XLY Stock Chart (Dividends Reinvested, Inflation Adjusted)

All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

XLY: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

XLY real return snapshot: after CPI-U inflation, XLY returned +3.90% over the past year and −4.68% YTD, with dividends reinvested. Since Dec. 22, 1998, XLY is up +512.64% in real purchasing-power return, or +6.80%/yr, and is currently −8.46% below its real total-return high on Jan. 12, 2026.

Data ending Wed Jul. 15, 2026

Dividends Reinvested:

Tue 1998-12-22^💬 to Wed 2026-07-15	YTD Return	1 Year Return
XLY ^×	−4.68% 2026-07-15	+3.90% 2026-07-15
Consumer Discretionary Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 1998-12-22^💬 to Wed 2026-07-15	Overall Return	Exponential Trendline
XLY ^×	+512.64% +6.80%/yr	+8.22%/yr (R²=0.860)
Consumer Discretionary Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22^💬 to Wed 2026-07-15	Start Value	End Value
XLY ^×	$10,000.00 1998-12-22	$61,263.86 2026-07-15
Consumer Discretionary Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year	XLY
2026 (YTD)	−4.68%
2025	+4.57%
2024	+22.97%
2023	+35.11%
2022	−40.15%
2021	+19.52%
2020	+27.89%
2019	+25.52%
2018	−0.32%
2017	+20.28%
2016	+3.82%
2015	+9.10%
2014	+8.64%
2013	+40.62%
2012	+21.49%
2011	+2.94%
2010	+25.58%
2009	+36.85%
2008	−33.03%
2007	−17.06%
2006	+15.50%
2005	−9.67%
2004	+9.32%
2003	+34.67%
2002	−20.55%
2001	+11.01%
2000	−19.60%
1999	+16.38%
1998	+2.59%

Drawdowns

Tue 1998-12-22^💬 to Wed 2026-07-15	Current Drawdown	Worst Drawdown
XLY ^×	−8.46% from 2026-01-12 peak	−60.56% 2008-11-20 from 2007-02-20 peak
Consumer Discretionary Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Wed 2026-07-15	1 Year	2 Years	3 Years	5 Years	10 Years
XLY ^×	+3.90%	+16.92% +8.13%/yr	+25.18% +7.77%/yr	+10.16% +1.95%/yr	+130.88% +8.73%/yr
Consumer Discretionary Select Sector SPDR Fund Exchange-Traded Fund