All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VTIVX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Mon 2003-10-27? to Wed 2025-10-29 YTD
Return
TRR
Price
VTIVX
×
+15.65%
2025-10-29
3.536 TRR
2025-10-29
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Returns

Mon 2003-10-27? to Wed 2025-10-29 Overall
Return
Exponential
Trendline
VTIVX
×
+253.65%
+5.91%/yr
+5.48%/yr
(R2=0.877)
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000

Mon 2003-10-27? to Wed 2025-10-29 Start
Value
End
Value
VTIVX
×
$10,000.00
2003-10-27
$35,364.64
2025-10-29
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Annual Returns

Year VTIVX
2025 (YTD) +15.65%
2024 +10.71%
2023 +15.64%
2022 −22.40%
2021 +8.52%
2020 +14.75%
2019 +22.11%
2018 −9.71%
2017 +18.86%
2016 +6.13%
2015 −3.32%
2014 +6.36%
2013 +22.52%
2012 +13.50%
2011 −5.33%
2010 +12.60%
2009 +24.81%
2008 −34.57%
2007 +3.18%
2006 +13.06%
2005 +3.46%
2004 +9.33%
2003 +8.19%

Drawdowns

Mon 2003-10-27? to Wed 2025-10-29 Current
Drawdown
Worst
Drawdown
VTIVX
×
−0.28% −52.53%
2009-03-09
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund