All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)
VTIVX real return snapshot: after CPI-U inflation, VTIVX returned +6.64% over the past year and +6.18% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +289.83% in real purchasing-power return, or +6.09%/yr, and is currently −3.16% below its real total-return high on Aug. 13, 2026.
Data ending Wed Oct. 28, 2026
| Mon 2003-10-27💬 to Wed 2026-10-28 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| VTIVX × |
+289.83%
+6.09%/yr |
+5.82%/yr
R2=0.896 |
||||
| Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund | ||||||
| Mon 2003-10-27💬 to Wed 2026-10-28 |
Start
Value |
End
Value |
|---|---|---|
| VTIVX × |
$10,000.00
2003-10-27 |
$38,982.66
2026-10-28 |
| YTD | YoY | |
|---|---|---|
| VTIVX × | +6.18% | +6.64% |
|
Current
Drawdown |
Worst
Drawdown |
|
|---|---|---|
| VTIVX × |
−3.16%
on 2026-10-28 from 2026-08-13 peak |
−52.54%
on 2009-03-09 from 2007-10-09 peak |
| Period ending Wed 2026-10-28 | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| VTIVX × | +6.64% |
+23.19% +10.99%/yr |
+58.55% +16.61%/yr |
+23.16% +4.25%/yr |
+108.28% +7.61%/yr |
| Year | VTIVX |
|---|---|
| 2026 (YTD) | +6.18% |
| 2025 | +16.88% |
| 2024 | +10.70% |
| 2023 | +15.62% |
| 2022 | −22.40% |
| 2021 | +8.53% |
| 2020 | +14.74% |
| 2019 | +22.15% |
| 2018 | −9.62% |
| 2017 | +18.92% |
| 2016 | +6.65% |
| 2015 | −2.26% |
| 2014 | +6.36% |
| 2013 | +22.54% |
| 2012 | +13.59% |
| 2011 | −5.30% |
| 2010 | +13.49% |
| 2009 | +24.76% |
| 2008 | −34.57% |
| 2007 | +3.22% |
| 2006 | +13.13% |
| 2005 | +3.40% |
| 2004 | +9.33% |
| 2003 | +8.24% |
