All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

XLK: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

XLK real return snapshot: after CPI-U inflation, XLK returned +38.72% over the past year and +26.16% YTD, with dividends reinvested. Since Dec. 22, 1998, XLK is up +669.63% in real purchasing-power return, or +7.65%/yr, and is currently −5.37% below its real total-return high on Jun. 2, 2026.

Data ending Fri Sep. 4, 2026

Growth of $10,000

Tue 1998-12-22💬 to Fri 2026-09-04 Overall
Return 		Exponential
Trendline
XLK × 		+669.63%
+7.65%/yr 		+8.36%/yr
R2=0.642
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000 Summary

Tue 1998-12-22💬 to Fri 2026-09-04 Start
Value 		End
Value
XLK × 		$10,000.00
1998-12-22 		$76,963.00
2026-09-04

This Year’s Performance

through 2026-09-04

  YTD YoY
XLK × 		+26.16% +38.72%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
XLK × 		−5.37%
on 2026-09-04
from 2026-06-02 peak 		−83.04%
on 2002-10-09
from 2000-03-27 peak

Rolling Returns

Period ending Fri 2026-09-04 1 yr 2 yr 3 yr 5 yr 10 yr
XLK × 		+38.72% +69.98%
+30.37%/yr 		+98.78%
+25.73%/yr 		+99.36%
+14.80%/yr 		+531.97%
+20.25%/yr

Annual Returns

Year XLK
2026 (YTD) +26.16%
2025 +21.36%
2024 +18.22%
2023 +50.97%
2022 −32.12%
2021 +25.89%
2020 +41.69%
2019 +46.51%
2018 −3.52%
2017 +31.48%
2016 +12.68%
2015 +4.70%
2014 +16.96%
2013 +24.37%
2012 +13.33%
2011 −0.35%
2010 +9.75%
2009 +47.32%
2008 −41.56%
2007 +10.92%
2006 +9.40%
2005 −3.62%
2004 +2.31%
2003 +36.12%
2002 −39.60%
2001 −24.52%
2000 −43.79%
1999 +60.82%
1998 +1.82%