All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

XLP vs. XLU vs. XLE vs. XLF vs. XLI vs. XLB vs. XLK: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Tue 1998-12-22💬 to Fri 2026-11-06 Overall
Return 		Exponential
Trendline
XLP × 		+552.84%
+6.96%/yr 		+8.45%/yr
R2=0.947
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU × 		+659.28%
+7.54%/yr 		+8.48%/yr
R2=0.949
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE × 		+977.99%
+8.90%/yr 		+6.86%/yr
R2=0.789
State Street Energy Select Sector SPDR ETF Exchange-Traded Fund
XLF × 		+415.64%
+6.06%/yr 		+5.03%/yr
R2=0.564
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI × 		+1,040.66%
+9.13%/yr 		+9.20%/yr
R2=0.917
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB × 		+884.33%
+8.55%/yr 		+8.49%/yr
R2=0.959
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK × 		+1,284.87%
+9.89%/yr 		+11.03%/yr
R2=0.751
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000 Summary

Tue 1998-12-22💬 to Fri 2026-11-06 Start
Value 		End
Value
XLP × 		$10,000.00
1998-12-22 		$65,284.35
2026-11-06
XLU × 		$10,000.00
1998-12-22 		$75,927.75
2026-11-06
XLE × 		$10,000.00
1998-12-22 		$107,798.89
2026-11-06
XLF × 		$10,000.00
1998-12-22 		$51,563.78
2026-11-06
XLI × 		$10,000.00
1998-12-22 		$114,065.53
2026-11-06
XLB × 		$10,000.00
1998-12-22 		$98,433.03
2026-11-06
XLK × 		$10,000.00
1998-12-22 		$138,487.02
2026-11-06

This Year’s Performance

through 2026-11-06

  YTD YoY
XLP × 		+18.21% +22.44%
XLU × 		+3.14% +0.29%
XLE × 		+40.55% +43.60%
XLF × 		+5.64% +10.78%
XLI × 		+5.70% +7.82%
XLB × 		+16.03% +24.74%
XLK × 		+14.84% +14.53%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
XLP × 		−2.02%
on 2026-11-06
from 2026-11-04 peak 		−35.89%
on 2003-03-10
from 2000-12-28 peak
XLU × 		−7.75%
on 2026-11-06
from 2026-02-27 peak 		−52.27%
on 2002-10-09
from 2000-12-13 peak
XLE × 		−12.00%
on 2026-11-06
from 2026-10-30 peak 		−71.54%
on 2020-03-18
from 2014-06-23 peak
XLF × 		−3.45%
on 2026-11-06
from 2026-11-04 peak 		−82.69%
on 2009-03-06
from 2007-06-01 peak
XLI × 		−12.55%
on 2026-11-06
from 2026-08-14 peak 		−62.26%
on 2009-03-09
from 2007-10-09 peak
XLB × 		−3.62%
on 2026-11-06
from 2026-11-04 peak 		−59.83%
on 2009-03-02
from 2008-05-20 peak
XLK × 		−18.45%
on 2026-11-06
from 2026-10-06 peak 		−82.05%
on 2002-10-09
from 2000-03-27 peak

Rolling Returns

Period ending Fri 2026-11-06 1 yr 2 yr 3 yr 5 yr 10 yr
XLP × 		+22.44% +19.47%
+9.30%/yr 		+41.91%
+12.38%/yr 		+40.87%
+7.09%/yr 		+128.38%
+8.61%/yr
XLU × 		+0.29% +17.77%
+8.52%/yr 		+52.89%
+15.20%/yr 		+49.14%
+8.32%/yr 		+146.59%
+9.45%/yr
XLE × 		+43.60% +39.99%
+18.32%/yr 		+58.08%
+16.49%/yr 		+152.19%
+20.32%/yr 		+170.31%
+10.46%/yr
XLF × 		+10.78% +18.90%
+9.04%/yr 		+77.79%
+21.15%/yr 		+55.64%
+9.25%/yr 		+252.48%
+13.43%/yr
XLI × 		+7.82% +18.12%
+8.68%/yr 		+67.39%
+18.73%/yr 		+64.80%
+10.51%/yr 		+241.19%
+13.06%/yr
XLB × 		+24.74% +13.61%
+6.59%/yr 		+40.36%
+11.97%/yr 		+30.67%
+5.50%/yr 		+173.28%
+10.58%/yr
XLK × 		+14.53% +42.82%
+19.51%/yr 		+94.20%
+24.76%/yr 		+104.61%
+15.39%/yr 		+690.20%
+22.96%/yr

Annual Returns

Year XLP XLU XLE XLF XLI XLB XLK
2026 (YTD) +18.21% +3.14% +40.55% +5.64% +5.70% +16.03% +14.84%
2025 +1.52% +16.02% +7.88% +14.90% +19.35% +9.94% +24.61%
2024 +12.20% +23.31% +5.56% +30.56% +17.31% +0.15% +21.63%
2023 −0.81% −7.16% −0.63% +12.03% +18.13% +12.47% +56.02%
2022 −0.82% +1.43% +64.32% −10.59% −5.57% −12.30% −27.73%
2021 +17.21% +17.70% +53.28% +34.80% +21.08% +27.44% +34.74%
2020 +10.11% +0.51% −32.67% −1.74% +10.91% +20.46% +43.62%
2019 +27.43% +25.93% +10.66% +31.87% +29.08% +24.13% +49.86%
2018 −8.07% +3.93% −18.22% −13.05% −13.25% −14.88% −1.68%
2017 +12.98% +12.05% −0.89% +22.00% +23.98% +24.01% +34.26%
2016 +4.98% +16.08% +28.03% +22.42% +20.01% +16.80% +15.01%
2015 +6.87% −4.93% −21.50% −1.77% −4.32% −8.69% +5.47%
2014 +15.72% +28.75% −8.68% +15.05% +10.37% +7.18% +17.84%
2013 +26.31% +13.06% +26.25% +35.53% +40.55% +25.99% +26.24%
2012 +10.73% +1.04% +5.21% +28.42% +14.92% +14.69% +15.30%
2011 +14.09% +19.64% +2.84% −17.14% −1.10% −10.92% +2.61%
2010 +13.78% +5.31% +21.78% +11.90% +27.82% +20.56% +11.39%
2009 +14.28% +11.70% +21.76% +17.57% +22.03% +48.15% +51.33%
2008 −15.02% −28.91% −38.96% −54.90% −38.73% −44.05% −41.51%
2007 +12.69% +18.42% +36.89% −19.18% +13.49% +22.19% +15.46%
2006 +14.49% +20.89% +18.09% +18.89% +13.52% +19.03% +12.16%
2005 +2.84% +16.39% +40.18% +6.20% +2.75% +4.08% −0.32%
2004 +7.65% +23.59% +33.93% +10.86% +17.75% +13.49% +5.64%
2003 +11.17% +26.47% +25.81% +30.49% +31.86% +37.41% +38.68%
2002 −20.09% −28.77% −14.68% −14.74% −24.57% −5.33% −38.17%
2001 −9.93% −13.01% −18.13% −9.43% −10.20% +2.14% −23.35%
2000 +25.54% +22.47% +24.40% +25.86% +6.71% −11.18% −41.88%
1999 −14.26% −3.19% +17.95% +2.67% +22.22% +23.78% +65.14%
1998 +2.48% +1.36% +0.34% +0.54% +5.50% +5.25% +1.80%