All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,XLV,XLU,XLE,XLF,XLRE,XLK: Total Return Chart (with Dividends Reinvested)

Thu 2015-10-08💬 to Fri 2026-06-12 YTD
Return
1 Year
Return
SPY
×
+9.07%
2026-06-12
+24.27%
2026-06-12
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
XLV
×
−0.23%
2026-06-12
+14.43%
2026-06-12
Health Care Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLU
×
+5.04%
2026-06-12
+11.85%
2026-06-12
Utilities Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLE
×
+29.58%
2026-06-12
+37.22%
2026-06-12
Energy Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLF
×
−2.11%
2026-06-12
+6.20%
2026-06-12
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLRE
×
+13.17%
2026-06-12
+11.15%
2026-06-12
The Real Estate Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLK
×
+28.52%
2026-06-12
+53.24%
2026-06-12
Technology Select Sector SPDR Fund NYSE Exchange-Traded Fund

Returns

Thu 2015-10-08💬 to Fri 2026-06-12 Overall
Return
Exponential
Trendline
SPY
×
+338.75%
+14.85%/yr
+14.12%/yr
(R2=0.966)
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
XLV
×
+168.87%
+9.71%/yr
+10.44%/yr
(R2=0.947)
Health Care Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLU
×
+183.25%
+10.24%/yr
+9.17%/yr
(R2=0.937)
Utilities Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLE
×
+150.45%
+8.98%/yr
+8.91%/yr
(R2=0.530)
Energy Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLF
×
+242.05%
+12.21%/yr
+11.67%/yr
(R2=0.899)
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLRE
×
+115.56%
+7.46%/yr
+6.87%/yr
(R2=0.837)
The Real Estate Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLK
×
+907.84%
+24.16%/yr
+22.20%/yr
(R2=0.971)
Technology Select Sector SPDR Fund NYSE Exchange-Traded Fund

Growth of $10,000

Thu 2015-10-08💬 to Fri 2026-06-12 Start
Value
End
Value
SPY
×
$10,000.00
2015-10-08
$43,875.14
2026-06-12
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
XLV
×
$10,000.00
2015-10-08
$26,886.62
2026-06-12
Health Care Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLU
×
$10,000.00
2015-10-08
$28,325.35
2026-06-12
Utilities Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLE
×
$10,000.00
2015-10-08
$25,045.25
2026-06-12
Energy Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLF
×
$10,000.00
2015-10-08
$34,205.02
2026-06-12
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLRE
×
$10,000.00
2015-10-08
$21,556.17
2026-06-12
The Real Estate Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLK
×
$10,000.00
2015-10-08
$100,783.69
2026-06-12
Technology Select Sector SPDR Fund NYSE Exchange-Traded Fund

Annual Returns

Year SPY XLV XLU XLE XLF XLRE XLK
2026 (YTD) +9.07% −0.23% +5.04% +29.58% −2.11% +13.17% +28.52%
2025 +17.72% +14.50% +16.02% +7.88% +14.90% +2.63% +24.61%
2024 +24.89% +2.47% +23.31% +5.56% +30.56% +5.09% +21.63%
2023 +26.18% +2.07% −7.16% −0.60% +12.04% +12.38% +56.02%
2022 −18.18% −2.09% +1.43% +64.25% −10.59% −26.26% −27.73%
2021 +28.73% +26.04% +17.70% +53.28% +34.80% +46.10% +34.74%
2020 +18.33% +13.30% +0.51% −32.67% −1.74% −2.19% +43.62%
2019 +31.22% +20.45% +25.93% +10.66% +31.87% +28.68% +49.86%
2018 −4.57% +6.28% +3.94% −18.22% −13.05% −2.39% −1.68%
2017 +21.71% +21.77% +12.05% −0.89% +22.00% +10.69% +34.26%
2016 +12.00% −2.76% +16.08% +28.03% +22.42% +2.75% +15.01%
2015 +1.23% +6.83% −4.93% −21.50% −1.77% +4.37% +5.47%
2014 +13.46% +25.14% +28.75% −8.68% +15.05% +17.84%
2013 +32.31% +41.41% +13.06% +26.25% +35.53% +26.24%
2012 +15.99% +17.37% +1.04% +5.21% +28.42% +15.30%
2011 +1.89% +12.40% +19.64% +2.84% −17.14% +2.61%
2010 +15.06% +3.30% +5.31% +21.78% +11.90% +11.39%
2009 +26.35% +19.52% +11.71% +21.76% +17.57% +51.32%
2008 −36.79% −23.31% −28.91% −38.96% −54.90% −41.51%
2007 +5.15% +7.16% +18.42% +36.89% −19.18% +15.46%
2006 +15.85% +7.05% +20.89% +18.09% +18.89% +12.16%
2005 +4.83% +6.42% +16.39% +40.18% +6.20% −0.32%
2004 +10.70% +1.27% +23.59% +33.93% +10.86% +5.64%
2003 +28.18% +14.93% +26.47% +25.81% +30.49% +38.67%
2002 −21.58% −0.74% −28.78% −14.68% −14.74% −38.17%
2001 −11.76% −0.83% −13.01% −18.13% −9.43% −23.35%
2000 −9.74% −11.60% +22.47% +24.40% +25.86% −41.88%
1999 +20.39% +19.51% −3.19% +17.95% +2.67% +65.14%
1998 +28.69% +3.87% +1.36% +0.33% +0.54% +1.80%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Thu 2015-10-08💬 to Fri 2026-06-12 Current
Drawdown
Worst
Drawdown
SPY
×
−2.35%
from 2026-06-02 peak
−33.72%
2020-03-23
from 2020-02-19 peak
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
XLV
×
−3.59%
from 2026-02-27 peak
−28.40%
2020-03-23
from 2020-01-22 peak
Health Care Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLU
×
−6.05%
from 2026-02-27 peak
−36.07%
2020-03-23
from 2020-02-18 peak
Utilities Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLE
×
−7.99%
from 2026-03-27 peak
−67.13%
2020-03-18
from 2018-05-21 peak
Energy Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLF
×
−4.94%
from 2026-01-06 peak
−42.86%
2020-03-23
from 2020-02-14 peak
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLRE
×
−38.83%
2020-03-23
from 2020-02-21 peak
The Real Estate Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLK
×
−6.77%
from 2026-06-02 peak
−33.56%
2022-10-12
from 2021-12-27 peak
Technology Select Sector SPDR Fund NYSE Exchange-Traded Fund

Rolling Returns

Period ending Fri 2026-06-12 1
Year
2
Years
3
Years
5
Years
10
Years
SPY
×
+24.27% +40.35%
+18.47%/yr
+77.69%
+21.12%/yr
+87.17%
+13.36%/yr
+315.62%
+15.31%/yr
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
XLV
×
+14.43% +8.92%
+4.37%/yr
+23.53%
+7.30%/yr
+33.84%
+6.00%/yr
+153.21%
+9.74%/yr
Health Care Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLU
×
+11.85% +34.94%
+16.17%/yr
+47.34%
+13.79%/yr
+56.82%
+9.42%/yr
+142.11%
+9.25%/yr
Utilities Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLE
×
+37.22% +37.09%
+17.09%/yr
+57.63%
+16.38%/yr
+150.06%
+20.12%/yr
+153.83%
+9.76%/yr
Energy Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLF
×
+6.20% +34.79%
+16.10%/yr
+68.95%
+19.10%/yr
+54.94%
+9.15%/yr
+241.78%
+13.08%/yr
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLRE
×
+11.15% +26.78%
+12.60%/yr
+35.58%
+10.68%/yr
+17.74%
+3.32%/yr
+98.44%
+7.09%/yr
The Real Estate Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLK
×
+53.24% +66.33%
+28.97%/yr
+122.46%
+30.54%/yr
+170.46%
+22.02%/yr
+837.39%
+25.08%/yr
Technology Select Sector SPDR Fund NYSE Exchange-Traded Fund