All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCYB: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SCYB real return snapshot: after CPI-U inflation, SCYB returned −1.95% over the past year and −3.25% YTD, with dividends reinvested. Since Jul. 11, 2023, SCYB is up +14.01% in real purchasing-power return, or +4.13%/yr, and is currently −3.72% below its real total-return high on Jan. 16, 2026.

Data ending Wed Oct. 7, 2026

Growth of $10,000

Tue 2023-07-11💬 to Wed 2026-10-07 Overall
Return 		Exponential
Trendline
SCYB × 		+14.01%
+4.13%/yr 		+5.38%/yr
R2=0.860
Schwab High Yield Bond ETF Exchange-Traded Fund

Growth of $10,000 Summary

Tue 2023-07-11💬 to Wed 2026-10-07 Start
Value 		End
Value
SCYB × 		$10,000.00
2023-07-11 		$11,401.39
2026-10-07

This Year’s Performance

through 2026-10-07

  YTD YoY
SCYB × 		−3.25% −1.95%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCYB × 		−3.72%
on 2026-10-07
from 2026-01-16 peak 		−5.27%
on 2025-04-08
from 2025-02-05 peak

Rolling Returns

Period ending Wed 2026-10-07 1 yr 2 yr 3 yr 5 yr 10 yr
SCYB × 		−1.95% +2.81%
+1.40%/yr 		+16.40%
+5.19%/yr 		— —

Annual Returns

Year SCYB
2026 (YTD) −3.25%
2025 +5.51%
2024 +5.13%
2023 +6.23%