VTINX Stock Chart (Dividends Reinvested, Inflation Adjusted)

All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

VTINX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VTINX real return snapshot: after CPI-U inflation, VTINX returned +5.99% over the past year and +0.47% YTD, with dividends reinvested. Since Oct. 27, 2003, VTINX is up +80.28% in real purchasing-power return, or +2.64%/yr, and is currently −3.37% below its real total-return high on Feb. 11, 2021.

Data ending Fri Jun. 12, 2026

Dividends Reinvested:

Mon 2003-10-27^💬 to Fri 2026-06-12	YTD Return	1 Year Return
VTINX ^×	+0.47% 2026-06-12	+5.99% 2026-06-12
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Returns

Mon 2003-10-27^💬 to Fri 2026-06-12	Overall Return	Exponential Trendline
VTINX ^×	+80.28% +2.64%/yr	+2.68%/yr (R²=0.868)
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Growth of $10,000

Mon 2003-10-27^💬 to Fri 2026-06-12	Start Value	End Value
VTINX ^×	$10,000.00 2003-10-27	$18,028.23 2026-06-12
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Annual Returns

Year	VTINX
2026 (YTD)	+0.47%
2025	+8.42%
2024	+3.66%
2023	+7.08%
2022	−18.05%
2021	−1.68%
2020	+8.55%
2019	+10.64%
2018	−3.81%
2017	+6.23%
2016	+3.12%
2015	−0.90%
2014	+4.75%
2013	+4.31%
2012	+6.38%
2011	+2.22%
2010	+7.78%
2009	+11.27%
2008	−11.00%
2007	+3.91%
2006	+3.77%
2005	−0.10%
2004	+4.97%
2003	+2.91%

Drawdowns

Mon 2003-10-27^💬 to Fri 2026-06-12	Current Drawdown	Worst Drawdown
VTINX ^×	−3.37% from 2021-02-11 peak	−23.67% 2022-10-14 from 2021-02-11 peak
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Rolling Returns

Period ending Fri 2026-06-12	1 Year	2 Years	3 Years	5 Years	10 Years
VTINX ^×	+5.99%	+12.23% +5.94%/yr	+17.90% +5.64%/yr	−2.20% −0.44%/yr	+20.85% +1.91%/yr
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund