All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

XLK: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

XLK real return snapshot: after CPI-U inflation, XLK returned +35.51% over the past year and +20.15% YTD, with dividends reinvested. Since Dec. 22, 1998, XLK is up +632.95% in real purchasing-power return, or +7.50%/yr, and is currently −9.84% below its real total-return high on Jun. 2, 2026.

Data ending Tue Jul. 7, 2026

Tue 1998-12-22💬 to Tue 2026-07-07 YTD
Return 		1 Year
Return
XLK × 		+20.15%
2026-07-07 		+35.51%
2026-07-07
Technology Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 1998-12-22💬 to Tue 2026-07-07 Overall
Return 		Exponential
Trendline
XLK × 		+632.95%
+7.50%/yr 		+8.25%/yr
(R2=0.636)
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22💬 to Tue 2026-07-07 Start
Value 		End
Value
XLK × 		$10,000.00
1998-12-22 		$73,295.01
2026-07-07
Technology Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year XLK
2026 (YTD) +20.15%
2025 +21.36%
2024 +18.22%
2023 +50.97%
2022 −32.12%
2021 +25.89%
2020 +41.69%
2019 +46.51%
2018 −3.52%
2017 +31.48%
2016 +12.68%
2015 +4.70%
2014 +16.96%
2013 +24.37%
2012 +13.33%
2011 −0.35%
2010 +9.75%
2009 +47.32%
2008 −41.56%
2007 +10.92%
2006 +9.40%
2005 −3.62%
2004 +2.31%
2003 +36.12%
2002 −39.60%
2001 −24.52%
2000 −43.79%
1999 +60.82%
1998 +1.82%

Drawdowns

Tue 1998-12-22💬 to Tue 2026-07-07 Current
Drawdown 		Worst
Drawdown
XLK × 		−9.84%
from 2026-06-02 peak 		−83.04%
2002-10-09
from 2000-03-27 peak
Technology Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Tue 2026-07-07 1
Year 		2
Years 		3
Years 		5
Years 		10
Years
XLK × 		+35.51% +45.45%
+20.60%/yr 		+93.67%
+24.65%/yr 		+98.83%
+14.74%/yr 		+555.99%
+20.70%/yr
Technology Select Sector SPDR Fund Exchange-Traded Fund