All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SPY,BIL,IEF: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Wed 2007-05-30? to Tue 2025-09-09 YTD
Return
TRR
Price
SPY
×
+8.74%
2025-09-09
11.74 TRR
2025-09-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
+0.25%
2025-09-09
0.8096 TRR
2025-09-09
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
+4.69%
2025-09-09
1.248 TRR
2025-09-09
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund

Returns

Wed 2007-05-30? to Tue 2025-09-09 Overall
Return
Exponential
Trendline
SPY
×
+283.02%
+7.62%/yr
+10.01%/yr
(R2=0.935)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
−19.04%
−1.15%/yr
−1.52%/yr
(R2=0.929)
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
+19.16%
+0.96%/yr
+0.45%/yr
(R2=0.039)
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund

Growth of $10,000

Wed 2007-05-30? to Tue 2025-09-09 Start
Value
End
Value
SPY
×
$10,000.00
2007-05-30
$38,302.02
2025-09-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
$10,000.00
2007-05-30
$8,096.04
2025-09-09
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
$10,000.00
2007-05-30
$11,915.60
2025-09-09
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund

Annual Returns

Year SPY BIL IEF
2025 (YTD) +8.74% +0.25% +4.69%
2024 +21.39% +2.25% −3.41%
2023 +22.09% +1.55% +0.28%
2022 −23.15% −4.75% −20.31%
2021 +20.27% −6.67% −9.68%
2020 +16.74% −0.94% +8.53%
2019 +28.29% −0.25% +5.61%
2018 −6.35% −0.17% −0.90%
2017 +19.19% −1.40% +0.43%
2016 +9.73% −1.92% −1.05%
2015 +0.50% −0.86% +0.77%
2014 +12.61% −0.82% +8.25%
2013 +30.35% −1.56% −7.48%
2012 +14.02% −1.75% +1.89%
2011 −1.04% −2.92% +12.32%
2010 +13.36% −1.52% +7.75%
2009 +23.01% −2.39% −9.07%
2008 −36.86% +1.84% +17.82%
2007 +1.01% +1.47% +6.04%
2006 +13.00% +0.00%
2005 +1.35% −0.76%
2004 +7.20% +0.84%
2003 +25.83% +1.21%
2002 −23.41% +5.76%
2001 −13.10%
2000 −12.70%
1999 +17.24%
1998 +26.65%
1997 +31.24%
1996 +18.56%
1995 +34.62%
1994 −2.21%
1993 +6.28%

Drawdowns

Wed 2007-05-30? to Tue 2025-09-09 Current
Drawdown
Worst
Drawdown
SPY
×
0.00% −55.98%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
BIL
×
−21.80% −25.70%
2022-07-08
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
IEF
×
−28.97% −35.92%
2023-10-19
iShares 7-10 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund