All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SOFI: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SOFI real return snapshot: after CPI-U inflation, SOFI returned −47.79% over the past year and −45.86% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +8.61% in real purchasing-power return, or +1.41%/yr, and is currently −55.96% below its real total-return high on Nov. 12, 2025.

Data ending Thu Oct. 22, 2026

Growth of $10,000

Mon 2020-11-30💬 to Thu 2026-10-22 Overall
Return 		Exponential
Trendline
SOFI × 		+8.61%
+1.41%/yr 		+4.35%/yr
R2=0.020
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Thu 2026-10-22 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$10,861.15
2026-10-22

This Year’s Performance

through 2026-10-22

  YTD YoY
SOFI × 		−45.86% −47.79%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−55.96%
on 2026-10-22
from 2025-11-12 peak 		−85.33%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Thu 2026-10-22 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−47.79% +30.46%
+14.22%/yr 		+82.62%
+22.23%/yr 		−41.36%
−10.12%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −45.86%
2025 +65.57%
2024 +50.44%
2023 +108.84%
2022 −72.61%
2021 +18.73%
2020 +18.59%