XLF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 1998-12-22? to Wed 2026-01-21	YTD Return	TRR Price
XLF ×	−2.53% 2026-01-21	2.407 TRR 2026-01-21
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Returns

Tue 1998-12-22? to Wed 2026-01-21	Overall Return	Exponential Trendline
XLF ×	+140.70% +3.30%/yr	+2.33%/yr (R2=0.220)
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Growth of $10,000

Tue 1998-12-22? to Wed 2026-01-21	Start Value	End Value
XLF ×	$10,000.00 1998-12-22	$24,070.24 2026-01-21
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Annual Returns

Year	XLF
2026 (YTD)	−2.53%
2025	+11.92%
2024	+26.90%
2023	+8.39%
2022	−16.01%
2021	+25.91%
2020	−3.05%
2019	+28.94%
2018	−14.69%
2017	+19.48%
2016	+19.91%
2015	−2.48%
2014	+14.19%
2013	+33.51%
2012	+26.21%
2011	−19.52%
2010	+10.27%
2009	+14.43%
2008	−54.95%
2007	−22.35%
2006	+15.99%
2005	+2.66%
2004	+7.39%
2003	+28.08%
2002	−16.74%
2001	−10.81%
2000	+21.76%
1999	−0.04%
1998	+0.59%

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Drawdowns

Tue 1998-12-22? to Wed 2026-01-21	Current Drawdown	Worst Drawdown
XLF ×	−5.31%	−83.33% 2009-03-06
Financial Select Sector SPDR Fund Exchange-Traded Fund