All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SWAGX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SWAGX real return snapshot: after CPI-U inflation, SWAGX returned −5.05% over the past year and −5.32% YTD, with dividends reinvested. Since Feb. 23, 2017, SWAGX is down −16.84% in real purchasing-power return, or −1.89%/yr, and is currently −26.26% below its real total-return high on Aug. 6, 2020.

Data ending Fri Oct. 23, 2026

Growth of $10,000

Thu 2017-02-23💬 to Fri 2026-10-23 Overall
Return 		Exponential
Trendline
SWAGX × 		−16.84%
−1.89%/yr 		−2.74%/yr
R2=0.542
Schwab US Aggregate Bond Index Fund Mutual Fund

Growth of $10,000 Summary

Thu 2017-02-23💬 to Fri 2026-10-23 Start
Value 		End
Value
SWAGX × 		$10,000.00
2017-02-23 		$8,315.64
2026-10-23

This Year’s Performance

through 2026-10-23

  YTD YoY
SWAGX × 		−5.32% −5.05%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SWAGX × 		−26.26%
on 2026-10-23
from 2020-08-06 peak 		−30.89%
on 2023-10-19
from 2020-08-06 peak

Rolling Returns

Period ending Fri 2026-10-23 1 yr 2 yr 3 yr 5 yr 10 yr
SWAGX × 		−5.05% −1.72%
−0.86%/yr 		+6.05%
+1.98%/yr 		−19.25%
−4.19%/yr 		—

Annual Returns

Year SWAGX
2026 (YTD) −5.32%
2025 +4.31%
2024 −1.46%
2023 +2.04%
2022 −18.34%
2021 −8.26%
2020 +5.95%
2019 +6.21%
2018 −1.98%
2017 +1.34%