VFINX,VBMFX,SPYI,VOO: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 2022-08-30? to Wed 2025-05-14	YTD Return	TRR Price
VFINX ×	−1.12% 2025-05-14	27.45 TRR 2025-05-14
Vanguard 500 Index Fund Investor Shares Mutual Fund
VBMFX ×	−0.37% 2025-05-14	2.284 TRR 2025-05-14
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
SPYI ×	−0.73% 2025-05-14	1.278 TRR 2025-05-14
SHP ETF Trust - NEOS S&P 500 High Income ETF Exchange-Traded Fund
VOO ×	−1.12% 2025-05-14	4.769 TRR 2025-05-14
Vanguard S&P 500 ETF Exchange-Traded Fund

---

Returns

Tue 2022-08-30? to Wed 2025-05-14	Overall Return	Exponential Trendline
VFINX ×	+41.51% +13.70%/yr	+19.04%/yr (R2=0.906)
Vanguard 500 Index Fund Investor Shares Mutual Fund
VBMFX ×	−2.93% −1.09%/yr	+0.73%/yr (R2=0.069)
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
SPYI ×	+27.76% +9.48%/yr	+12.67%/yr (R2=0.900)
SHP ETF Trust - NEOS S&P 500 High Income ETF Exchange-Traded Fund
VOO ×	+41.90% +13.81%/yr	+19.17%/yr (R2=0.907)
Vanguard S&P 500 ETF Exchange-Traded Fund

---

Growth of $10,000

Tue 2022-08-30? to Wed 2025-05-14	Start Value	End Value
VFINX ×	$10,000.00 2022-08-30	$14,150.98 2025-05-14
Vanguard 500 Index Fund Investor Shares Mutual Fund
VBMFX ×	$10,000.00 2022-08-30	$9,707.45 2025-05-14
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
SPYI ×	$10,000.00 2022-08-30	$12,776.05 2025-05-14
SHP ETF Trust - NEOS S&P 500 High Income ETF Exchange-Traded Fund
VOO ×	$10,000.00 2022-08-30	$14,190.27 2025-05-14
Vanguard S&P 500 ETF Exchange-Traded Fund

---

Annual Returns

Year	VFINX	VBMFX	SPYI	VOO
2025 (YTD)	−1.12%	−0.37%	−0.73%	−1.12%
2024	+21.34%	−1.69%	+15.71%	+21.48%
2023	+22.03%	+2.19%	+14.27%	+22.23%
2022	−23.21%	−18.55%	−2.67%	−23.14%
2021	+20.08%	−8.20%	—	+20.33%
2020	+17.14%	+6.20%	—	+16.73%
2019	+28.40%	+6.23%	—	+28.43%
2018	−6.33%	−2.01%	—	−6.29%
2017	+19.15%	+1.33%	—	+19.25%
2016	+9.56%	+0.35%	—	+9.89%
2015	+0.50%	−0.35%	—	+0.59%
2014	+12.67%	+4.91%	—	+12.70%
2013	+30.21%	−3.66%	—	+30.42%
2012	+13.85%	+1.17%	—	+14.02%
2011	−0.99%	+4.53%	—	−1.04%
2010	+13.22%	+4.85%	—	+14.35%
2009	+23.17%	+3.11%	—	—
2008	−37.08%	+4.98%	—	—
2007	+1.25%	+2.74%	—	—
2006	+12.80%	+1.74%	—	—
2005	+1.30%	−1.36%	—	—
2004	+7.25%	+0.23%	—	—
2003	+26.13%	+2.08%	—	—
2002	−23.98%	+5.84%	—	—
2001	−13.37%	+6.73%	—	—
2000	−12.04%	+7.79%	—	—
1999	+17.92%	−3.46%	—	—
1998	+26.58%	+5.99%	—	—
1997	+30.95%	+7.64%	—	—
1996	+18.92%	+0.29%	—	—
1995	+34.04%	+15.31%	—	—
1994	−1.46%	−4.66%	—	—
1993	+7.20%	+6.27%	—	—
1992	+5.20%	+3.55%	—	—
1991	+28.11%	+11.90%	—	—
1990	−8.89%	+2.45%	—	—
1989	+22.69%	+8.69%	—	—
1988	+10.03%	+2.88%	—	—
1987	−0.43%	+2.05%	—	—
1986	+8.11%	—	—	—
1985	+18.11%	—	—	—
1984	−0.25%	—	—	—
1983	+12.80%	—	—	—
1982	+14.86%	—	—	—
1981	−16.06%	—	—	—
1980	+13.67%	—	—	—
1979	−2.22%	—	—	—

---

Drawdowns

Tue 2022-08-30? to Wed 2025-05-14	Current Drawdown	Worst Drawdown
VFINX ×	−4.58%	−19.13% 2025-04-08
Vanguard 500 Index Fund Investor Shares Mutual Fund
VBMFX ×	−4.18%	−9.60% 2023-10-19
Vanguard Total Bond Market Index Fund Investor Shares Mutual Fund
SPYI ×	−3.84%	−16.86% 2025-04-08
SHP ETF Trust - NEOS S&P 500 High Income ETF Exchange-Traded Fund
VOO ×	−4.58%	−19.05% 2025-04-08
Vanguard S&P 500 ETF Exchange-Traded Fund