All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SHY vs. BIL vs. USDOLLAR: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

Growth of $10,000

Wed 2007-05-30πŸ’¬ to Tue 2026-11-03 Overall
Return
Exponential
Trendline
SHY
×
βˆ’12.37%
βˆ’0.68%/yr
βˆ’1.19%/yr
R2=0.716
iShares 1-3 Year Treasury Bond ETF NASDAQ Exchange-Traded Fund
BIL
×
βˆ’19.38%
βˆ’1.10%/yr
βˆ’1.45%/yr
R2=0.922
SPDR Bloomberg 1-3 Month T-Bill ETF Exchange-Traded Fund
USDOLLAR
×
βˆ’38.50%
βˆ’2.47%/yr
βˆ’2.35%/yr
R2=0.936
⭐ U.S. Dollar πŸ’¬ Currency

Growth of $10,000 Summary

Wed 2007-05-30πŸ’¬ to Tue 2026-11-03 Start
Value
End
Value
SHY
×
$10,000.00
2007-05-30
$8,762.63
2026-11-03
BIL
×
$10,000.00
2007-05-30
$8,061.50
2026-11-03
USDOLLAR
×
$10,000.00
2007-05-30
$6,149.73
2026-11-03

This Year’s Performance

through 2026-11-03

  YTD YoY
SHY
×
βˆ’2.96% βˆ’2.14%
BIL
×
βˆ’1.22% βˆ’0.51%
USDOLLAR
×
βˆ’4.16% βˆ’4.04%

Drawdowns

  Current
Drawdown
Worst
Drawdown
SHY
×
βˆ’21.32%
on 2026-11-03
from 2008-12-30 peak
βˆ’23.78%
on 2023-10-03
from 2008-12-30 peak
BIL
×
βˆ’21.86%
on 2026-11-03
from 2008-12-30 peak
βˆ’25.72%
on 2022-07-08
from 2008-12-30 peak
USDOLLAR
×
βˆ’38.50%
on 2026-11-03
βˆ’38.50%
on 2026-11-03

Rolling Returns

Period ending Tue 2026-11-03 1 yr 2 yr 3 yr 5 yr 10 yr
SHY
×
βˆ’2.14% βˆ’0.22%
βˆ’0.11%/yr
+2.12%
+0.70%/yr
βˆ’9.80%
βˆ’2.04%/yr
βˆ’15.39%
βˆ’1.66%/yr
BIL
×
βˆ’0.51% +0.94%
+0.47%/yr
+3.57%
+1.18%/yr
βˆ’1.68%
βˆ’0.34%/yr
βˆ’9.98%
βˆ’1.05%/yr
USDOLLAR
×
βˆ’4.04% βˆ’6.63%
βˆ’3.37%/yr
βˆ’9.01%
βˆ’3.10%/yr
βˆ’18.15%
βˆ’3.93%/yr
βˆ’28.51%
βˆ’3.30%/yr

Annual Returns

Year SHY BIL USDOLLAR
2026 (YTD) βˆ’2.96% βˆ’1.22% βˆ’4.16%
2025 +2.22% +1.44% βˆ’2.60%
2024 +1.01% +2.25% βˆ’2.80%
2023 +0.79% +1.54% βˆ’3.24%
2022 βˆ’9.72% βˆ’4.78% βˆ’6.07%
2021 βˆ’7.26% βˆ’6.67% βˆ’6.57%
2020 +1.65% βˆ’0.95% βˆ’1.34%
2019 +1.07% βˆ’0.25% βˆ’2.23%
2018 βˆ’0.43% βˆ’0.16% βˆ’1.87%
2017 βˆ’1.81% βˆ’1.40% βˆ’2.07%
2016 βˆ’1.22% βˆ’1.92% βˆ’2.03%
2015 βˆ’0.30% βˆ’0.86% βˆ’0.73%
2014 βˆ’0.31% βˆ’0.81% βˆ’0.75%
2013 βˆ’1.27% βˆ’1.57% βˆ’1.48%
2012 βˆ’1.43% βˆ’1.75% βˆ’1.70%
2011 βˆ’1.48% βˆ’2.92% βˆ’2.88%
2010 +0.77% βˆ’1.52% βˆ’1.47%
2009 βˆ’2.31% βˆ’2.39% βˆ’2.65%
2008 +6.53% +1.50% βˆ’0.09%
2007 +3.13% +1.46% βˆ’3.93%
2006 +1.35% — βˆ’2.46%
2005 βˆ’1.84% — βˆ’3.32%
2004 βˆ’2.51% — βˆ’3.15%
2003 +0.34% — βˆ’1.84%
2002 +1.56% — βˆ’2.32%
2001 — — βˆ’1.52%
2000 — — βˆ’3.28%
1999 — — βˆ’2.61%
1998 — — βˆ’1.59%
1997 — — βˆ’1.67%
1996 — — βˆ’3.21%
1995 — — βˆ’2.48%
1994 — — βˆ’2.61%
1993 — — βˆ’2.67%
1992 — — βˆ’2.82%
1991 — — βˆ’2.97%
1990 — — βˆ’5.76%
1989 — — βˆ’4.44%
1988 — — βˆ’4.23%
1987 — — βˆ’4.25%
1986 — — βˆ’1.09%
1985 — — βˆ’3.66%
1984 — — βˆ’3.80%
1983 — — βˆ’3.65%
1982 — — βˆ’3.69%
1981 — — βˆ’8.19%
1980 — — βˆ’11.12%
1979 — — βˆ’11.76%
1978 — — βˆ’8.26%
1977 — — βˆ’6.27%
1976 — — βˆ’4.64%
1975 — — βˆ’6.49%
1974 — — βˆ’10.98%
1973 — — βˆ’8.02%
1972 — — βˆ’3.28%
1971 — — βˆ’3.16%
1970 — — βˆ’5.28%
1969 — — βˆ’5.84%
1968 — — βˆ’4.53%
1967 — — βˆ’2.93%
1966 — — βˆ’3.34%
1965 — — βˆ’1.89%
1964 — — βˆ’0.96%
1963 — — βˆ’1.62%
1962 — — βˆ’1.32%
1961 — — βˆ’0.67%
1960 — — βˆ’1.34%
1959 — — βˆ’1.70%
1958 — — βˆ’1.73%
1957 — — βˆ’2.82%
1956 — — βˆ’2.89%
1955 — — βˆ’0.39%
1954 — — +0.75%
1953 — — βˆ’0.74%
1952 — — βˆ’0.75%
1951 — — βˆ’5.73%
1950 — — βˆ’5.50%
1949 — — +2.09%
1948 — — βˆ’2.90%
1947 — — βˆ’8.12%
1946 — — βˆ’15.35%
1945 — — βˆ’2.23%
1944 — — βˆ’2.21%
1943 — — βˆ’2.87%
1942 — — βˆ’8.28%
1941 — — βˆ’9.03%
1940 — — βˆ’0.71%
1939 — — +0.00%
1938 — — +2.86%
1937 — — βˆ’2.78%
1936 — — βˆ’1.43%
1935 — — βˆ’2.90%
1934 — — βˆ’1.49%
1933 — — βˆ’0.73%
1932 — — +11.42%
1931 — — +10.27%
1930 — — +6.83%
1929 — — βˆ’0.58%
1928 — — +1.17%
1927 — — +2.31%
1926 — — +1.13%
1925 — — βˆ’3.35%
1924 — — +0.00%
1923 — — βˆ’2.35%
1922 — — +2.43%
1921 — — +12.12%
1920 — — βˆ’2.58%
1919 — — βˆ’12.70%
1918 — — βˆ’16.97%
1917 — — βˆ’15.38%
1916 — — βˆ’11.16%
1915 — — βˆ’1.94%
1914 — — βˆ’0.99%
1913 — — βˆ’2.00%