XLF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 1998-12-22? to Fri 2025-08-08	YTD Return	TRR Price
XLF ×	+5.41% 2025-08-08	2.326 TRR 2025-08-08
Financial Select Sector SPDR Fund Exchange-Traded Fund

---

Returns

Tue 1998-12-22? to Fri 2025-08-08	Overall Return	Exponential Trendline
XLF ×	+132.62% +3.22%/yr	+2.14%/yr (R2=0.191)
Financial Select Sector SPDR Fund Exchange-Traded Fund

---

Growth of $10,000

Tue 1998-12-22? to Fri 2025-08-08	Start Value	End Value
XLF ×	$10,000.00 1998-12-22	$23,261.55 2025-08-08
Financial Select Sector SPDR Fund Exchange-Traded Fund

---

Annual Returns

Year	XLF
2025 (YTD)	+5.41%
2024	+26.91%
2023	+8.42%
2022	−16.04%
2021	+25.94%
2020	−3.04%
2019	+28.91%
2018	−14.67%
2017	+19.44%
2016	+19.93%
2015	−2.47%
2014	+14.19%
2013	+33.53%
2012	+26.21%
2011	−19.52%
2010	+10.23%
2009	+14.47%
2008	−54.95%
2007	−22.36%
2006	+15.97%
2005	+2.69%
2004	+7.36%
2003	+28.07%
2002	−16.69%
2001	−10.81%
2000	+21.73%
1999	−0.04%
1998	+0.58%

---

Drawdowns

Tue 1998-12-22? to Fri 2025-08-08	Current Drawdown	Worst Drawdown
XLF ×	−3.07%	−83.33% 2009-03-06
Financial Select Sector SPDR Fund Exchange-Traded Fund