All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VFINX vs. USDOLLAR: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Wed 1979-12-26💬 to Wed 2026-09-23 Overall
Return 		Exponential
Trendline
VFINX × 		+3,405.09%
+7.91%/yr 		+7.27%/yr
R2=0.942
Vanguard 500 Index Fund Investor Shares Mutual Fund
USDOLLAR × 		−77.19%
−3.11%/yr 		−2.64%/yr
R2=0.981
⭐ U.S. Dollar 💬 Currency

Growth of $10,000 Summary

Wed 1979-12-26💬 to Wed 2026-09-23 Start
Value 		End
Value
VFINX × 		$10,000.00
1979-12-26 		$350,509.46
2026-09-23
USDOLLAR × 		$10,000.00
1979-12-26 		$2,281.02
2026-09-23

This Year’s Performance

through 2026-09-23

  YTD YoY
VFINX × 		+9.48% +13.09%
USDOLLAR × 		−3.48% −3.30%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VFINX × 		−1.44%
on 2026-09-23
from 2026-08-13 peak 		−58.52%
on 2009-03-09
from 2000-03-23 peak
USDOLLAR × 		−77.19%
on 2026-09-23 		−77.19%
on 2026-09-23

Rolling Returns

Period ending Wed 2026-09-23 1 yr 2 yr 3 yr 5 yr 10 yr
VFINX × 		+13.09% +29.34%
+13.73%/yr 		+69.30%
+19.18%/yr 		+50.83%
+8.57%/yr 		+199.02%
+11.58%/yr
USDOLLAR × 		−3.30% −6.11%
−3.10%/yr 		−8.37%
−2.87%/yr 		−18.34%
−3.97%/yr 		−28.12%
−3.25%/yr

Annual Returns

Year VFINX USDOLLAR
2026 (YTD) +9.48% −3.48%
2025 +14.65% −2.60%
2024 +21.34% −2.80%
2023 +22.03% −3.24%
2022 −23.21% −6.07%
2021 +20.08% −6.57%
2020 +17.14% −1.34%
2019 +28.40% −2.23%
2018 −6.33% −1.87%
2017 +19.14% −2.07%
2016 +9.56% −2.03%
2015 +0.50% −0.73%
2014 +12.67% −0.75%
2013 +30.21% −1.48%
2012 +13.85% −1.70%
2011 −0.98% −2.88%
2010 +13.22% −1.47%
2009 +23.17% −2.65%
2008 −37.08% −0.09%
2007 +1.25% −3.93%
2006 +12.80% −2.46%
2005 +1.30% −3.32%
2004 +7.25% −3.15%
2003 +26.13% −1.84%
2002 −23.98% −2.32%
2001 −13.38% −1.52%
2000 −12.04% −3.28%
1999 +17.92% −2.61%
1998 +26.58% −1.59%
1997 +30.95% −1.67%
1996 +18.92% −3.21%
1995 +34.04% −2.48%
1994 −1.46% −2.61%
1993 +7.21% −2.67%
1992 +5.19% −2.82%
1991 +28.13% −2.97%
1990 −8.35% −5.76%
1989 +22.68% −4.44%
1988 +10.06% −4.23%
1987 −0.44% −4.25%
1986 +8.11% −1.09%
1985 +18.11% −3.66%
1984 −0.27% −3.80%
1983 +12.80% −3.65%
1982 +14.85% −3.69%
1981 −16.04% −8.19%
1980 +13.66% −11.12%
1979 −2.24% −11.76%
1978 — −8.26%
1977 — −6.27%
1976 — −4.64%
1975 — −6.49%
1974 — −10.98%
1973 — −8.02%
1972 — −3.28%
1971 — −3.16%
1970 — −5.28%
1969 — −5.84%
1968 — −4.53%
1967 — −2.93%
1966 — −3.34%
1965 — −1.89%
1964 — −0.96%
1963 — −1.62%
1962 — −1.32%
1961 — −0.67%
1960 — −1.34%
1959 — −1.70%
1958 — −1.73%
1957 — −2.82%
1956 — −2.89%
1955 — −0.39%
1954 — +0.75%
1953 — −0.74%
1952 — −0.75%
1951 — −5.73%
1950 — −5.50%
1949 — +2.09%
1948 — −2.90%
1947 — −8.12%
1946 — −15.35%
1945 — −2.23%
1944 — −2.21%
1943 — −2.87%
1942 — −8.28%
1941 — −9.03%
1940 — −0.71%
1939 — +0.00%
1938 — +2.86%
1937 — −2.78%
1936 — −1.43%
1935 — −2.90%
1934 — −1.49%
1933 — −0.73%
1932 — +11.42%
1931 — +10.27%
1930 — +6.83%
1929 — −0.58%
1928 — +1.17%
1927 — +2.31%
1926 — +1.13%
1925 — −3.35%
1924 — +0.00%
1923 — −2.35%
1922 — +2.43%
1921 — +12.12%
1920 — −2.58%
1919 — −12.70%
1918 — −16.97%
1917 — −15.38%
1916 — −11.16%
1915 — −1.94%
1914 — −0.99%
1913 — −2.00%