All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SPY,XLV,XLC,XLE,XLF,XLI,XLB,XLK: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Tue 2018-06-19? to Fri 2026-05-15 YTD
Return
TRR
Price
SPY
×
+5.60%
2026-05-15
13.07 TRR
2026-05-15
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
−8.56%
2026-05-15
4.255 TRR
2026-05-15
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC
×
−3.89%
2026-05-15
1.892 TRR
2026-05-15
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+30.01%
2026-05-15
5.043 TRR
2026-05-15
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−8.89%
2026-05-15
2.25 TRR
2026-05-15
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+7.66%
2026-05-15
5.877 TRR
2026-05-15
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB
×
+8.24%
2026-05-15
4.645 TRR
2026-05-15
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+19.10%
2026-05-15
7.265 TRR
2026-05-15
Technology Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 2018-06-19? to Fri 2026-05-15 Overall
Return
Exponential
Trendline
SPY
×
+128.23%
+11.00%/yr
+9.90%/yr
(R2=0.838)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
+47.36%
+5.03%/yr
+5.04%/yr
(R2=0.681)
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC
×
+89.21%
+8.40%/yr
+8.07%/yr
(R2=0.518)
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+67.30%
+6.73%/yr
+10.29%/yr
(R2=0.510)
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
+63.60%
+6.43%/yr
+7.95%/yr
(R2=0.683)
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+101.42%
+9.26%/yr
+8.73%/yr
(R2=0.787)
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB
×
+52.06%
+5.45%/yr
+5.86%/yr
(R2=0.614)
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+301.10%
+19.21%/yr
+16.59%/yr
(R2=0.881)
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 2018-06-19? to Fri 2026-05-15 Start
Value
End
Value
SPY
×
$10,000.00
2018-06-19
$22,823.27
2026-05-15
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
$10,000.00
2018-06-19
$14,736.02
2026-05-15
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC
×
$10,000.00
2018-06-19
$18,920.81
2026-05-15
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
$10,000.00
2018-06-19
$16,730.02
2026-05-15
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
$10,000.00
2018-06-19
$16,360.50
2026-05-15
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
$10,000.00
2018-06-19
$20,142.03
2026-05-15
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB
×
$10,000.00
2018-06-19
$15,205.71
2026-05-15
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
$10,000.00
2018-06-19
$40,109.79
2026-05-15
Technology Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year SPY XLV XLC XLE XLF XLI XLB XLK
2026 (YTD) +5.60% −8.56% −3.89% +30.01% −8.89% +7.66% +8.24% +19.10%
2025 +14.65% +11.52% +19.87% +5.07% +11.91% +16.24% +7.08% +21.36%
2024 +21.39% −0.40% +30.93% +2.60% +26.90% +14.02% −2.65% +18.22%
2023 +22.09% −1.24% +47.87% −3.82% +8.41% +14.31% +8.82% +50.97%
2022 −23.15% −8.04% −41.42% +54.28% −16.02% −11.31% −17.63% −32.12%
2021 +20.27% +17.75% +8.34% +43.20% +25.94% +13.12% +19.06% +25.89%
2020 +16.74% +11.77% +25.20% −33.58% −3.06% +9.41% +18.84% +41.69%
2019 +28.29% +17.76% +28.12% +8.19% +28.93% +26.20% +21.36% +46.51%
2018 −6.35% +4.29% −16.68% −19.75% −14.68% −14.87% −16.47% −3.52%
2017 +19.19% +19.25% −2.94% +19.47% +21.41% +21.45% +31.48%
2016 +9.73% −4.73% +25.43% +19.93% +17.57% +14.43% +12.68%
2015 +0.50% +6.05% −22.07% −2.49% −5.02% −9.36% +4.70%
2014 +12.61% +24.20% −9.36% +14.19% +9.54% +6.38% +16.96%
2013 +30.35% +39.31% +24.38% +33.52% +38.47% +24.12% +24.37%
2012 +14.01% +15.37% +3.42% +26.23% +12.97% +12.74% +13.33%
2011 −1.04% +9.16% −0.13% −19.53% −3.95% −13.49% −0.35%
2010 +13.36% +1.78% +19.98% +10.25% +25.94% +18.78% +9.75%
2009 +23.01% +16.35% +18.54% +14.45% +18.80% +44.23% +47.32%
2008 −36.85% −23.38% −39.01% −54.94% −38.78% −44.10% −41.56%
2007 +1.01% +2.95% +31.50% −22.35% +9.03% +17.39% +10.92%
2006 +13.00% +4.42% +15.19% +15.97% +10.73% +16.10% +9.40%
2005 +1.35% +2.89% +35.53% +2.68% −0.66% +0.63% −3.62%
2004 +7.21% −1.92% +29.71% +7.36% +14.04% +9.91% +2.31%
2003 +25.82% +12.81% +23.49% +28.09% +29.43% +34.87% +36.12%
2002 −23.41% −3.04% −16.66% −16.72% −26.32% −7.53% −39.60%
2001 −13.10% −2.34% −19.38% −10.81% −11.56% +0.58% −24.52%
2000 −12.70% −14.50% +20.32% +21.73% +3.21% −14.09% −43.79%
1999 +17.24% +16.38% +14.87% −0.02% +19.03% +20.54% +60.82%
1998 +26.65% +3.89% +0.35% +0.55% +5.52% +5.27% +1.82%
1997 +31.24%
1996 +18.63%
1995 +34.61%
1994 −2.22%
1993 +6.22%

Drawdowns

Tue 2018-06-19? to Fri 2026-05-15 Current
Drawdown
Worst
Drawdown
SPY
×
−1.21%
from 2026-05-14 peak
−33.67%
2020-03-23
from 2020-02-19 peak
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
−11.27%
from 2026-01-07 peak
−28.57%
2020-03-23
from 2020-01-22 peak
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC
×
−5.44%
from 2026-01-30 peak
−51.02%
2022-11-03
from 2021-09-01 peak
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
−6.06%
from 2026-03-27 peak
−67.85%
2020-03-18
from 2018-10-09 peak
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−11.46%
from 2026-01-06 peak
−42.97%
2020-03-23
from 2020-01-02 peak
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
−5.80%
from 2026-03-02 peak
−42.33%
2020-03-23
from 2020-02-12 peak
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB
×
−7.94%
from 2026-02-11 peak
−37.46%
2020-03-23
from 2019-12-31 peak
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
−1.82%
from 2026-05-14 peak
−37.72%
2022-10-12
from 2021-12-27 peak
Technology Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Fri 2026-05-15 1
Year
2
Years
3
Years
5
Years
10
Years
SPY
×
+21.91% +34.47%
+15.97%/yr
+69.37%
+19.20%/yr
+52.66%
+8.83%/yr
+205.33%
+11.80%/yr
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
+8.99% −3.42%
−1.73%/yr
+5.27%
+1.72%/yr
+2.36%
+0.47%/yr
+78.20%
+5.94%/yr
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC
×
+11.93% +35.48%
+16.41%/yr
+82.09%
+22.11%/yr
+27.28%
+4.94%/yr
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+37.99% +26.97%
+12.69%/yr
+51.29%
+14.80%/yr
+114.84%
+16.52%/yr
+95.25%
+6.92%/yr
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−2.58% +17.54%
+8.42%/yr
+51.88%
+14.94%/yr
+18.27%
+3.41%/yr
+138.16%
+9.06%/yr
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+17.65% +31.70%
+14.77%/yr
+64.95%
+18.15%/yr
+41.92%
+7.25%/yr
+166.54%
+10.30%/yr
Industrial Select Sector SPDR Fund Exchange-Traded Fund
XLB
×
+14.60% +6.89%
+3.39%/yr
+23.38%
+7.25%/yr
+1.59%
+0.32%/yr
+92.34%
+6.76%/yr
Materials Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+45.59% +57.67%
+25.59%/yr
+115.34%
+29.13%/yr
+116.42%
+16.69%/yr
+569.08%
+20.92%/yr
Technology Select Sector SPDR Fund Exchange-Traded Fund