All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VTTSX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VTTSX real return snapshot: after CPI-U inflation, VTTSX returned +7.95% over the past year and +7.11% YTD, with dividends reinvested. Since Jan. 19, 2012, VTTSX is up +221.81% in real purchasing-power return, or +8.23%/yr, and is currently −3.43% below its real total-return high on Aug. 13, 2026.

Data ending Thu Oct. 29, 2026

Growth of $10,000

Thu 2012-01-19💬 to Thu 2026-10-29 Overall
Return 		Exponential
Trendline
VTTSX × 		+221.81%
+8.23%/yr 		+7.05%/yr
R2=0.929
Vanguard Target Retirement 2060 Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Thu 2012-01-19💬 to Thu 2026-10-29 Start
Value 		End
Value
VTTSX × 		$10,000.00
2012-01-19 		$32,180.66
2026-10-29

This Year’s Performance

through 2026-10-29

  YTD YoY
VTTSX × 		+7.11% +7.95%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VTTSX × 		−3.43%
on 2026-10-29
from 2026-08-13 peak 		−31.38%
on 2020-03-23
from 2020-02-12 peak

Rolling Returns

Period ending Thu 2026-10-29 1 yr 2 yr 3 yr 5 yr 10 yr
VTTSX × 		+7.95% +25.68%
+12.11%/yr 		+63.57%
+17.82%/yr 		+32.51%
+5.79%/yr 		+124.52%
+8.42%/yr

Annual Returns

Year VTTSX
2026 (YTD) +7.11%
2025 +18.27%
2024 +11.47%
2023 +16.30%
2022 −22.49%
2021 +12.99%
2020 +15.07%
2019 +22.21%
2018 −9.63%
2017 +18.88%
2016 +6.63%
2015 −2.31%
2014 +6.39%
2013 +22.52%
2012 +9.09%