All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)
SWYOX real return snapshot: after CPI-U inflation, SWYOX returned +17.86% over the past year and +7.89% YTD, with dividends reinvested. Since Feb. 25, 2021, SWYOX is up +39.14% in real purchasing-power return, or +6.37%/yr, and is currently −1.35% below its real total-return high on Jun. 2, 2026.
Data ending Thu Jul. 2, 2026
| Thu 2021-02-25💬 to Thu 2026-07-02 |
YTD
Return |
1 Year
Return |
||||
|---|---|---|---|---|---|---|
| SWYOX × |
+7.89%
2026-07-02 |
+17.86%
2026-07-02 |
||||
| Schwab Target 2065 Index Fund Mutual Fund | ||||||
| Thu 2021-02-25💬 to Thu 2026-07-02 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| SWYOX × |
+39.14%
+6.37%/yr |
+6.06%/yr
(R2=0.404) |
||||
| Schwab Target 2065 Index Fund Mutual Fund | ||||||
| Thu 2021-02-25💬 to Thu 2026-07-02 |
Start
Value |
End
Value |
||||
|---|---|---|---|---|---|---|
| SWYOX × |
$10,000.00
2021-02-25 |
$13,914.03
2026-07-02 |
||||
| Schwab Target 2065 Index Fund Mutual Fund | ||||||
| Year | SWYOX |
|---|---|
| 2026 (YTD) | +7.89% |
| 2025 | +17.34% |
| 2024 | +11.71% |
| 2023 | +17.67% |
| 2022 | −22.88% |
| 2021 | +8.43% |
| Thu 2021-02-25💬 to Thu 2026-07-02 |
Current
Drawdown |
Worst
Drawdown |
||||
|---|---|---|---|---|---|---|
| SWYOX × |
−1.35%
from 2026-06-02 peak |
−31.09%
2022-10-14 from 2021-11-08 peak |
||||
| Schwab Target 2065 Index Fund Mutual Fund | ||||||
| Period ending Thu 2026-07-02 |
1
Year |
2
Years |
3
Years |
5
Years |
10
Years |
|
|---|---|---|---|---|---|---|
| SWYOX × | +17.86% |
+32.49% +15.11%/yr |
+53.16% +15.27%/yr |
+30.67% +5.50%/yr |
— | |
| Schwab Target 2065 Index Fund Mutual Fund | ||||||
