All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VTIVX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Mon 2003-10-27? to Tue 2025-07-15 YTD
Return
TRR
Price
VTIVX
×
+6.85%
2025-07-15
3.268 TRR
2025-07-15
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Returns

Mon 2003-10-27? to Tue 2025-07-15 Overall
Return
Exponential
Trendline
VTIVX
×
+226.75%
+5.60%/yr
+5.44%/yr
(R2=0.872)
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000

Mon 2003-10-27? to Tue 2025-07-15 Start
Value
End
Value
VTIVX
×
$10,000.00
2003-10-27
$32,675.26
2025-07-15
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Annual Returns

Year VTIVX
2025 (YTD) +6.85%
2024 +10.72%
2023 +15.60%
2022 −22.38%
2021 +8.52%
2020 +14.75%
2019 +22.15%
2018 −9.75%
2017 +18.85%
2016 +6.18%
2015 −3.34%
2014 +6.35%
2013 +22.48%
2012 +13.53%
2011 −5.30%
2010 +12.62%
2009 +24.76%
2008 −34.55%
2007 +3.20%
2006 +13.00%
2005 +3.40%
2004 +9.30%
2003 +8.28%

Drawdowns

Mon 2003-10-27? to Tue 2025-07-15 Current
Drawdown
Worst
Drawdown
VTIVX
×
−0.89% −52.54%
2009-03-09
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund