All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SWSSX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SWSSX real return snapshot: after CPI-U inflation, SWSSX returned +31.44% over the past year and +17.65% YTD, with dividends reinvested. Since Jul. 3, 1997, SWSSX is up +802.69% in real purchasing-power return, or +7.88%/yr, and is currently −0.41% below its real total-return high on Jun. 30, 2026.

Data ending Thu Jul. 2, 2026

Thu 1997-07-03💬 to Thu 2026-07-02 YTD
Return 		1 Year
Return
SWSSX × 		+17.65%
2026-07-02 		+31.44%
2026-07-02
Schwab Small-Cap Index Fund Select Shares Mutual Fund

Returns

Thu 1997-07-03💬 to Thu 2026-07-02 Overall
Return 		Exponential
Trendline
SWSSX × 		+802.69%
+7.88%/yr 		+8.71%/yr
(R2=0.895)
Schwab Small-Cap Index Fund Select Shares Mutual Fund

Growth of $10,000

Thu 1997-07-03💬 to Thu 2026-07-02 Start
Value 		End
Value
SWSSX × 		$10,000.00
1997-07-03 		$90,269.16
2026-07-02
Schwab Small-Cap Index Fund Select Shares Mutual Fund

Annual Returns

Year SWSSX
2026 (YTD) +17.65%
2025 +9.94%
2024 +8.44%
2023 +13.28%
2022 −25.26%
2021 +16.30%
2020 +20.23%
2019 +28.87%
2018 −4.26%
2017 +17.03%
2016 +22.20%
2015 +0.45%
2014 +10.86%
2013 +43.77%
2012 +17.27%
2011 +0.39%
2010 +25.82%
2009 +32.10%
2008 −35.03%
2007 +16.56%
2006 +0.90%
2005 +2.05%
2004 +12.90%
2003 +40.95%
2002 −24.17%
2001 −2.29%
2000 −11.87%
1999 +21.19%
1998 −10.09%
1997 +11.41%

Drawdowns

Thu 1997-07-03💬 to Thu 2026-07-02 Current
Drawdown 		Worst
Drawdown
SWSSX × 		−0.41%
from 2026-06-30 peak 		−57.64%
2009-03-09
from 2007-12-26 peak
Schwab Small-Cap Index Fund Select Shares Mutual Fund

Rolling Returns

Period ending Thu 2026-07-02 1
Year 		2
Years 		3
Years 		5
Years 		10
Years
SWSSX × 		+31.44% +42.14%
+19.22%/yr 		+51.02%
+14.73%/yr 		+22.88%
+4.21%/yr 		+190.67%
+11.26%/yr
Schwab Small-Cap Index Fund Select Shares Mutual Fund