All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)
XLK real return snapshot: after CPI-U inflation, XLK returned +25.64% over the past year and +15.28% YTD, with dividends reinvested. Since Dec. 22, 1998, XLK is up +603.28% in real purchasing-power return, or +7.32%/yr, and is currently −13.53% below its real total-return high on Jun. 2, 2026.
Data ending Tue Jul. 28, 2026
| Tue 1998-12-22💬 to Tue 2026-07-28 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| XLK × |
+603.28%
+7.32%/yr |
+8.29%/yr
R2=0.638 |
||||
| Technology Select Sector SPDR Fund Exchange-Traded Fund | ||||||
| Tue 1998-12-22💬 to Tue 2026-07-28 |
Start
Value |
End
Value |
|---|---|---|
| XLK × |
$10,000.00
1998-12-22 |
$70,327.89
2026-07-28 |
| YTD | YoY | |
|---|---|---|
| XLK × | +15.28% | +25.64% |
|
Current
Drawdown |
Worst
Drawdown |
|
|---|---|---|
| XLK × |
−13.53%
on 2026-07-28 from 2026-06-02 peak |
−83.04%
on 2002-10-09 from 2000-03-27 peak |
| Period ending Tue 2026-07-28 | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| XLK × | +25.64% |
+50.39% +22.63%/yr |
+79.03% +21.43%/yr |
+89.47% +13.63%/yr |
+490.30% +19.43%/yr |
| Year | XLK |
|---|---|
| 2026 (YTD) | +15.28% |
| 2025 | +21.36% |
| 2024 | +18.22% |
| 2023 | +50.97% |
| 2022 | −32.12% |
| 2021 | +25.89% |
| 2020 | +41.69% |
| 2019 | +46.51% |
| 2018 | −3.52% |
| 2017 | +31.48% |
| 2016 | +12.68% |
| 2015 | +4.70% |
| 2014 | +16.96% |
| 2013 | +24.37% |
| 2012 | +13.33% |
| 2011 | −0.35% |
| 2010 | +9.75% |
| 2009 | +47.32% |
| 2008 | −41.56% |
| 2007 | +10.92% |
| 2006 | +9.40% |
| 2005 | −3.62% |
| 2004 | +2.31% |
| 2003 | +36.12% |
| 2002 | −39.60% |
| 2001 | −24.52% |
| 2000 | −43.79% |
| 1999 | +60.82% |
| 1998 | +1.82% |
