All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SWTSX,SWPPX,VOO,VTI,SPY,SCHX,SCHD: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Thu 2011-10-20? to Thu 2026-04-02 YTD
Return 		TRR
Price
SWTSX × 		−4.22%
2026-04-02 		4.102 TRR
2026-04-02
Schwab Total Stock Market Index Fund Select Shares Mutual Fund
SWPPX × 		−4.57%
2026-04-02 		6.814 TRR
2026-04-02
Schwab S&P 500 Index Fund Mutual Fund
VOO × 		−4.58%
2026-04-02 		5.281 TRR
2026-04-02
Vanguard S&P 500 ETF Exchange-Traded Fund
VTI × 		−4.17%
2026-04-02 		4.742 TRR
2026-04-02
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SPY × 		−4.60%
2026-04-02 		11.8 TRR
2026-04-02
SPDR S&P 500 ETF Trust Exchange-Traded Fund
SCHX × 		−4.68%
2026-04-02 		5.561 TRR
2026-04-02
Schwab U.S. Large-Cap ETF Exchange-Traded Fund
SCHD × 		+11.13%
2026-04-02 		4.017 TRR
2026-04-02
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Returns

Thu 2011-10-20? to Thu 2026-04-02 Overall
Return 		Exponential
Trendline
SWTSX × 		+359.73%
+11.13%/yr 		+10.04%/yr
(R2=0.952)
Schwab Total Stock Market Index Fund Select Shares Mutual Fund
SWPPX × 		+384.81%
+11.54%/yr 		+10.57%/yr
(R2=0.963)
Schwab S&P 500 Index Fund Mutual Fund
VOO × 		+387.15%
+11.58%/yr 		+10.59%/yr
(R2=0.963)
Vanguard S&P 500 ETF Exchange-Traded Fund
VTI × 		+364.17%
+11.21%/yr 		+10.12%/yr
(R2=0.953)
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SPY × 		+381.77%
+11.49%/yr 		+10.52%/yr
(R2=0.963)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
SCHX × 		+379.69%
+11.46%/yr 		+10.49%/yr
(R2=0.959)
Schwab U.S. Large-Cap ETF Exchange-Traded Fund
SCHD × 		+301.68%
+10.10%/yr 		+9.24%/yr
(R2=0.948)
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Growth of $10,000

Thu 2011-10-20? to Thu 2026-04-02 Start
Value 		End
Value
SWTSX × 		$10,000.00
2011-10-20 		$45,973.35
2026-04-02
Schwab Total Stock Market Index Fund Select Shares Mutual Fund
SWPPX × 		$10,000.00
2011-10-20 		$48,481.38
2026-04-02
Schwab S&P 500 Index Fund Mutual Fund
VOO × 		$10,000.00
2011-10-20 		$48,714.66
2026-04-02
Vanguard S&P 500 ETF Exchange-Traded Fund
VTI × 		$10,000.00
2011-10-20 		$46,417.20
2026-04-02
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SPY × 		$10,000.00
2011-10-20 		$48,176.74
2026-04-02
SPDR S&P 500 ETF Trust Exchange-Traded Fund
SCHX × 		$10,000.00
2011-10-20 		$47,968.84
2026-04-02
Schwab U.S. Large-Cap ETF Exchange-Traded Fund
SCHD × 		$10,000.00
2011-10-20 		$40,168.24
2026-04-02
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund

Annual Returns

Year SWTSX SWPPX VOO VTI SPY SCHX SCHD
2026 (YTD) −4.22% −4.57% −4.58% −4.17% −4.60% −4.68% +11.13%
2025 +14.04% +14.83% +14.75% +14.05% +14.65% +14.42% +1.63%
2024 +20.38% +21.38% +21.47% +20.34% +21.39% +21.40% +8.54%
2023 +21.93% +22.19% +22.23% +21.96% +22.09% +22.68% +1.18%
2022 −24.44% −23.12% −23.14% −24.41% −23.15% −24.30% −9.14%
2021 +17.38% +20.25% +20.33% +17.42% +20.26% +18.48% +21.34%
2020 +19.10% +16.79% +16.73% +19.45% +16.74% +19.21% +13.45%
2019 +27.97% +28.51% +28.43% +27.75% +28.29% +28.25% +24.45%
2018 −7.13% −6.26% −6.28% −7.01% −6.35% −6.30% −7.32%
2017 +18.57% +19.29% +19.25% +18.70% +19.19% +19.48% +18.36%
2016 +10.30% +9.55% +9.89% +10.53% +9.73% +9.70% +14.07%
2015 −0.30% +0.57% +0.59% −0.38% +0.50% +0.32% −1.02%
2014 +11.53% +12.70% +12.70% +11.71% +12.61% +12.47% +10.84%
2013 +31.39% +30.32% +30.43% +31.47% +30.35% +30.46% +30.92%
2012 +14.29% +13.90% +14.02% +14.47% +14.01% +14.11% +9.50%
2011 −1.63% −0.90% −1.04% −1.94% −1.04% −1.38% +5.72%
2010 +15.52% +13.26% +14.35% +15.70% +13.35% +14.21% —
2009 +24.88% +22.93% — +25.47% +23.01% +7.46% —
2008 −36.61% −36.75% — −37.04% −36.85% — —
2007 +1.21% +1.31% — +1.23% +1.01% — —
2006 +12.71% +12.83% — +12.86% +13.00% — —
2005 +2.69% +1.30% — +2.77% +1.36% — —
2004 +8.93% +7.20% — +9.22% +7.21% — —
2003 +28.58% +26.13% — +28.34% +25.82% — —
2002 −22.30% −23.99% — −22.33% −23.41% — —
2001 −12.43% −13.39% — −6.77% −13.10% — —
2000 −13.44% −12.16% — — −12.70% — —
1999 +7.34% +27.30% — — +17.24% — —
1998 — +26.23% — — +26.65% — —
1997 — +15.47% — — +31.24% — —
1996 — — — — +18.63% — —
1995 — — — — +34.60% — —
1994 — — — — −2.22% — —
1993 — — — — +6.23% — —

Drawdowns

Thu 2011-10-20? to Thu 2026-04-02 Current
Drawdown 		Worst
Drawdown
SWTSX × 		−6.26% −34.96%
2020-03-23
Schwab Total Stock Market Index Fund Select Shares Mutual Fund
SWPPX × 		−6.26% −33.72%
2020-03-23
Schwab S&P 500 Index Fund Mutual Fund
VOO × 		−6.27% −33.95%
2020-03-23
Vanguard S&P 500 ETF Exchange-Traded Fund
VTI × 		−6.21% −34.96%
2020-03-23
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
SPY × 		−6.28% −33.67%
2020-03-23
SPDR S&P 500 ETF Trust Exchange-Traded Fund
SCHX × 		−6.47% −34.31%
2020-03-23
Schwab U.S. Large-Cap ETF Exchange-Traded Fund
SCHD × 		−3.47% −33.48%
2020-03-23
Schwab U.S. Dividend Equity ETF Exchange-Traded Fund