All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VFIFX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VFIFX real return snapshot: after CPI-U inflation, VFIFX returned +12.37% over the past year and +8.54% YTD, with dividends reinvested. Since Jun. 7, 2006, VFIFX is up +286.73% in real purchasing-power return, or +6.89%/yr, and is currently −2.04% below its real total-return high on Aug. 13, 2026.

Data ending Wed Sep. 23, 2026

Growth of $10,000

Wed 2006-06-07💬 to Wed 2026-09-23 Overall
Return
Exponential
Trendline
VFIFX
×
+286.73%
+6.89%/yr
+7.16%/yr
R2=0.913
Vanguard Target Retirement 2050 Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Wed 2006-06-07💬 to Wed 2026-09-23 Start
Value
End
Value
VFIFX
×
$10,000.00
2006-06-07
$38,672.74
2026-09-23

This Year’s Performance

through 2026-09-23

  YTD YoY
VFIFX
×
+8.54% +12.37%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VFIFX
×
−2.04%
on 2026-09-23
from 2026-08-13 peak
−52.53%
on 2009-03-09
from 2007-10-09 peak

Rolling Returns

Period ending Wed 2026-09-23 1 yr 2 yr 3 yr 5 yr 10 yr
VFIFX
×
+12.37% +27.81%
+13.05%/yr
+57.53%
+16.35%/yr
+45.82%
+7.84%/yr
+140.96%
+9.19%/yr

Annual Returns

Year VFIFX
2026 (YTD) +8.54%
2025 +18.26%
2024 +11.44%
2023 +16.28%
2022 −22.30%
2021 +21.70%
2020 +15.08%
2019 +22.19%
2018 −9.53%
2017 +18.92%
2016 +6.75%
2015 −1.97%
2014 +6.39%
2013 +22.51%
2012 +13.63%
2011 −5.29%
2010 +14.95%
2009 +24.92%
2008 −34.64%
2007 +3.25%
2006 +14.25%