All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)
SWPPX real return snapshot: after CPI-U inflation, SWPPX returned +16.26% over the past year and +6.89% YTD, with dividends reinvested. Since May 20, 1997, SWPPX is up +663.28% in real purchasing-power return, or +7.22%/yr, and is currently −100.00% below its real total-return high on Dec. 24, 1999.
Data ending Tue Jul. 21, 2026
| Tue 1997-05-20💬 to Tue 2026-07-21 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| SWPPX × |
+663.28%
+7.22%/yr |
+5.34%/yr
R2=0.254 |
||||
| Schwab S&P 500 Index Fund Mutual Fund | ||||||
| Tue 1997-05-20💬 to Tue 2026-07-21 |
Start
Value |
End
Value |
|---|---|---|
| SWPPX × |
$10,000.00
1997-05-20 |
$76,327.96
2026-07-21 |
| YTD | YoY | |
|---|---|---|
| SWPPX × | +6.89% | +16.26% |
|
Current
Drawdown |
Worst
Drawdown |
|
|---|---|---|
| SWPPX × |
−100.00%
on 2026-07-21 from 1999-12-24 peak |
−100.00%
on 2009-03-05 from 1999-12-24 peak |
| Period ending Tue 2026-07-21 | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| SWPPX × | +16.26% |
+31.36% +14.61%/yr |
+57.20% +16.27%/yr |
+50.61% +8.53%/yr |
+194.03% +11.39%/yr |
| Year | SWPPX |
|---|---|
| 2026 (YTD) | +6.89% |
| 2025 | +14.80% |
| 2024 | +21.46% |
| 2023 | +22.17% |
| 2022 | −23.11% |
| 2021 | +20.21% |
| 2020 | +16.79% |
| 2019 | +28.52% |
| 2018 | −6.26% |
| 2017 | +19.28% |
| 2016 | +9.55% |
| 2015 | +0.57% |
| 2014 | +12.70% |
| 2013 | +30.31% |
| 2012 | +13.92% |
| 2011 | −0.92% |
| 2010 | +13.28% |
| 2009 | +22.92% |
| 2008 | −36.76% |
| 2007 | +1.31% |
| 2006 | +12.83% |
| 2005 | +1.31% |
| 2004 | +7.21% |
| 2003 | +26.10% |
| 2002 | −23.99% |
| 2001 | −13.38% |
| 2000 | −12.17% |
| 1999 | +27.30% |
| 1998 | +26.22% |
| 1997 | +15.48% |
