XLF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 1998-12-22? to Wed 2026-04-22	YTD Return	TRR Price
XLF ×	−6.15% 2026-04-22	2.317 TRR 2026-04-22
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Returns

Tue 1998-12-22? to Wed 2026-04-22	Overall Return	Exponential Trendline
XLF ×	+131.74% +3.12%/yr	+2.42%/yr (R2=0.235)
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Growth of $10,000

Tue 1998-12-22? to Wed 2026-04-22	Start Value	End Value
XLF ×	$10,000.00 1998-12-22	$23,173.55 2026-04-22
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Annual Returns

Year	XLF
2026 (YTD)	−6.15%
2025	+11.91%
2024	+26.91%
2023	+8.38%
2022	−16.01%
2021	+25.93%
2020	−3.06%
2019	+28.93%
2018	−14.67%
2017	+19.46%
2016	+19.95%
2015	−2.49%
2014	+14.19%
2013	+33.51%
2012	+26.28%
2011	−19.58%
2010	+10.28%
2009	+14.49%
2008	−54.95%
2007	−22.36%
2006	+15.98%
2005	+2.66%
2004	+7.40%
2003	+28.08%
2002	−16.71%
2001	−10.81%
2000	+21.72%
1999	−0.04%
1998	+0.58%

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Drawdowns

Tue 1998-12-22? to Wed 2026-04-22	Current Drawdown	Worst Drawdown
XLF ×	−8.80%	−83.33% 2009-03-06
Financial Select Sector SPDR Fund Exchange-Traded Fund