XLU: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 1998-12-22? to Fri 2026-03-20	YTD Return	TRR Price
XLU ×	+3.57% 2026-03-20	3.856 TRR 2026-03-20
Utilities Select Sector SPDR Fund Exchange-Traded Fund

---

Returns

Tue 1998-12-22? to Fri 2026-03-20	Overall Return	Exponential Trendline
XLU ×	+285.58% +5.08%/yr	+5.96%/yr (R2=0.896)
Utilities Select Sector SPDR Fund Exchange-Traded Fund

---

Growth of $10,000

Tue 1998-12-22? to Fri 2026-03-20	Start Value	End Value
XLU ×	$10,000.00 1998-12-22	$38,557.86 2026-03-20
Utilities Select Sector SPDR Fund Exchange-Traded Fund

---

Annual Returns

Year	XLU
2026 (YTD)	+3.57%
2025	+13.00%
2024	+19.86%
2023	−10.16%
2022	−4.73%
2021	+9.96%
2020	−0.85%
2019	+23.14%
2018	+1.99%
2017	+9.74%
2016	+13.69%
2015	−5.59%
2014	+27.76%
2013	+11.42%
2012	−0.74%
2011	+16.24%
2010	+3.77%
2009	+8.76%
2008	−29.00%
2007	+13.77%
2006	+17.92%
2005	+12.49%
2004	+19.73%
2003	+24.13%
2002	−30.44%
2001	−14.34%
2000	+18.43%
1999	−5.71%
1998	+1.38%

---

Drawdowns

Tue 1998-12-22? to Fri 2026-03-20	Current Drawdown	Worst Drawdown
XLU ×	−6.61%	−54.13% 2002-10-09
Utilities Select Sector SPDR Fund Exchange-Traded Fund