VTIVX Stock Chart (Dividends Reinvested, Inflation Adjusted)

All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

VTIVX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VTIVX real return snapshot: after CPI-U inflation, VTIVX returned +15.92% over the past year and +5.71% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +363.77% in real purchasing-power return, or +7.00%/yr, and is currently −1.56% below its real total-return high on Jun. 2, 2026.

Data ending Mon Jun. 29, 2026

Dividends Reinvested:

Mon 2003-10-27^💬 to Mon 2026-06-29	YTD Return	1 Year Return
VTIVX ^×	+5.71% 2026-06-29	+15.92% 2026-06-29
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Returns

Mon 2003-10-27^💬 to Mon 2026-06-29	Overall Return	Exponential Trendline
VTIVX ^×	+363.77% +7.00%/yr	+6.61%/yr (R²=0.908)
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000

Mon 2003-10-27^💬 to Mon 2026-06-29	Start Value	End Value
VTIVX ^×	$10,000.00 2003-10-27	$46,377.10 2026-06-29
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Annual Returns

Year	VTIVX
2026 (YTD)	+5.71%
2025	+16.88%
2024	+10.76%
2023	+15.63%
2022	−21.91%
2021	+24.99%
2020	+15.09%
2019	+22.15%
2018	−9.50%
2017	+18.97%
2016	+7.17%
2015	−1.16%
2014	+6.37%
2013	+22.54%
2012	+13.63%
2011	−5.27%
2010	+14.37%
2009	+24.75%
2008	−34.57%
2007	+3.22%
2006	+13.21%
2005	+3.40%
2004	+9.33%
2003	+8.24%

Drawdowns

Mon 2003-10-27^💬 to Mon 2026-06-29	Current Drawdown	Worst Drawdown
VTIVX ^×	−1.56% from 2026-06-02 peak	−52.54% 2009-03-09 from 2007-10-09 peak
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Rolling Returns

Period ending Mon 2026-06-29	1 Year	2 Years	3 Years	5 Years	10 Years
VTIVX ^×	+15.92%	+29.20% +13.67%/yr	+46.75% +13.64%/yr	+44.46% +7.63%/yr	+151.86% +9.68%/yr
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund