XLF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 1998-12-22? to Fri 2026-01-09	YTD Return	TRR Price
XLF ×	+1.70% 2026-01-09	2.505 TRR 2026-01-09
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Returns

Tue 1998-12-22? to Fri 2026-01-09	Overall Return	Exponential Trendline
XLF ×	+150.47% +3.45%/yr	+2.32%/yr (R2=0.218)
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Growth of $10,000

Tue 1998-12-22? to Fri 2026-01-09	Start Value	End Value
XLF ×	$10,000.00 1998-12-22	$25,047.19 2026-01-09
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Annual Returns

Year	XLF
2026 (YTD)	+1.70%
2025	+11.65%
2024	+26.89%
2023	+8.41%
2022	−16.03%
2021	+25.93%
2020	−3.05%
2019	+28.94%
2018	−14.70%
2017	+19.49%
2016	+19.93%
2015	−2.47%
2014	+14.17%
2013	+33.54%
2012	+26.28%
2011	−19.56%
2010	+10.26%
2009	+14.41%
2008	−54.92%
2007	−22.37%
2006	+15.97%
2005	+2.70%
2004	+7.37%
2003	+28.09%
2002	−16.72%
2001	−10.83%
2000	+21.73%
1999	+0.00%
1998	+0.54%

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Drawdowns

Tue 1998-12-22? to Fri 2026-01-09	Current Drawdown	Worst Drawdown
XLF ×	−1.21%	−83.33% 2009-03-06
Financial Select Sector SPDR Fund Exchange-Traded Fund