All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SOFI: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SOFI real return snapshot: after CPI-U inflation, SOFI returned −32.89% over the past year and −33.22% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +33.97% in real purchasing-power return, or +5.23%/yr, and is currently −45.68% below its real total-return high on Nov. 12, 2025.

Data ending Fri Aug. 28, 2026

Growth of $10,000

Mon 2020-11-30💬 to Fri 2026-08-28 Overall
Return 		Exponential
Trendline
SOFI × 		+33.97%
+5.23%/yr 		+4.01%/yr
R2=0.016
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Fri 2026-08-28 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$13,397.10
2026-08-28

This Year’s Performance

through 2026-08-28

  YTD YoY
SOFI × 		−33.22% −32.89%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−45.68%
on 2026-08-28
from 2025-11-12 peak 		−85.33%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Fri 2026-08-28 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−32.89% +126.74%
+50.58%/yr 		+101.19%
+26.24%/yr 		+5.10%
+1.00%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −33.22%
2025 +65.57%
2024 +50.44%
2023 +108.84%
2022 −72.61%
2021 +18.73%
2020 +18.59%