All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SOFI: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SOFI real return snapshot: after CPI-U inflation, SOFI returned −46.36% over the past year and −41.83% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +16.70% in real purchasing-power return, or +2.67%/yr, and is currently −52.68% below its real total-return high on Nov. 12, 2025.

Data ending Fri Oct. 9, 2026

Growth of $10,000

Mon 2020-11-30💬 to Fri 2026-10-09 Overall
Return 		Exponential
Trendline
SOFI × 		+16.70%
+2.67%/yr 		+4.35%/yr
R2=0.020
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Fri 2026-10-09 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$11,670.38
2026-10-09

This Year’s Performance

through 2026-10-09

  YTD YoY
SOFI × 		−41.83% −46.36%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−52.68%
on 2026-10-09
from 2025-11-12 peak 		−85.33%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Fri 2026-10-09 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−46.36% +72.57%
+31.37%/yr 		+76.82%
+20.92%/yr 		−20.30%
−4.44%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −41.83%
2025 +65.57%
2024 +50.44%
2023 +108.84%
2022 −72.61%
2021 +18.73%
2020 +18.59%