XLF Stock Chart (Dividends Reinvested, Inflation Adjusted)

All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

XLF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

XLF real return snapshot: after CPI-U inflation, XLF returned −1.37% over the past year and −8.42% YTD, with dividends reinvested. Since Dec. 22, 1998, XLF is up +126.14% in real purchasing-power return, or +3.02%/yr, and is currently −11.00% below its real total-return high on Jan. 6, 2026.

Dividends Reinvested:

Tue 1998-12-22^💬 to Tue 2026-06-02	YTD Return	1 Year Return
XLF ^×	−8.42% 2026-06-02	−1.37% 2026-06-02
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund

Returns

Tue 1998-12-22^💬 to Tue 2026-06-02	Overall Return	Exponential Trendline
XLF ^×	+126.14% +3.02%/yr	+2.45%/yr (R²=0.242)
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22^💬 to Tue 2026-06-02	Start Value	End Value
XLF ^×	$10,000.00 1998-12-22	$22,613.93 2026-06-02
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund

Annual Returns

Year	XLF
2026 (YTD)	−8.42%
2025	+11.91%
2024	+26.90%
2023	+8.41%
2022	−16.02%
2021	+25.94%
2020	−3.06%
2019	+28.93%
2018	−14.68%
2017	+19.47%
2016	+19.93%
2015	−2.49%
2014	+14.19%
2013	+33.52%
2012	+26.23%
2011	−19.53%
2010	+10.25%
2009	+14.45%
2008	−54.94%
2007	−22.35%
2006	+15.97%
2005	+2.68%
2004	+7.36%
2003	+28.09%
2002	−16.72%
2001	−10.81%
2000	+21.73%
1999	−0.02%
1998	+0.55%

Drawdowns

Tue 1998-12-22^💬 to Tue 2026-06-02	Current Drawdown	Worst Drawdown
XLF ^×	−11.00% from 2026-01-06 peak	−83.33% 2009-03-06 from 2007-02-20 peak
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund

Rolling Returns

Period ending Tue 2026-06-02	1 Year	2 Years	3 Years	5 Years	10 Years
XLF ^×	−1.37%	+19.79% +9.43%/yr	+49.92% +14.45%/yr	+18.23% +3.41%/yr	+130.25% +8.70%/yr
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund