All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VFINX,VINIX,SPY: Total Return Chart (with Dividends Reinvested)

Fri 1993-01-29? to Fri 2025-08-01 YTD
Return
TR
Price
VFINX
×
+6.76%
2025-08-01
123.32 TR
2025-08-01
Vanguard 500 Index Fund Investor Shares Mutual Fund
VINIX
×
+6.65%
2025-08-01
32.51 TR
2025-08-01
Vanguard Institutional Index Fund Institutional Shares Mutual Fund
SPY
×
+6.72%
2025-08-01
25.5 TR
2025-08-01
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Returns

Fri 1993-01-29? to Fri 2025-08-01 Overall
Return
Exponential
Trendline
VFINX
×
+2,476.62%
+10.51%/yr
+8.60%/yr
(R2=0.909)
Vanguard 500 Index Fund Investor Shares Mutual Fund
VINIX
×
+2,272.16%
+10.23%/yr
+8.51%/yr
(R2=0.916)
Vanguard Institutional Index Fund Institutional Shares Mutual Fund
SPY
×
+2,450.27%
+10.48%/yr
+8.60%/yr
(R2=0.909)
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Growth of $10,000

Fri 1993-01-29? to Fri 2025-08-01 Start
Value
End
Value
VFINX
×
$10,000.00
1993-01-29
$257,662.43
2025-08-01
Vanguard 500 Index Fund Investor Shares Mutual Fund
VINIX
×
$10,000.00
1993-01-29
$237,215.87
2025-08-01
Vanguard Institutional Index Fund Institutional Shares Mutual Fund
SPY
×
$10,000.00
1993-01-29
$255,026.95
2025-08-01
SPDR S&P 500 ETF Trust Exchange-Traded Fund

Annual Returns

Year VFINX VINIX SPY
2025 (YTD) +6.76% +6.65% +6.72%
2024 +24.84% +23.32% +24.89%
2023 +26.12% +24.31% +26.18%
2022 −18.24% −19.40% −18.18%
2021 +28.53% +24.11% +28.73%
2020 +18.74% +16.42% +18.33%
2019 +31.33% +30.19% +31.22%
2018 −4.55% −4.71% −4.57%
2017 +21.66% +21.79% +21.71%
2016 +11.83% +11.61% +12.00%
2015 +1.23% +1.35% +1.23%
2014 +13.52% +13.66% +13.46%
2013 +32.17% +32.36% +32.31%
2012 +15.82% +15.98% +15.99%
2011 +1.96% +2.10% +1.90%
2010 +14.91% +15.04% +15.06%
2009 +26.52% +26.66% +26.35%
2008 −37.02% −36.96% −36.79%
2007 +5.39% +5.48% +5.15%
2006 +15.64% +15.79% +15.85%
2005 +4.77% +4.90% +4.83%
2004 +10.74% +11.69% +10.70%
2003 +28.50% +28.80% +28.18%
2002 −22.17% −22.01% −21.58%
2001 −12.03% −11.94% −11.76%
2000 −9.05% −8.94% −9.74%
1999 +21.73% +21.85% +20.39%
1998 +29.07% +29.14% +28.69%
1997 +32.28% +32.22% +33.48%
1996 +22.42% +21.32% +22.50%
1995 +37.14% +37.22% +38.06%
1994 +1.40% +0.53% +0.40%
1993 +9.69% +11.94% +8.71%
1992 +9.44% +8.89%
1991 +32.05% +32.43%
1990 −2.90% −5.75%
1989 +28.38%
1988 +14.91%
1987 +3.97%
1986 +9.30%
1985 +22.60%
1984 +3.67%
1983 +17.07%
1982 +19.25%
1981 −8.55%
1980 +27.89%
1979 −2.07%

Drawdowns

Fri 1993-01-29? to Fri 2025-08-01 Current
Drawdown
Worst
Drawdown
VFINX
×
−2.36% −55.25%
2009-03-09
Vanguard 500 Index Fund Investor Shares Mutual Fund
VINIX
×
−2.36% −55.19%
2009-03-09
Vanguard Institutional Index Fund Institutional Shares Mutual Fund
SPY
×
−2.41% −55.19%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund