All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)
BIL real return snapshot: after CPI-U inflation, BIL returned +0.21% over the past year and −1.25% YTD, with dividends reinvested. Since May 30, 2007, BIL is down −19.11% in real purchasing-power return, or −1.10%/yr, and is currently −21.86% below its real total-return high on Dec. 30, 2008.
Data ending Fri Jul. 17, 2026
| Wed 2007-05-30💬 to Fri 2026-07-17 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| BIL × |
−19.11%
−1.10%/yr |
−1.46%/yr
R2=0.922 |
||||
| SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund | ||||||
| Wed 2007-05-30💬 to Fri 2026-07-17 |
Start
Value |
End
Value |
|---|---|---|
| BIL × |
$10,000.00
2007-05-30 |
$8,089.46
2026-07-17 |
| YTD | YoY | |
|---|---|---|
| BIL × | −1.25% | +0.21% |
|
Current
Drawdown |
Worst
Drawdown |
|
|---|---|---|
| BIL × |
−21.86%
on 2026-07-17 from 2008-12-30 peak |
−25.70%
on 2022-07-08 from 2008-12-30 peak |
| Period ending Fri 2026-07-17 | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| BIL × | +0.21% |
+2.04% +1.01%/yr |
+4.46% +1.47%/yr |
−3.26% −0.66%/yr |
−10.25% −1.08%/yr |
| Year | BIL |
|---|---|
| 2026 (YTD) | −1.25% |
| 2025 | +1.44% |
| 2024 | +2.25% |
| 2023 | +1.54% |
| 2022 | −4.76% |
| 2021 | −6.67% |
| 2020 | −0.95% |
| 2019 | −0.25% |
| 2018 | −0.16% |
| 2017 | −1.40% |
| 2016 | −1.92% |
| 2015 | −0.86% |
| 2014 | −0.81% |
| 2013 | −1.57% |
| 2012 | −1.75% |
| 2011 | −2.92% |
| 2010 | −1.52% |
| 2009 | −2.39% |
| 2008 | +1.84% |
| 2007 | +1.47% |
