All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCYB: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SCYB real return snapshot: after CPI-U inflation, SCYB returned +1.29% over the past year and −1.72% YTD, with dividends reinvested. Since Jul. 11, 2023, SCYB is up +15.82% in real purchasing-power return, or +4.96%/yr, and is currently −2.19% below its real total-return high on Jan. 16, 2026.

Data ending Fri Jul. 24, 2026

Growth of $10,000

Tue 2023-07-11💬 to Fri 2026-07-24 Overall
Return 		Exponential
Trendline
SCYB × 		+15.82%
+4.96%/yr 		+5.85%/yr
R2=0.885
Schwab High Yield Bond ETF Exchange-Traded Fund

Growth of $10,000 Summary

Tue 2023-07-11💬 to Fri 2026-07-24 Start
Value 		End
Value
SCYB × 		$10,000.00
2023-07-11 		$11,582.04
2026-07-24

This Year’s Performance

through 2026-07-24

  YTD YoY
SCYB × 		−1.72% +1.29%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCYB × 		−2.19%
on 2026-07-24
from 2026-01-16 peak 		−5.27%
on 2025-04-08
from 2025-02-05 peak

Rolling Returns

Period ending Fri 2026-07-24 1 yr 2 yr 3 yr 5 yr 10 yr
SCYB × 		+1.29% +7.40%
+3.63%/yr 		+15.09%
+4.80%/yr 		— —

Annual Returns

Year SCYB
2026 (YTD) −1.72%
2025 +5.51%
2024 +5.13%
2023 +6.23%