All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SOFI: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SOFI real return snapshot: after CPI-U inflation, SOFI returned −41.30% over the past year and −41.90% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +16.56% in real purchasing-power return, or +2.66%/yr, and is currently −52.74% below its real total-return high on Nov. 12, 2025.

Data ending Fri Oct. 2, 2026

Growth of $10,000

Mon 2020-11-30💬 to Fri 2026-10-02 Overall
Return 		Exponential
Trendline
SOFI × 		+16.56%
+2.66%/yr 		+4.31%/yr
R2=0.019
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Fri 2026-10-02 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$11,655.68
2026-10-02

This Year’s Performance

through 2026-10-02

  YTD YoY
SOFI × 		−41.90% −41.30%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−52.74%
on 2026-10-02
from 2025-11-12 peak 		−85.33%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Fri 2026-10-02 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−41.30% +90.00%
+37.84%/yr 		+84.28%
+22.60%/yr 		−21.71%
−4.78%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −41.90%
2025 +65.57%
2024 +50.44%
2023 +108.84%
2022 −72.61%
2021 +18.73%
2020 +18.59%