All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SOFI: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SOFI real return snapshot: after CPI-U inflation, SOFI returned −24.50% over the past year and −36.06% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +28.28% in real purchasing-power return, or +4.53%/yr, and is currently −47.98% below its real total-return high on Nov. 12, 2025.

Data ending Fri Jul. 17, 2026

Growth of $10,000

Mon 2020-11-30💬 to Fri 2026-07-17 Overall
Return 		Exponential
Trendline
SOFI × 		+28.28%
+4.53%/yr 		+3.45%/yr
R2=0.011
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Fri 2026-07-17 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$12,827.60
2026-07-17

This Year’s Performance

through 2026-07-17

  YTD YoY
SOFI × 		−36.06% −24.50%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−47.98%
on 2026-07-17
from 2025-11-12 peak 		−85.33%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Fri 2026-07-17 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−24.50% +107.15%
+43.93%/yr 		+66.44%
+18.51%/yr 		−8.04%
−1.66%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −36.06%
2025 +65.57%
2024 +50.44%
2023 +108.84%
2022 −72.61%
2021 +18.73%
2020 +18.59%