All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

XLY: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

XLY real return snapshot: after CPI-U inflation, XLY returned +5.11% over the past year and −5.76% YTD, with dividends reinvested. Since Dec. 22, 1998, XLY is up +505.68% in real purchasing-power return, or +6.78%/yr, and is currently −9.50% below its real total-return high on Jan. 12, 2026.

Tue 1998-12-22💬 to Tue 2026-06-09 YTD
Return
1 Year
Return
XLY
×
−5.76%
2026-06-09
+5.11%
2026-06-09
Consumer Discretionary Select Sector SPDR Fund NYSE Exchange-Traded Fund

Returns

Tue 1998-12-22💬 to Tue 2026-06-09 Overall
Return
Exponential
Trendline
XLY
×
+505.68%
+6.78%/yr
+8.22%/yr
(R2=0.858)
Consumer Discretionary Select Sector SPDR Fund NYSE Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22💬 to Tue 2026-06-09 Start
Value
End
Value
XLY
×
$10,000.00
1998-12-22
$60,567.65
2026-06-09
Consumer Discretionary Select Sector SPDR Fund NYSE Exchange-Traded Fund

Annual Returns

Year XLY
2026 (YTD) −5.76%
2025 +4.57%
2024 +22.97%
2023 +35.11%
2022 −40.15%
2021 +19.52%
2020 +27.89%
2019 +25.52%
2018 −0.32%
2017 +20.28%
2016 +3.82%
2015 +9.10%
2014 +8.64%
2013 +40.62%
2012 +21.49%
2011 +2.94%
2010 +25.58%
2009 +36.84%
2008 −33.03%
2007 −17.06%
2006 +15.50%
2005 −9.67%
2004 +9.32%
2003 +34.67%
2002 −20.55%
2001 +11.01%
2000 −19.60%
1999 +16.38%
1998 +2.59%

Drawdowns

Tue 1998-12-22💬 to Tue 2026-06-09 Current
Drawdown
Worst
Drawdown
XLY
×
−9.50%
from 2026-01-12 peak
−60.56%
2008-11-20
from 2007-02-20 peak
Consumer Discretionary Select Sector SPDR Fund NYSE Exchange-Traded Fund

Rolling Returns

Period ending Tue 2026-06-09 1
Year
2
Years
3
Years
5
Years
10
Years
XLY
×
+5.11% +24.61%
+11.63%/yr
+34.14%
+10.29%/yr
+13.65%
+2.59%/yr
+133.50%
+8.85%/yr
Consumer Discretionary Select Sector SPDR Fund NYSE Exchange-Traded Fund