All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

BIL: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

BIL real return snapshot: after CPI-U inflation, BIL returned −0.41% over the past year and −1.23% YTD, with dividends reinvested. Since May 30, 2007, BIL is down −19.39% in real purchasing-power return, or −1.10%/yr, and is currently −21.87% below its real total-return high on Dec. 30, 2008.

Data ending Tue Oct. 27, 2026

Growth of $10,000

Wed 2007-05-30💬 to Tue 2026-10-27 Overall
Return 		Exponential
Trendline
BIL × 		−19.39%
−1.10%/yr 		−1.45%/yr
R2=0.922
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund

Growth of $10,000 Summary

Wed 2007-05-30💬 to Tue 2026-10-27 Start
Value 		End
Value
BIL × 		$10,000.00
2007-05-30 		$8,061.07
2026-10-27

This Year’s Performance

through 2026-10-27

  YTD YoY
BIL × 		−1.23% −0.41%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
BIL × 		−21.87%
on 2026-10-27
from 2008-12-30 peak 		−25.72%
on 2022-07-08
from 2008-12-30 peak

Rolling Returns

Period ending Tue 2026-10-27 1 yr 2 yr 3 yr 5 yr 10 yr
BIL × 		−0.41% +1.01%
+0.51%/yr 		+3.68%
+1.21%/yr 		−1.84%
−0.37%/yr 		−9.96%
−1.04%/yr

Annual Returns

Year BIL
2026 (YTD) −1.23%
2025 +1.44%
2024 +2.25%
2023 +1.54%
2022 −4.78%
2021 −6.67%
2020 −0.95%
2019 −0.25%
2018 −0.16%
2017 −1.40%
2016 −1.92%
2015 −0.86%
2014 −0.81%
2013 −1.57%
2012 −1.75%
2011 −2.92%
2010 −1.52%
2009 −2.39%
2008 +1.50%
2007 +1.46%