All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SWYOX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SWYOX real return snapshot: after CPI-U inflation, SWYOX returned +23.99% over the past year and +7.58% YTD, with dividends reinvested. Since Feb. 25, 2021, SWYOX is up +38.74% in real purchasing-power return, or +6.45%/yr, and is currently −0.27% below its real total-return high on May 14, 2026.

Thu 2021-02-25? to Fri 2026-05-22 YTD
Return
1 Year
Return
SWYOX
×
+7.58%
2026-05-22
+23.99%
2026-05-22
Schwab Target 2065 Index Fund Mutual Fund

Returns

Thu 2021-02-25? to Fri 2026-05-22 Overall
Return
Exponential
Trendline
SWYOX
×
+38.74%
+6.45%/yr
+5.70%/yr
(R2=0.370)
Schwab Target 2065 Index Fund Mutual Fund

Growth of $10,000

Thu 2021-02-25? to Fri 2026-05-22 Start
Value
End
Value
SWYOX
×
$10,000.00
2021-02-25
$13,874.02
2026-05-22
Schwab Target 2065 Index Fund Mutual Fund

Annual Returns

Year SWYOX
2026 (YTD) +7.58%
2025 +17.34%
2024 +11.71%
2023 +17.67%
2022 −22.88%
2021 +8.43%

Drawdowns

Thu 2021-02-25? to Fri 2026-05-22 Current
Drawdown
Worst
Drawdown
SWYOX
×
−0.27%
from 2026-05-14 peak
−31.09%
2022-10-14
from 2021-11-08 peak
Schwab Target 2065 Index Fund Mutual Fund

Rolling Returns

Period ending Fri 2026-05-22 1
Year
2
Years
3
Years
5
Years
10
Years
SWYOX
×
+23.99% +34.01%
+15.77%/yr
+56.87%
+16.19%/yr
+33.32%
+5.92%/yr
Schwab Target 2065 Index Fund Mutual Fund