All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SOFI: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SOFI real return snapshot: after CPI-U inflation, SOFI returned −35.48% over the past year and −36.07% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +28.26% in real purchasing-power return, or +4.40%/yr, and is currently −47.99% below its real total-return high on Nov. 12, 2025.

Data ending Fri Sep. 11, 2026

Growth of $10,000

Mon 2020-11-30💬 to Fri 2026-09-11 Overall
Return 		Exponential
Trendline
SOFI × 		+28.26%
+4.40%/yr 		+4.16%/yr
R2=0.017
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Fri 2026-09-11 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$12,825.91
2026-09-11

This Year’s Performance

through 2026-09-11

  YTD YoY
SOFI × 		−36.07% −35.48%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−47.99%
on 2026-09-11
from 2025-11-12 peak 		−85.33%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Fri 2026-09-11 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−35.48% +122.57%
+49.19%/yr 		+78.35%
+21.27%/yr 		−7.50%
−1.55%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −36.07%
2025 +65.57%
2024 +50.44%
2023 +108.84%
2022 −72.61%
2021 +18.73%
2020 +18.59%