All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VBIL: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VBIL real return snapshot: after CPI-U inflation, VBIL returned +0.22% over the past year and −0.87% YTD, with dividends reinvested. Since Feb. 11, 2025, VBIL is up +0.96% in real purchasing-power return, or +0.58%/yr, and is currently −0.87% below its real total-return high on Jan. 2, 2026.

Data ending Fri Oct. 9, 2026

Growth of $10,000

Tue 2025-02-11💬 to Fri 2026-10-09 Overall
Return 		Exponential
Trendline
VBIL × 		+0.96%
+0.58%/yr 		+0.50%/yr
R2=0.185
Vanguard 0-3 Month Treasury Bill ETF NASDAQ Exchange-Traded Fund

Growth of $10,000 Summary

Tue 2025-02-11💬 to Fri 2026-10-09 Start
Value 		End
Value
VBIL × 		$10,000.00
2025-02-11 		$10,096.00
2026-10-09

This Year’s Performance

through 2026-10-09

  YTD YoY
VBIL × 		−0.87% +0.22%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VBIL × 		−0.87%
on 2026-10-09
from 2026-01-02 peak 		−1.87%
on 2026-06-01
from 2026-01-02 peak

Rolling Returns

Period ending Fri 2026-10-09 1 yr 2 yr 3 yr 5 yr 10 yr
VBIL × 		+0.22% — — — —

Annual Returns

Year VBIL
2026 (YTD) −0.87%
2025 +1.84%