All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VTTSX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VTTSX real return snapshot: after CPI-U inflation, VTTSX returned +18.93% over the past year and +9.98% YTD, with dividends reinvested. Since Jan. 19, 2012, VTTSX is up +230.43% in real purchasing-power return, or +8.56%/yr, and is currently at its real total-return high.

Data ending Fri Aug. 7, 2026

Growth of $10,000

Thu 2012-01-19💬 to Fri 2026-08-07 Overall
Return 		Exponential
Trendline
VTTSX × 		+230.43%
+8.56%/yr 		+6.98%/yr
R2=0.927
Vanguard Target Retirement 2060 Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Thu 2012-01-19💬 to Fri 2026-08-07 Start
Value 		End
Value
VTTSX × 		$10,000.00
2012-01-19 		$33,043.27
2026-08-07

This Year’s Performance

through 2026-08-07

  YTD YoY
VTTSX × 		+9.98% +18.93%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VTTSX × 		—
on 2026-08-07 		−31.38%
on 2020-03-23
from 2020-02-12 peak

Rolling Returns

Period ending Fri 2026-08-07 1 yr 2 yr 3 yr 5 yr 10 yr
VTTSX × 		+18.93% +40.69%
+18.61%/yr 		+52.50%
+15.10%/yr 		+37.04%
+6.51%/yr 		+126.94%
+8.54%/yr

Annual Returns

Year VTTSX
2026 (YTD) +9.98%
2025 +18.27%
2024 +11.47%
2023 +16.30%
2022 −22.49%
2021 +12.99%
2020 +15.07%
2019 +22.21%
2018 −9.63%
2017 +18.88%
2016 +6.63%
2015 −2.31%
2014 +6.39%
2013 +22.52%
2012 +9.09%