All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VFSTX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VFSTX real return snapshot: after CPI-U inflation, VFSTX returned −0.07% over the past year and −2.75% YTD, with dividends reinvested. Since May 15, 1986, VFSTX is up +111.27% in real purchasing-power return, or +1.88%/yr, and is currently −12.89% below its real total-return high on Dec. 31, 2020.

Data ending Tue Jul. 28, 2026

Growth of $10,000

Thu 1986-05-15💬 to Tue 2026-07-28 Overall
Return
Exponential
Trendline
VFSTX
×
+111.27%
+1.88%/yr
+1.99%/yr
R2=0.801
Vanguard Short-Term Investment-Grade Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Thu 1986-05-15💬 to Tue 2026-07-28 Start
Value
End
Value
VFSTX
×
$10,000.00
1986-05-15
$21,126.67
2026-07-28

This Year’s Performance

through 2026-07-28

  YTD YoY
VFSTX
×
−2.75% −0.07%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VFSTX
×
−12.89%
on 2026-07-28
from 2020-12-31 peak
−20.21%
on 2022-10-20
from 2020-12-31 peak

Rolling Returns

Period ending Tue 2026-07-28 1 yr 2 yr 3 yr 5 yr 10 yr
VFSTX
×
−0.07% +3.20%
+1.59%/yr
+6.85%
+2.23%/yr
−9.06%
−1.88%/yr
−8.25%
−0.86%/yr

Annual Returns

Year VFSTX
2026 (YTD) −2.75%
2025 +3.97%
2024 +2.04%
2023 +2.62%
2022 −11.56%
2021 −6.97%
2020 +3.75%
2019 +3.37%
2018 −1.02%
2017 −0.09%
2016 +0.67%
2015 +0.31%
2014 +1.01%
2013 −0.50%
2012 +2.76%
2011 −1.01%
2010 +3.68%
2009 +11.03%
2008 −4.80%
2007 +1.73%
2006 +2.45%
2005 −1.17%
2004 −1.09%
2003 +2.14%
2002 +2.67%
2001 +6.55%
2000 +4.67%
1999 +0.63%
1998 +4.94%
1997 +5.20%
1996 +1.47%
1995 +9.98%
1994 −2.10%
1993 +4.49%
1992 +4.68%
1991 +9.77%
1990 +3.01%
1989 +6.60%
1988 +2.51%
1987 −1.63%
1986 +5.12%