XLF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 1998-12-22? to Fri 2026-01-30	YTD Return	TRR Price
XLF ×	−2.62% 2026-01-30	2.404 TRR 2026-01-30
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Returns

Tue 1998-12-22? to Fri 2026-01-30	Overall Return	Exponential Trendline
XLF ×	+140.40% +3.29%/yr	+2.34%/yr (R2=0.222)
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Growth of $10,000

Tue 1998-12-22? to Fri 2026-01-30	Start Value	End Value
XLF ×	$10,000.00 1998-12-22	$24,039.59 2026-01-30
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Annual Returns

Year	XLF
2026 (YTD)	−2.62%
2025	+11.91%
2024	+26.88%
2023	+8.42%
2022	−16.02%
2021	+25.93%
2020	−3.05%
2019	+28.92%
2018	−14.68%
2017	+19.46%
2016	+19.95%
2015	−2.48%
2014	+14.18%
2013	+33.49%
2012	+26.30%
2011	−19.58%
2010	+10.26%
2009	+14.42%
2008	−54.92%
2007	−22.36%
2006	+15.98%
2005	+2.66%
2004	+7.38%
2003	+28.06%
2002	−16.69%
2001	−10.81%
2000	+21.70%
1999	+0.00%
1998	+0.54%

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Drawdowns

Tue 1998-12-22? to Fri 2026-01-30	Current Drawdown	Worst Drawdown
XLF ×	−5.40%	−83.33% 2009-03-06
Financial Select Sector SPDR Fund Exchange-Traded Fund