All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VT,SPY,BIL,IEF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Thu 2008-06-26? to Tue 2025-09-09 YTD
Return
TRR
Price
VT
×
+13.05%
2025-09-09
2.647 TRR
2025-09-09
Vanguard Total World Stock Index Fund ETF Shares Exchange-Traded Fund
SPY
×
+8.74%
2025-09-09
11.74 TRR
2025-09-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
+0.25%
2025-09-09
0.8096 TRR
2025-09-09
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
+4.69%
2025-09-09
1.248 TRR
2025-09-09
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund

Returns

Thu 2008-06-26? to Tue 2025-09-09 Overall
Return
Exponential
Trendline
VT
×
+164.66%
+5.82%/yr
+6.97%/yr
(R2=0.921)
Vanguard Total World Stock Index Fund ETF Shares Exchange-Traded Fund
SPY
×
+370.27%
+9.42%/yr
+10.92%/yr
(R2=0.969)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
−17.88%
−1.14%/yr
−1.56%/yr
(R2=0.924)
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
+11.80%
+0.65%/yr
+0.02%/yr
(R2=0.000)
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund

Growth of $10,000

Thu 2008-06-26? to Tue 2025-09-09 Start
Value
End
Value
VT
×
$10,000.00
2008-06-26
$26,465.75
2025-09-09
Vanguard Total World Stock Index Fund ETF Shares Exchange-Traded Fund
SPY
×
$10,000.00
2008-06-26
$47,026.54
2025-09-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
$10,000.00
2008-06-26
$8,212.24
2025-09-09
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
$10,000.00
2008-06-26
$11,179.73
2025-09-09
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund

Annual Returns

Year VT SPY BIL IEF
2025 (YTD) +13.05% +8.74% +0.25% +4.69%
2024 +13.23% +21.39% +2.25% −3.41%
2023 +18.08% +22.09% +1.55% +0.28%
2022 −23.00% −23.15% −4.75% −20.31%
2021 +10.49% +20.27% −6.67% −9.68%
2020 +15.03% +16.74% −0.94% +8.53%
2019 +23.98% +28.29% −0.25% +5.61%
2018 −11.46% −6.35% −0.17% −0.90%
2017 +21.93% +19.19% −1.40% +0.43%
2016 +6.29% +9.73% −1.92% −1.05%
2015 −2.58% +0.50% −0.86% +0.77%
2014 +2.92% +12.61% −0.82% +8.25%
2013 +21.11% +30.35% −1.56% −7.48%
2012 +15.12% +14.02% −1.75% +1.89%
2011 −10.16% −1.04% −2.92% +12.32%
2010 +11.41% +13.36% −1.52% +7.75%
2009 +29.16% +23.01% −2.39% −9.07%
2008 −30.41% −36.86% +1.84% +17.82%
2007 +1.01% +1.47% +6.04%
2006 +13.00% +0.00%
2005 +1.35% −0.76%
2004 +7.20% +0.84%
2003 +25.83% +1.21%
2002 −23.41% +5.76%
2001 −13.10%
2000 −12.70%
1999 +17.24%
1998 +26.65%
1997 +31.24%
1996 +18.56%
1995 +34.62%
1994 −2.21%
1993 +6.28%

Drawdowns

Thu 2008-06-26? to Tue 2025-09-09 Current
Drawdown
Worst
Drawdown
VT
×
0.00% −48.83%
2009-03-09
Vanguard Total World Stock Index Fund ETF Shares Exchange-Traded Fund
SPY
×
0.00% −45.35%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
−21.80% −25.70%
2022-07-08
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
−28.97% −35.92%
2023-10-19
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund