All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

XLK: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

XLK real return snapshot: after CPI-U inflation, XLK returned +19.79% over the past year and +26.17% YTD, with dividends reinvested. Since Dec. 22, 1998, XLK is up +669.71% in real purchasing-power return, or +7.60%/yr, and is currently −6.78% below its real total-return high on Oct. 6, 2026.

Data ending Thu Oct. 29, 2026

Growth of $10,000

Tue 1998-12-22💬 to Thu 2026-10-29 Overall
Return
Exponential
Trendline
XLK
×
+669.71%
+7.60%/yr
+8.45%/yr
R2=0.648
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000 Summary

Tue 1998-12-22💬 to Thu 2026-10-29 Start
Value
End
Value
XLK
×
$10,000.00
1998-12-22
$76,971.07
2026-10-29

This Year’s Performance

through 2026-10-29

  YTD YoY
XLK
×
+26.17% +19.79%

Drawdowns

  Current
Drawdown
Worst
Drawdown
XLK
×
−6.78%
on 2026-10-29
from 2026-10-06 peak
−83.04%
on 2002-10-09
from 2000-03-27 peak

Rolling Returns

Period ending Thu 2026-10-29 1 yr 2 yr 3 yr 5 yr 10 yr
XLK
×
+19.79% +52.86%
+23.64%/yr
+117.39%
+29.54%/yr
+98.37%
+14.68%/yr
+530.36%
+20.22%/yr

Annual Returns

Year XLK
2026 (YTD) +26.17%
2025 +21.36%
2024 +18.22%
2023 +50.97%
2022 −32.12%
2021 +25.89%
2020 +41.69%
2019 +46.51%
2018 −3.52%
2017 +31.48%
2016 +12.68%
2015 +4.70%
2014 +16.96%
2013 +24.37%
2012 +13.33%
2011 −0.34%
2010 +9.75%
2009 +47.32%
2008 −41.56%
2007 +10.92%
2006 +9.40%
2005 −3.62%
2004 +2.31%
2003 +36.12%
2002 −39.60%
2001 −24.52%
2000 −43.79%
1999 +60.82%
1998 +1.82%