All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,XLP,XLV,XLU,XLE,XLF,XLI,XLB,XLK: Total Return Chart (with Dividends Reinvested)

Tue 1998-12-22? to Mon 2026-05-18 YTD
Return
1 Year
Return
SPY
×
+8.61%
2026-05-18
+25.74%
2026-05-18
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+11.20%
2026-05-18
+7.56%
2026-05-18
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
−5.48%
2026-05-18
+11.44%
2026-05-18
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+3.65%
2026-05-18
+9.98%
2026-05-18
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+36.38%
2026-05-18
+46.29%
2026-05-18
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−5.05%
2026-05-18
+1.84%
2026-05-18
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+10.39%
2026-05-18
+20.36%
2026-05-18
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB
×
+11.23%
2026-05-18
+17.64%
2026-05-18
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+21.26%
2026-05-18
+49.31%
2026-05-18
Technology Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 1998-12-22? to Mon 2026-05-18 Overall
Return
Exponential
Trendline
SPY
×
+884.75%
+8.70%/yr
+8.77%/yr
(R2=0.872)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+514.16%
+6.85%/yr
+8.45%/yr
(R2=0.945)
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
+769.48%
+8.21%/yr
+9.48%/yr
(R2=0.920)
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+663.02%
+7.70%/yr
+8.45%/yr
(R2=0.947)
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+945.82%
+8.94%/yr
+6.74%/yr
(R2=0.778)
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
+363.47%
+5.76%/yr
+4.83%/yr
(R2=0.541)
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+1,091.18%
+9.46%/yr
+9.07%/yr
(R2=0.915)
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB
×
+843.65%
+8.54%/yr
+8.47%/yr
(R2=0.957)
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+1,362.29%
+10.28%/yr
+10.69%/yr
(R2=0.740)
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22? to Mon 2026-05-18 Start
Value
End
Value
SPY
×
$10,000.00
1998-12-22
$98,475.24
2026-05-18
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
$10,000.00
1998-12-22
$61,416.37
2026-05-18
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
$10,000.00
1998-12-22
$86,948.22
2026-05-18
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
$10,000.00
1998-12-22
$76,301.94
2026-05-18
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
$10,000.00
1998-12-22
$104,581.71
2026-05-18
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
$10,000.00
1998-12-22
$46,346.64
2026-05-18
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
$10,000.00
1998-12-22
$119,118.21
2026-05-18
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB
×
$10,000.00
1998-12-22
$94,364.79
2026-05-18
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
$10,000.00
1998-12-22
$146,228.55
2026-05-18
Technology Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year SPY XLP XLV XLU XLE XLF XLI XLB XLK
2026 (YTD) +8.61% +11.20% −5.48% +3.65% +36.38% −5.05% +10.39% +11.23% +21.26%
2025 +17.72% +1.52% +14.50% +16.02% +7.88% +14.90% +19.35% +9.94% +24.61%
2024 +24.89% +12.20% +2.47% +23.31% +5.56% +30.56% +17.31% +0.15% +21.63%
2023 +26.18% −0.81% +2.07% −7.16% −0.60% +12.04% +18.13% +12.47% +56.02%
2022 −18.18% −0.82% −2.09% +1.43% +64.25% −10.59% −5.57% −12.30% −27.73%
2021 +28.73% +17.21% +26.04% +17.70% +53.28% +34.80% +21.08% +27.44% +34.74%
2020 +18.33% +10.11% +13.30% +0.51% −32.67% −1.74% +10.90% +20.46% +43.62%
2019 +31.22% +27.43% +20.45% +25.93% +10.66% +31.87% +29.08% +24.13% +49.86%
2018 −4.57% −8.07% +6.28% +3.94% −18.22% −13.05% −13.25% −14.88% −1.68%
2017 +21.71% +12.98% +21.77% +12.05% −0.89% +22.00% +23.98% +24.01% +34.26%
2016 +12.00% +4.98% −2.76% +16.08% +28.03% +22.42% +20.01% +16.80% +15.01%
2015 +1.23% +6.87% +6.83% −4.93% −21.50% −1.77% −4.32% −8.69% +5.47%
2014 +13.46% +15.72% +25.14% +28.75% −8.68% +15.05% +10.37% +7.18% +17.84%
2013 +32.31% +26.31% +41.41% +13.06% +26.25% +35.53% +40.55% +25.99% +26.24%
2012 +15.99% +10.73% +17.37% +1.04% +5.21% +28.42% +14.92% +14.69% +15.30%
2011 +1.89% +14.09% +12.40% +19.64% +2.84% −17.14% −1.10% −10.92% +2.61%
2010 +15.06% +13.78% +3.30% +5.31% +21.78% +11.90% +27.82% +20.56% +11.39%
2009 +26.35% +14.28% +19.52% +11.71% +21.76% +17.57% +22.03% +48.15% +51.32%
2008 −36.79% −15.02% −23.31% −28.91% −38.96% −54.90% −38.73% −44.05% −41.51%
2007 +5.15% +12.69% +7.16% +18.42% +36.89% −19.18% +13.49% +22.19% +15.46%
2006 +15.85% +14.49% +7.05% +20.89% +18.09% +18.89% +13.52% +19.03% +12.16%
2005 +4.83% +2.84% +6.42% +16.39% +40.18% +6.20% +2.75% +4.08% −0.32%
2004 +10.70% +7.65% +1.27% +23.59% +33.93% +10.86% +17.75% +13.49% +5.64%
2003 +28.18% +11.17% +14.93% +26.47% +25.81% +30.49% +31.86% +37.41% +38.67%
2002 −21.58% −20.09% −0.74% −28.78% −14.68% −14.74% −24.57% −5.33% −38.17%
2001 −11.76% −9.93% −0.83% −13.01% −18.13% −9.43% −10.20% +2.14% −23.35%
2000 −9.74% +25.54% −11.60% +22.47% +24.40% +25.86% +6.71% −11.18% −41.88%
1999 +20.39% −14.26% +19.51% −3.19% +17.95% +2.67% +22.22% +23.78% +65.14%
1998 +28.69% +2.48% +3.87% +1.36% +0.33% +0.54% +5.50% +5.25% +1.80%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Tue 1998-12-22? to Mon 2026-05-18 Current
Drawdown
Worst
Drawdown
SPY
×
−1.27%
from 2026-05-14 peak
−55.19%
2009-03-09
from 2007-10-09 peak
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
−4.03%
from 2026-02-27 peak
−35.89%
2003-03-10
from 2000-12-28 peak
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
−8.66%
from 2026-02-27 peak
−39.17%
2009-03-09
from 2007-12-10 peak
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
−7.30%
from 2026-02-27 peak
−52.27%
2002-10-09
from 2000-12-13 peak
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
−3.16%
from 2026-03-27 peak
−71.54%
2020-03-18
from 2014-06-23 peak
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−7.79%
from 2026-01-06 peak
−82.69%
2009-03-06
from 2007-06-01 peak
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
−4.29%
from 2026-03-02 peak
−62.26%
2009-03-09
from 2007-10-09 peak
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB
×
−5.92%
from 2026-02-11 peak
−59.83%
2009-03-02
from 2008-05-20 peak
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
−2.86%
from 2026-05-14 peak
−82.05%
2002-10-09
from 2000-03-27 peak
Technology Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Mon 2026-05-18 1
Year
2
Years
3
Years
5
Years
10
Years
SPY
×
+25.74% +42.91%
+19.53%/yr
+83.10%
+22.33%/yr
+91.99%
+13.94%/yr
+324.30%
+15.55%/yr
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLP
×
+7.56% +15.80%
+7.61%/yr
+22.87%
+7.10%/yr
+38.80%
+6.78%/yr
+116.18%
+8.02%/yr
Consumer Staples Select Sector SPDR Fund Exchange-Traded Fund
XLV
×
+11.44% +3.01%
+1.49%/yr
+17.21%
+5.43%/yr
+28.13%
+5.08%/yr
+147.26%
+9.48%/yr
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLU
×
+9.98% +28.76%
+13.46%/yr
+45.52%
+13.32%/yr
+56.51%
+9.37%/yr
+153.28%
+9.74%/yr
Utilities Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+46.29% +36.02%
+16.61%/yr
+69.09%
+19.13%/yr
+172.64%
+22.22%/yr
+173.69%
+10.59%/yr
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
+1.84% +25.58%
+12.05%/yr
+65.88%
+18.37%/yr
+50.85%
+8.57%/yr
+229.96%
+12.68%/yr
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+20.36% +40.13%
+18.36%/yr
+78.54%
+21.31%/yr
+79.10%
+12.36%/yr
+268.05%
+13.92%/yr
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB
×
+17.64% +13.28%
+6.43%/yr
+35.84%
+10.75%/yr
+26.53%
+4.82%/yr
+168.18%
+10.37%/yr
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+49.31% +66.72%
+29.10%/yr
+125.98%
+31.22%/yr
+170.56%
+22.03%/yr
+815.89%
+24.80%/yr
Technology Select Sector SPDR Fund Exchange-Traded Fund