VTIVX Stock Chart (Dividends Reinvested, Inflation Adjusted)

All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

VTIVX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VTIVX real return snapshot: after CPI-U inflation, VTIVX returned +18.73% over the past year and +4.99% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +360.61% in real purchasing-power return, or +7.00%/yr, and is currently −1.01% below its real total-return high on May 14, 2026.

Dividends Reinvested:

Mon 2003-10-27^? to Wed 2026-05-20	YTD Return	1 Year Return
VTIVX ^×	+4.99% 2026-05-20	+18.73% 2026-05-20
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Returns

Mon 2003-10-27^? to Wed 2026-05-20	Overall Return	Exponential Trendline
VTIVX ^×	+360.61% +7.00%/yr	+6.58%/yr (R²=0.907)
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000

Mon 2003-10-27^? to Wed 2026-05-20	Start Value	End Value
VTIVX ^×	$10,000.00 2003-10-27	$46,060.92 2026-05-20
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Annual Returns

Year	VTIVX
2026 (YTD)	+4.99%
2025	+16.88%
2024	+10.76%
2023	+15.63%
2022	−21.91%
2021	+24.99%
2020	+15.09%
2019	+22.15%
2018	−9.50%
2017	+18.97%
2016	+7.17%
2015	−1.16%
2014	+6.37%
2013	+22.54%
2012	+13.63%
2011	−5.27%
2010	+14.37%
2009	+24.75%
2008	−34.57%
2007	+3.22%
2006	+13.21%
2005	+3.40%
2004	+9.33%
2003	+8.24%

Drawdowns

Mon 2003-10-27^? to Wed 2026-05-20	Current Drawdown	Worst Drawdown
VTIVX ^×	−1.01% from 2026-05-14 peak	−52.54% 2009-03-09 from 2007-10-09 peak
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Rolling Returns

Period ending Wed 2026-05-20	1 Year	2 Years	3 Years	5 Years	10 Years
VTIVX ^×	+18.73%	+28.78% +13.49%/yr	+49.10% +14.23%/yr	+45.68% +7.82%/yr	+150.80% +9.63%/yr
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund