XLF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 1998-12-22? to Wed 2026-04-01	YTD Return	TRR Price
XLF ×	−10.24% 2026-04-01	2.216 TRR 2026-04-01
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Returns

Tue 1998-12-22? to Wed 2026-04-01	Overall Return	Exponential Trendline
XLF ×	+121.60% +2.96%/yr	+2.40%/yr (R2=0.232)
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Growth of $10,000

Tue 1998-12-22? to Wed 2026-04-01	Start Value	End Value
XLF ×	$10,000.00 1998-12-22	$22,160.47 2026-04-01
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Annual Returns

Year	XLF
2026 (YTD)	−10.24%
2025	+11.91%
2024	+26.92%
2023	+8.38%
2022	−16.01%
2021	+25.92%
2020	−3.07%
2019	+28.93%
2018	−14.66%
2017	+19.47%
2016	+19.92%
2015	−2.47%
2014	+14.19%
2013	+33.51%
2012	+26.19%
2011	−19.51%
2010	+10.23%
2009	+14.46%
2008	−54.93%
2007	−22.37%
2006	+16.00%
2005	+2.65%
2004	+7.39%
2003	+28.06%
2002	−16.71%
2001	−10.81%
2000	+21.71%
1999	+0.00%
1998	+0.54%

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Drawdowns

Tue 1998-12-22? to Wed 2026-04-01	Current Drawdown	Worst Drawdown
XLF ×	−12.77%	−83.33% 2009-03-06
Financial Select Sector SPDR Fund Exchange-Traded Fund