All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VTINX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VTINX real return snapshot: after CPI-U inflation, VTINX returned +6.34% over the past year and +0.06% YTD, with dividends reinvested. Since Oct. 27, 2003, VTINX is up +79.55% in real purchasing-power return, or +2.62%/yr, and is currently −3.77% below its real total-return high on Feb. 11, 2021.

Mon 2003-10-27💬 to Mon 2026-06-08 YTD
Return
1 Year
Return
VTINX
×
+0.06%
2026-06-08
+6.34%
2026-06-08
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Returns

Mon 2003-10-27💬 to Mon 2026-06-08 Overall
Return
Exponential
Trendline
VTINX
×
+79.55%
+2.62%/yr
+2.68%/yr
(R2=0.868)
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Growth of $10,000

Mon 2003-10-27💬 to Mon 2026-06-08 Start
Value
End
Value
VTINX
×
$10,000.00
2003-10-27
$17,954.68
2026-06-08
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Annual Returns

Year VTINX
2026 (YTD) +0.06%
2025 +8.42%
2024 +3.66%
2023 +7.08%
2022 −18.05%
2021 −1.68%
2020 +8.55%
2019 +10.64%
2018 −3.81%
2017 +6.23%
2016 +3.12%
2015 −0.90%
2014 +4.75%
2013 +4.31%
2012 +6.38%
2011 +2.22%
2010 +7.78%
2009 +11.27%
2008 −11.00%
2007 +3.91%
2006 +3.77%
2005 −0.10%
2004 +4.97%
2003 +2.91%

Drawdowns

Mon 2003-10-27💬 to Mon 2026-06-08 Current
Drawdown
Worst
Drawdown
VTINX
×
−3.77%
from 2021-02-11 peak
−23.67%
2022-10-14
from 2021-02-11 peak
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Rolling Returns

Period ending Mon 2026-06-08 1
Year
2
Years
3
Years
5
Years
10
Years
VTINX
×
+6.34% +12.36%
+6.00%/yr
+17.64%
+5.57%/yr
−2.37%
−0.48%/yr
+19.68%
+1.81%/yr
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund