All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)
XLY real return snapshot: after CPI-U inflation, XLY returned −8.05% over the past year and −8.55% YTD, with dividends reinvested. Since Dec. 22, 1998, XLY is up +487.77% in real purchasing-power return, or +6.57%/yr, and is currently −12.17% below its real total-return high on Jan. 12, 2026.
Data ending Fri Oct. 23, 2026
| Tue 1998-12-22💬 to Fri 2026-10-23 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| XLY × |
+487.77%
+6.57%/yr |
+8.22%/yr
R2=0.864 |
||||
| Consumer Discretionary Select Sector SPDR Fund Exchange-Traded Fund | ||||||
| Tue 1998-12-22💬 to Fri 2026-10-23 |
Start
Value |
End
Value |
|---|---|---|
| XLY × |
$10,000.00
1998-12-22 |
$58,776.62
2026-10-23 |
| YTD | YoY | |
|---|---|---|
| XLY × | −8.55% | −8.05% |
|
Current
Drawdown |
Worst
Drawdown |
|
|---|---|---|
| XLY × |
−12.17%
on 2026-10-23 from 2026-01-12 peak |
−60.56%
on 2008-11-20 from 2007-02-20 peak |
| Period ending Fri 2026-10-23 | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| XLY × | −8.05% |
+10.76% +5.24%/yr |
+39.13% +11.64%/yr |
−0.02% −0.00%/yr |
+125.26% +8.46%/yr |
| Year | XLY |
|---|---|
| 2026 (YTD) | −8.55% |
| 2025 | +4.57% |
| 2024 | +22.97% |
| 2023 | +35.11% |
| 2022 | −40.15% |
| 2021 | +19.52% |
| 2020 | +27.89% |
| 2019 | +25.52% |
| 2018 | −0.32% |
| 2017 | +20.28% |
| 2016 | +3.82% |
| 2015 | +9.10% |
| 2014 | +8.64% |
| 2013 | +40.62% |
| 2012 | +21.49% |
| 2011 | +2.94% |
| 2010 | +25.58% |
| 2009 | +36.85% |
| 2008 | −33.03% |
| 2007 | −17.06% |
| 2006 | +15.50% |
| 2005 | −9.67% |
| 2004 | +9.32% |
| 2003 | +34.67% |
| 2002 | −20.55% |
| 2001 | +11.01% |
| 2000 | −19.60% |
| 1999 | +16.38% |
| 1998 | +2.60% |
