All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)
VFORX real return snapshot: after CPI-U inflation, VFORX returned +8.50% over the past year and +6.20% YTD, with dividends reinvested. Since Jun. 7, 2006, VFORX is up +203.12% in real purchasing-power return, or +5.61%/yr, and is currently −2.09% below its real total-return high on Aug. 13, 2026.
Data ending Mon Oct. 5, 2026
| Wed 2006-06-07💬 to Mon 2026-10-05 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| VFORX × |
+203.12%
+5.61%/yr |
+6.04%/yr
R2=0.885 |
||||
| Vanguard Target Retirement 2040 Fund Investor Shares Mutual Fund | ||||||
| Wed 2006-06-07💬 to Mon 2026-10-05 |
Start
Value |
End
Value |
|---|---|---|
| VFORX × |
$10,000.00
2006-06-07 |
$30,312.39
2026-10-05 |
| YTD | YoY | |
|---|---|---|
| VFORX × | +6.20% | +8.50% |
|
Current
Drawdown |
Worst
Drawdown |
|
|---|---|---|
| VFORX × |
−2.09%
on 2026-10-05 from 2026-08-13 peak |
−52.48%
on 2009-03-09 from 2007-10-09 peak |
| Period ending Mon 2026-10-05 | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| VFORX × | +8.50% |
+21.31% +10.14%/yr |
+50.78% +14.67%/yr |
+24.07% +4.41%/yr |
+93.41% +6.82%/yr |
| Year | VFORX |
|---|---|
| 2026 (YTD) | +6.20% |
| 2025 | +15.67% |
| 2024 | +9.70% |
| 2023 | +14.51% |
| 2022 | −22.04% |
| 2021 | +7.02% |
| 2020 | +13.93% |
| 2019 | +21.10% |
| 2018 | −9.05% |
| 2017 | +18.22% |
| 2016 | +6.52% |
| 2015 | −2.28% |
| 2014 | +6.35% |
| 2013 | +22.52% |
| 2012 | +13.57% |
| 2011 | −5.34% |
| 2010 | +13.47% |
| 2009 | +24.92% |
| 2008 | −34.55% |
| 2007 | +3.23% |
| 2006 | +13.65% |
