All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VTINX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VTINX real return snapshot: after CPI-U inflation, VTINX returned +4.33% over the past year and +1.43% YTD, with dividends reinvested. Since Oct. 27, 2003, VTINX is up +82.00% in real purchasing-power return, or +2.65%/yr, and is currently −2.45% below its real total-return high on Feb. 11, 2021.

Data ending Fri Sep. 4, 2026

Growth of $10,000

Mon 2003-10-27💬 to Fri 2026-09-04 Overall
Return
Exponential
Trendline
VTINX
×
+82.00%
+2.65%/yr
+2.67%/yr
R2=0.871
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Mon 2003-10-27💬 to Fri 2026-09-04 Start
Value
End
Value
VTINX
×
$10,000.00
2003-10-27
$18,199.89
2026-09-04

This Year’s Performance

through 2026-09-04

  YTD YoY
VTINX
×
+1.43% +4.33%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VTINX
×
−2.45%
on 2026-09-04
from 2021-02-11 peak
−23.67%
on 2022-10-14
from 2021-02-11 peak

Rolling Returns

Period ending Fri 2026-09-04 1 yr 2 yr 3 yr 5 yr 10 yr
VTINX
×
+4.33% +9.94%
+4.85%/yr
+19.52%
+6.12%/yr
−1.83%
−0.37%/yr
+19.30%
+1.78%/yr

Annual Returns

Year VTINX
2026 (YTD) +1.43%
2025 +8.42%
2024 +3.66%
2023 +7.08%
2022 −18.05%
2021 −1.68%
2020 +8.55%
2019 +10.64%
2018 −3.81%
2017 +6.23%
2016 +3.12%
2015 −0.90%
2014 +4.75%
2013 +4.31%
2012 +6.38%
2011 +2.22%
2010 +7.78%
2009 +11.27%
2008 −11.00%
2007 +3.91%
2006 +3.77%
2005 −0.10%
2004 +4.97%
2003 +2.91%