All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

XLU: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

XLU real return snapshot: after CPI-U inflation, XLU returned +12.09% over the past year and +3.86% YTD, with dividends reinvested. Since Dec. 22, 1998, XLU is up +286.77% in real purchasing-power return, or +5.06%/yr, and is currently āˆ’6.34% below its real total-return high on Feb. 27, 2026.

Tue 1998-12-22? to Fri 2026-05-22 YTD
Return 		1 Year
Return
XLU × 		+3.86%
2026-05-22 		+12.09%
2026-05-22
Utilities Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 1998-12-22? to Fri 2026-05-22 Overall
Return 		Exponential
Trendline
XLU × 		+286.77%
+5.06%/yr 		+5.97%/yr
(R2=0.898)
Utilities Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22? to Fri 2026-05-22 Start
Value 		End
Value
XLU × 		$10,000.00
1998-12-22 		$38,677.43
2026-05-22
Utilities Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year XLU
2026 (YTD) +3.86%
2025 +13.00%
2024 +19.86%
2023 āˆ’10.17%
2022 āˆ’4.73%
2021 +9.97%
2020 āˆ’0.84%
2019 +23.12%
2018 +1.99%
2017 +9.73%
2016 +13.72%
2015 āˆ’5.62%
2014 +27.78%
2013 +11.39%
2012 āˆ’0.68%
2011 +16.19%
2010 +3.76%
2009 +8.75%
2008 āˆ’28.97%
2007 +13.76%
2006 +17.92%
2005 +12.53%
2004 +19.69%
2003 +24.13%
2002 āˆ’30.43%
2001 āˆ’14.33%
2000 +18.46%
1999 āˆ’5.72%
1998 +1.38%

Drawdowns

Tue 1998-12-22? to Fri 2026-05-22 Current
Drawdown 		Worst
Drawdown
XLU × 		āˆ’6.34%
from 2026-02-27 peak 		āˆ’54.13%
2002-10-09
from 2000-12-13 peak
Utilities Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Fri 2026-05-22 1
Year 		2
Years 		3
Years 		5
Years 		10
Years
XLU × 		+12.09% +25.56%
+12.06%/yr 		+36.92%
+11.04%/yr 		+28.37%
+5.12%/yr 		+85.58%
+6.38%/yr
Utilities Select Sector SPDR Fund Exchange-Traded Fund