All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SOFI: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SOFI real return snapshot: after CPI-U inflation, SOFI returned −19.72% over the past year and −32.12% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +36.17% in real purchasing-power return, or +5.58%/yr, and is currently −44.79% below its real total-return high on Nov. 12, 2025.

Data ending Fri Aug. 7, 2026

Growth of $10,000

Mon 2020-11-30💬 to Fri 2026-08-07 Overall
Return 		Exponential
Trendline
SOFI × 		+36.17%
+5.58%/yr 		+3.70%/yr
R2=0.013
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Fri 2026-08-07 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$13,616.53
2026-08-07

This Year’s Performance

through 2026-08-07

  YTD YoY
SOFI × 		−32.12% −19.72%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−44.79%
on 2026-08-07
from 2025-11-12 peak 		−85.33%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Fri 2026-08-07 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−19.72% +172.97%
+65.22%/yr 		+78.70%
+21.35%/yr 		−10.37%
−2.17%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −32.12%
2025 +65.57%
2024 +50.44%
2023 +108.84%
2022 −72.61%
2021 +18.73%
2020 +18.59%