All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

VBIL: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

VBIL real return snapshot: after CPI-U inflation, VBIL returned +0.14% over the past year and −1.22% YTD, with dividends reinvested. Since Feb. 11, 2025, VBIL is up +0.60% in real purchasing-power return, or +0.40%/yr, and is currently −1.22% below its real total-return high on Jan. 2, 2026.

Data ending Tue Aug. 11, 2026

Growth of $10,000

Tue 2025-02-11💬 to Tue 2026-08-11 Overall
Return 		Exponential
Trendline
VBIL × 		+0.60%
+0.40%/yr 		+0.52%/yr
R2=0.149
Vanguard 0-3 Month Treasury Bill ETF NASDAQ Exchange-Traded Fund

Growth of $10,000 Summary

Tue 2025-02-11💬 to Tue 2026-08-11 Start
Value 		End
Value
VBIL × 		$10,000.00
2025-02-11 		$10,060.13
2026-08-11

This Year’s Performance

through 2026-08-11

  YTD YoY
VBIL × 		−1.22% +0.14%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VBIL × 		−1.22%
on 2026-08-11
from 2026-01-02 peak 		−1.87%
on 2026-06-01
from 2026-01-02 peak

Rolling Returns

Period ending Tue 2026-08-11 1 yr 2 yr 3 yr 5 yr 10 yr
VBIL × 		+0.14% — — — —

Annual Returns

Year VBIL
2026 (YTD) −1.22%
2025 +1.84%