All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)
VTIVX real return snapshot: after CPI-U inflation, VTIVX returned +14.60% over the past year and +8.65% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +376.67% in real purchasing-power return, or +7.08%/yr, and is currently −0.92% below its real total-return high on Aug. 13, 2026.
Data ending Fri Aug. 28, 2026
| Mon 2003-10-27💬 to Fri 2026-08-28 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| VTIVX × |
+376.67%
+7.08%/yr |
+6.65%/yr
R2=0.909 |
||||
| Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund | ||||||
| Mon 2003-10-27💬 to Fri 2026-08-28 |
Start
Value |
End
Value |
|---|---|---|
| VTIVX × |
$10,000.00
2003-10-27 |
$47,667.15
2026-08-28 |
| YTD | YoY | |
|---|---|---|
| VTIVX × | +8.65% | +14.60% |
|
Current
Drawdown |
Worst
Drawdown |
|
|---|---|---|
| VTIVX × |
−0.92%
on 2026-08-28 from 2026-08-13 peak |
−52.54%
on 2009-03-09 from 2007-10-09 peak |
| Period ending Fri 2026-08-28 | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| VTIVX × | +14.60% |
+28.39% +13.31%/yr |
+51.37% +14.82%/yr |
+46.24% +7.90%/yr |
+145.20% +9.38%/yr |
| Year | VTIVX |
|---|---|
| 2026 (YTD) | +8.65% |
| 2025 | +16.88% |
| 2024 | +10.76% |
| 2023 | +15.63% |
| 2022 | −21.91% |
| 2021 | +24.99% |
| 2020 | +15.09% |
| 2019 | +22.15% |
| 2018 | −9.50% |
| 2017 | +18.97% |
| 2016 | +7.17% |
| 2015 | −1.16% |
| 2014 | +6.37% |
| 2013 | +22.54% |
| 2012 | +13.63% |
| 2011 | −5.27% |
| 2010 | +14.37% |
| 2009 | +24.75% |
| 2008 | −34.57% |
| 2007 | +3.22% |
| 2006 | +13.21% |
| 2005 | +3.40% |
| 2004 | +9.33% |
| 2003 | +8.24% |