All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VTIVX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VTIVX real return snapshot: after CPI-U inflation, VTIVX returned +14.60% over the past year and +8.65% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +376.67% in real purchasing-power return, or +7.08%/yr, and is currently −0.92% below its real total-return high on Aug. 13, 2026.

Data ending Fri Aug. 28, 2026

Growth of $10,000

Mon 2003-10-27💬 to Fri 2026-08-28 Overall
Return
Exponential
Trendline
VTIVX
×
+376.67%
+7.08%/yr
+6.65%/yr
R2=0.909
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Mon 2003-10-27💬 to Fri 2026-08-28 Start
Value
End
Value
VTIVX
×
$10,000.00
2003-10-27
$47,667.15
2026-08-28

This Year’s Performance

through 2026-08-28

  YTD YoY
VTIVX
×
+8.65% +14.60%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VTIVX
×
−0.92%
on 2026-08-28
from 2026-08-13 peak
−52.54%
on 2009-03-09
from 2007-10-09 peak

Rolling Returns

Period ending Fri 2026-08-28 1 yr 2 yr 3 yr 5 yr 10 yr
VTIVX
×
+14.60% +28.39%
+13.31%/yr
+51.37%
+14.82%/yr
+46.24%
+7.90%/yr
+145.20%
+9.38%/yr

Annual Returns

Year VTIVX
2026 (YTD) +8.65%
2025 +16.88%
2024 +10.76%
2023 +15.63%
2022 −21.91%
2021 +24.99%
2020 +15.09%
2019 +22.15%
2018 −9.50%
2017 +18.97%
2016 +7.17%
2015 −1.16%
2014 +6.37%
2013 +22.54%
2012 +13.63%
2011 −5.27%
2010 +14.37%
2009 +24.75%
2008 −34.57%
2007 +3.22%
2006 +13.21%
2005 +3.40%
2004 +9.33%
2003 +8.24%