All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

BIL: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

BIL real return snapshot: after CPI-U inflation, BIL returned +0.16% over the past year and −0.94% YTD, with dividends reinvested. Since May 30, 2007, BIL is down −18.85% in real purchasing-power return, or −1.07%/yr, and is currently −21.62% below its real total-return high on Dec. 30, 2008.

Data ending Wed Oct. 7, 2026

Growth of $10,000

Wed 2007-05-30💬 to Wed 2026-10-07 Overall
Return 		Exponential
Trendline
BIL × 		−18.85%
−1.07%/yr 		−1.44%/yr
R2=0.920
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund

Growth of $10,000 Summary

Wed 2007-05-30💬 to Wed 2026-10-07 Start
Value 		End
Value
BIL × 		$10,000.00
2007-05-30 		$8,114.63
2026-10-07

This Year’s Performance

through 2026-10-07

  YTD YoY
BIL × 		−0.94% +0.16%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
BIL × 		−21.62%
on 2026-10-07
from 2008-12-30 peak 		−25.70%
on 2022-07-08
from 2008-12-30 peak

Rolling Returns

Period ending Wed 2026-10-07 1 yr 2 yr 3 yr 5 yr 10 yr
BIL × 		+0.16% +1.49%
+0.74%/yr 		+4.34%
+1.42%/yr 		−2.07%
−0.42%/yr 		−9.76%
−1.02%/yr

Annual Returns

Year BIL
2026 (YTD) −0.94%
2025 +1.44%
2024 +2.25%
2023 +1.54%
2022 −4.75%
2021 −6.67%
2020 −0.95%
2019 −0.25%
2018 −0.16%
2017 −1.40%
2016 −1.92%
2015 −0.86%
2014 −0.81%
2013 −1.57%
2012 −1.75%
2011 −2.92%
2010 −1.52%
2009 −2.39%
2008 +1.84%
2007 +1.47%