All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

XLP,XLU,XLC,XLE,XLF,XLI,XLK: Total Return Chart (with Dividends Reinvested)

Tue 2018-06-19💬 to Thu 2026-07-16 YTD
Return 		1 Year
Return
XLP × 		+11.87%
2026-07-16 		+9.77%
2026-07-16
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU × 		+7.94%
2026-07-16 		+13.95%
2026-07-16
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLC × 		−3.75%
2026-07-16 		+7.30%
2026-07-16
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE × 		+29.29%
2026-07-16 		+36.52%
2026-07-16
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF × 		+4.51%
2026-07-16 		+10.81%
2026-07-16
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI × 		+16.75%
2026-07-16 		+21.31%
2026-07-16
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK × 		+23.60%
2026-07-16 		+37.95%
2026-07-16
Technology Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 2018-06-19💬 to Thu 2026-07-16 Overall
Return 		Exponential
Trendline
XLP × 		+108.36%
+9.52%/yr 		+8.44%/yr
(R2=0.925)
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU × 		+132.47%
+11.01%/yr 		+8.93%/yr
(R2=0.875)
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLC × 		+143.82%
+11.67%/yr 		+12.61%/yr
(R2=0.756)
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE × 		+114.07%
+9.89%/yr 		+14.97%/yr
(R2=0.664)
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF × 		+141.47%
+11.54%/yr 		+12.43%/yr
(R2=0.849)
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI × 		+181.06%
+13.65%/yr 		+13.42%/yr
(R2=0.905)
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK × 		+435.63%
+23.10%/yr 		+21.73%/yr
(R2=0.936)
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 2018-06-19💬 to Thu 2026-07-16 Start
Value 		End
Value
XLP × 		$10,000.00
2018-06-19 		$20,836.37
2026-07-16
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU × 		$10,000.00
2018-06-19 		$23,247.02
2026-07-16
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLC × 		$10,000.00
2018-06-19 		$24,382.48
2026-07-16
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE × 		$10,000.00
2018-06-19 		$21,407.04
2026-07-16
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF × 		$10,000.00
2018-06-19 		$24,147.09
2026-07-16
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI × 		$10,000.00
2018-06-19 		$28,105.88
2026-07-16
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK × 		$10,000.00
2018-06-19 		$53,563.45
2026-07-16
Technology Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year XLP XLU XLC XLE XLF XLI XLK
2026 (YTD) +11.87% +7.94% −3.75% +29.29% +4.51% +16.75% +23.60%
2025 +1.52% +16.02% +23.08% +7.88% +14.90% +19.35% +24.61%
2024 +12.20% +23.31% +34.71% +5.56% +30.56% +17.31% +21.63%
2023 −0.81% −7.16% +52.82% −0.60% +12.04% +18.13% +56.02%
2022 −0.82% +1.43% −37.63% +64.25% −10.59% −5.57% −27.73%
2021 +17.21% +17.70% +15.96% +53.28% +34.80% +21.08% +34.74%
2020 +10.11% +0.51% +26.90% −32.67% −1.74% +10.91% +43.62%
2019 +27.43% +25.93% +31.05% +10.66% +31.87% +29.08% +49.86%
2018 −8.07% +3.94% −16.88% −18.22% −13.05% −13.25% −1.68%
2017 +12.98% +12.05% — −0.89% +22.00% +23.98% +34.26%
2016 +4.98% +16.08% — +28.03% +22.42% +20.01% +15.01%
2015 +6.87% −4.93% — −21.50% −1.77% −4.32% +5.47%
2014 +15.72% +28.75% — −8.68% +15.05% +10.37% +17.84%
2013 +26.31% +13.06% — +26.25% +35.53% +40.55% +26.24%
2012 +10.73% +1.04% — +5.21% +28.42% +14.92% +15.30%
2011 +14.09% +19.64% — +2.84% −17.14% −1.10% +2.61%
2010 +13.78% +5.31% — +21.78% +11.90% +27.82% +11.40%
2009 +14.28% +11.71% — +21.76% +17.57% +22.03% +51.32%
2008 −15.02% −28.91% — −38.96% −54.90% −38.73% −41.51%
2007 +12.69% +18.42% — +36.89% −19.18% +13.49% +15.46%
2006 +14.49% +20.89% — +18.09% +18.89% +13.52% +12.16%
2005 +2.84% +16.39% — +40.18% +6.21% +2.75% −0.32%
2004 +7.65% +23.59% — +33.93% +10.86% +17.75% +5.64%
2003 +11.17% +26.46% — +25.81% +30.49% +31.86% +38.68%
2002 −20.09% −28.78% — −14.68% −14.74% −24.57% −38.17%
2001 −9.93% −13.01% — −18.13% −9.43% −10.20% −23.35%
2000 +25.54% +22.47% — +24.40% +25.86% +6.71% −41.88%
1999 −14.26% −3.19% — +17.95% +2.67% +22.22% +65.14%
1998 +2.48% +1.36% — +0.34% +0.54% +5.50% +1.80%

Drawdowns

Tue 2018-06-19💬 to Thu 2026-07-16 Current
Drawdown 		Worst
Drawdown
XLP × 		−3.46%
from 2026-02-27 peak 		−24.51%
2020-03-23
from 2020-02-14 peak
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU × 		−3.46%
from 2026-02-27 peak 		−36.07%
2020-03-23
from 2020-02-18 peak
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLC × 		−5.64%
from 2026-01-30 peak 		−46.65%
2022-11-03
from 2021-09-01 peak
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE × 		−8.20%
from 2026-03-27 peak 		−67.11%
2020-03-18
from 2018-10-09 peak
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF × 		— −42.86%
2020-03-23
from 2020-02-14 peak
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI × 		−2.92%
from 2026-07-06 peak 		−42.33%
2020-03-23
from 2020-02-12 peak
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK × 		−10.33%
from 2026-06-02 peak 		−33.56%
2022-10-12
from 2021-12-27 peak
Technology Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Thu 2026-07-16 1
Year 		2
Years 		3
Years 		5
Years 		10
Years
XLP × 		+9.77% +16.32%
+7.85%/yr 		+25.34%
+7.82%/yr 		+37.85%
+6.63%/yr 		+101.50%
+7.26%/yr
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLU × 		+13.95% +37.33%
+17.19%/yr 		+48.88%
+14.19%/yr 		+59.52%
+9.79%/yr 		+140.00%
+9.15%/yr
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLC × 		+7.30% +32.80%
+15.24%/yr 		+73.54%
+20.17%/yr 		+46.68%
+7.96%/yr 		—
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE × 		+36.52% +31.60%
+14.72%/yr 		+54.13%
+15.51%/yr 		+180.96%
+22.95%/yr 		+144.84%
+9.37%/yr
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF × 		+10.81% +34.51%
+15.98%/yr 		+73.74%
+20.22%/yr 		+71.34%
+11.37%/yr 		+257.40%
+13.58%/yr
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI × 		+21.31% +44.40%
+20.17%/yr 		+73.19%
+20.09%/yr 		+90.64%
+13.77%/yr 		+264.57%
+13.81%/yr
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLK × 		+37.95% +53.94%
+24.07%/yr 		+105.78%
+27.19%/yr 		+145.25%
+19.65%/yr 		+776.23%
+24.24%/yr
Technology Select Sector SPDR Fund Exchange-Traded Fund