All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHZ: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SCHZ real return snapshot: after CPI-U inflation, SCHZ returned −5.70% over the past year and −6.01% YTD, with dividends reinvested. Since Jul. 14, 2011, SCHZ is down −10.86% in real purchasing-power return, or −0.75%/yr, and is currently −26.88% below its real total-return high on Aug. 4, 2020.

Data ending Wed Oct. 14, 2026

Growth of $10,000

Thu 2011-07-14💬 to Wed 2026-10-14 Overall
Return 		Exponential
Trendline
SCHZ × 		−10.86%
−0.75%/yr 		−0.99%/yr
R2=0.254
Schwab U.S. Aggregate Bond ETF Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2011-07-14💬 to Wed 2026-10-14 Start
Value 		End
Value
SCHZ × 		$10,000.00
2011-07-14 		$8,914.15
2026-10-14

This Year’s Performance

through 2026-10-14

  YTD YoY
SCHZ × 		−6.01% −5.70%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCHZ × 		−26.88%
on 2026-10-14
from 2020-08-04 peak 		−30.92%
on 2023-10-19
from 2020-08-04 peak

Rolling Returns

Period ending Wed 2026-10-14 1 yr 2 yr 3 yr 5 yr 10 yr
SCHZ × 		−5.70% −3.55%
−1.79%/yr 		+3.63%
+1.20%/yr 		−20.62%
−4.51%/yr 		−19.33%
−2.13%/yr

Annual Returns

Year SCHZ
2026 (YTD) −6.01%
2025 +4.45%
2024 −1.57%
2023 +2.18%
2022 −18.44%
2021 −8.18%
2020 +6.02%
2019 +6.22%
2018 −1.90%
2017 +1.36%
2016 +0.14%
2015 −0.31%
2014 +5.48%
2013 −3.45%
2012 +1.56%
2011 +4.29%