All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)
VTINX real return snapshot: after CPI-U inflation, VTINX returned +4.33% over the past year and +1.43% YTD, with dividends reinvested. Since Oct. 27, 2003, VTINX is up +82.00% in real purchasing-power return, or +2.65%/yr, and is currently −2.45% below its real total-return high on Feb. 11, 2021.
Data ending Fri Sep. 4, 2026
| Mon 2003-10-27💬 to Fri 2026-09-04 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| VTINX × |
+82.00%
+2.65%/yr |
+2.67%/yr
R2=0.871 |
||||
| Vanguard Target Retirement Income Fund Investor Shares Mutual Fund | ||||||
| Mon 2003-10-27💬 to Fri 2026-09-04 |
Start
Value |
End
Value |
|---|---|---|
| VTINX × |
$10,000.00
2003-10-27 |
$18,199.89
2026-09-04 |
| YTD | YoY | |
|---|---|---|
| VTINX × | +1.43% | +4.33% |
|
Current
Drawdown |
Worst
Drawdown |
|
|---|---|---|
| VTINX × |
−2.45%
on 2026-09-04 from 2021-02-11 peak |
−23.67%
on 2022-10-14 from 2021-02-11 peak |
| Period ending Fri 2026-09-04 | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| VTINX × | +4.33% |
+9.94% +4.85%/yr |
+19.52% +6.12%/yr |
−1.83% −0.37%/yr |
+19.30% +1.78%/yr |
| Year | VTINX |
|---|---|
| 2026 (YTD) | +1.43% |
| 2025 | +8.42% |
| 2024 | +3.66% |
| 2023 | +7.08% |
| 2022 | −18.05% |
| 2021 | −1.68% |
| 2020 | +8.55% |
| 2019 | +10.64% |
| 2018 | −3.81% |
| 2017 | +6.23% |
| 2016 | +3.12% |
| 2015 | −0.90% |
| 2014 | +4.75% |
| 2013 | +4.31% |
| 2012 | +6.38% |
| 2011 | +2.22% |
| 2010 | +7.78% |
| 2009 | +11.27% |
| 2008 | −11.00% |
| 2007 | +3.91% |
| 2006 | +3.77% |
| 2005 | −0.10% |
| 2004 | +4.97% |
| 2003 | +2.91% |