All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VT,SPY,BIL,IEF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Thu 2008-06-26? to Wed 2026-04-01 YTD
Return
TRR
Price
VT
×
−1.80%
2026-04-01
2.741 TRR
2026-04-01
Vanguard Total World Stock Index Fund ETF Shares Exchange-Traded Fund
SPY
×
−4.68%
2026-04-01
11.79 TRR
2026-04-01
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
−0.48%
2026-04-01
0.8152 TRR
2026-04-01
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
−1.61%
2026-04-01
1.234 TRR
2026-04-01
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund

Returns

Thu 2008-06-26? to Wed 2026-04-01 Overall
Return
Exponential
Trendline
VT
×
+174.12%
+5.84%/yr
+7.07%/yr
(R2=0.928)
Vanguard Total World Stock Index Fund ETF Shares Exchange-Traded Fund
SPY
×
+372.69%
+9.14%/yr
+10.96%/yr
(R2=0.972)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
−17.31%
−1.06%/yr
−1.51%/yr
(R2=0.916)
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
+10.55%
+0.57%/yr
−0.10%/yr
(R2=0.002)
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund

Growth of $10,000

Thu 2008-06-26? to Wed 2026-04-01 Start
Value
End
Value
VT
×
$10,000.00
2008-06-26
$27,411.70
2026-04-01
Vanguard Total World Stock Index Fund ETF Shares Exchange-Traded Fund
SPY
×
$10,000.00
2008-06-26
$47,268.79
2026-04-01
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
$10,000.00
2008-06-26
$8,268.50
2026-04-01
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
$10,000.00
2008-06-26
$11,055.02
2026-04-01
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund

Annual Returns

Year VT SPY BIL IEF
2026 (YTD) −1.80% −4.68% −0.48% −1.61%
2025 +19.26% +14.65% +1.44% +5.22%
2024 +13.22% +21.39% +2.25% −3.41%
2023 +18.08% +22.09% +1.55% +0.28%
2022 −22.99% −23.15% −4.76% −20.31%
2021 +10.49% +20.27% −6.67% −9.68%
2020 +15.02% +16.74% −0.95% +8.53%
2019 +23.98% +28.29% −0.24% +5.61%
2018 −11.44% −6.35% −0.17% −0.90%
2017 +21.91% +19.19% −1.40% +0.42%
2016 +6.31% +9.72% −1.92% −1.05%
2015 −2.57% +0.50% −0.86% +0.78%
2014 +2.89% +12.61% −0.81% +8.25%
2013 +21.11% +30.35% −1.56% −7.48%
2012 +15.14% +14.01% −1.75% +1.90%
2011 −10.17% −1.04% −2.93% +12.32%
2010 +11.40% +13.35% −1.51% +7.75%
2009 +29.16% +23.01% −2.39% −9.07%
2008 −30.42% −36.85% +1.84% +17.82%
2007 +1.01% +1.47% +6.04%
2006 +13.00% +0.01%
2005 +1.36% −0.77%
2004 +7.21% +0.84%
2003 +25.81% +1.22%
2002 −23.40% +5.75%
2001 −13.10%
2000 −12.70%
1999 +17.24%
1998 +26.65%
1997 +31.25%
1996 +18.61%
1995 +34.63%
1994 −2.22%
1993 +6.21%

Drawdowns

Thu 2008-06-26? to Wed 2026-04-01 Current
Drawdown
Worst
Drawdown
VT
×
−6.24% −48.82%
2009-03-09
Vanguard Total World Stock Index Fund ETF Shares Exchange-Traded Fund
SPY
×
−6.36% −45.34%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
−21.25% −25.70%
2022-07-08
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
−29.77% −35.92%
2023-10-19
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund