XLF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 1998-12-22? to Fri 2026-02-20	YTD Return	TRR Price
XLF ×	−4.67% 2026-02-20	2.354 TRR 2026-02-20
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Returns

Tue 1998-12-22? to Fri 2026-02-20	Overall Return	Exponential Trendline
XLF ×	+135.38% +3.20%/yr	+2.36%/yr (R2=0.225)
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Growth of $10,000

Tue 1998-12-22? to Fri 2026-02-20	Start Value	End Value
XLF ×	$10,000.00 1998-12-22	$23,538.12 2026-02-20
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Annual Returns

Year	XLF
2026 (YTD)	−4.67%
2025	+11.91%
2024	+26.90%
2023	+8.42%
2022	−16.04%
2021	+25.93%
2020	−3.04%
2019	+28.90%
2018	−14.66%
2017	+19.48%
2016	+19.93%
2015	−2.47%
2014	+14.19%
2013	+33.53%
2012	+26.21%
2011	−19.52%
2010	+10.23%
2009	+14.47%
2008	−54.95%
2007	−22.36%
2006	+15.97%
2005	+2.69%
2004	+7.36%
2003	+28.07%
2002	−16.72%
2001	−10.81%
2000	+21.72%
1999	+0.00%
1998	+0.54%

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Drawdowns

Tue 1998-12-22? to Fri 2026-02-20	Current Drawdown	Worst Drawdown
XLF ×	−7.34%	−83.34% 2009-03-06
Financial Select Sector SPDR Fund Exchange-Traded Fund