All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SOFI: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SOFI real return snapshot: after CPI-U inflation, SOFI returned −49.54% over the past year and −40.40% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +19.57% in real purchasing-power return, or +3.05%/yr, and is currently −51.51% below its real total-return high on Nov. 12, 2025.

Data ending Wed Nov. 11, 2026

Growth of $10,000

Mon 2020-11-30💬 to Wed 2026-11-11 Overall
Return 		Exponential
Trendline
SOFI × 		+19.57%
+3.05%/yr 		+4.47%/yr
R2=0.022
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Wed 2026-11-11 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$11,957.34
2026-11-11

This Year’s Performance

through 2026-11-11

  YTD YoY
SOFI × 		−40.40% −49.54%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−51.51%
on 2026-11-11
from 2025-11-12 peak 		−85.33%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Wed 2026-11-11 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−49.54% +7.71%
+3.78%/yr 		+113.34%
+28.73%/yr 		−41.91%
−10.29%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −40.40%
2025 +65.57%
2024 +50.44%
2023 +108.84%
2022 −72.61%
2021 +18.73%
2020 +18.59%