All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)
SWTSX real return snapshot: after CPI-U inflation, SWTSX returned +13.80% over the past year and +5.92% YTD, with dividends reinvested. Since Jul. 12, 1999, SWTSX is up +353.61% in real purchasing-power return, or +5.75%/yr, and is currently −2.30% below its real total-return high on Jul. 10, 2026.
Data ending Thu Jul. 23, 2026
| Mon 1999-07-12💬 to Thu 2026-07-23 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| SWTSX × |
+353.61%
+5.75%/yr |
+6.82%/yr
R2=0.840 |
||||
| Schwab Total Stock Market Index Fund Select Shares Mutual Fund | ||||||
| Mon 1999-07-12💬 to Thu 2026-07-23 |
Start
Value |
End
Value |
|---|---|---|
| SWTSX × |
$10,000.00
1999-07-12 |
$45,361.32
2026-07-23 |
| YTD | YoY | |
|---|---|---|
| SWTSX × | +5.92% | +13.80% |
|
Current
Drawdown |
Worst
Drawdown |
|
|---|---|---|
| SWTSX × |
−2.30%
on 2026-07-23 from 2026-07-10 peak |
−56.22%
on 2009-03-09 from 2000-03-24 peak |
| Period ending Thu 2026-07-23 | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr |
|---|---|---|---|---|---|
| SWTSX × | +13.80% |
+28.18% +13.22%/yr |
+53.45% +15.34%/yr |
+40.02% +6.96%/yr |
+175.42% +10.66%/yr |
| Year | SWTSX |
|---|---|
| 2026 (YTD) | +5.92% |
| 2025 | +14.00% |
| 2024 | +20.38% |
| 2023 | +21.97% |
| 2022 | −24.43% |
| 2021 | +17.39% |
| 2020 | +19.09% |
| 2019 | +27.97% |
| 2018 | −7.12% |
| 2017 | +18.57% |
| 2016 | +10.31% |
| 2015 | −0.30% |
| 2014 | +11.53% |
| 2013 | +31.38% |
| 2012 | +14.30% |
| 2011 | −1.65% |
| 2010 | +15.51% |
| 2009 | +24.91% |
| 2008 | −36.62% |
| 2007 | +1.23% |
| 2006 | +12.69% |
| 2005 | +2.69% |
| 2004 | +8.93% |
| 2003 | +28.57% |
| 2002 | −22.28% |
| 2001 | −12.44% |
| 2000 | −13.45% |
| 1999 | +7.36% |
