30%/yr
+269.18%
+13.95%/yr
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+56.68% +68.52%
+29.84%/yr
+131.57%
+32.23%/yr
+172.48%
+22.20%/yr
+832.01%
+25.01%/yr
Technology Select Sector SPDR Fund Exchange-Traded Fund