XLF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 1998-12-22? to Fri 2025-12-19	YTD Return	TRR Price
XLF ×	+11.49% 2025-12-19	2.46 TRR 2025-12-19
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Returns

Tue 1998-12-22? to Fri 2025-12-19	Overall Return	Exponential Trendline
XLF ×	+146.03% +3.39%/yr	+2.30%/yr (R2=0.215)
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Growth of $10,000

Tue 1998-12-22? to Fri 2025-12-19	Start Value	End Value
XLF ×	$10,000.00 1998-12-22	$24,602.96 2025-12-19
Financial Select Sector SPDR Fund Exchange-Traded Fund

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Annual Returns

Year	XLF
2025 (YTD)	+11.49%
2024	+26.91%
2023	+8.42%
2022	−16.04%
2021	+25.94%
2020	−3.04%
2019	+28.91%
2018	−14.67%
2017	+19.44%
2016	+19.98%
2015	−2.51%
2014	+14.19%
2013	+33.53%
2012	+26.21%
2011	−19.52%
2010	+10.23%
2009	+14.47%
2008	−54.95%
2007	−22.36%
2006	+15.97%
2005	+2.69%
2004	+7.36%
2003	+28.07%
2002	−16.69%
2001	−10.81%
2000	+21.73%
1999	−0.04%
1998	+0.58%

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Drawdowns

Tue 1998-12-22? to Fri 2025-12-19	Current Drawdown	Worst Drawdown
XLF ×	−0.29%	−83.33% 2009-03-06
Financial Select Sector SPDR Fund Exchange-Traded Fund