All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHZ: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SCHZ real return snapshot: after CPI-U inflation, SCHZ returned −1.02% over the past year and −3.24% YTD, with dividends reinvested. Since Jul. 14, 2011, SCHZ is down −8.23% in real purchasing-power return, or −0.57%/yr, and is currently −24.73% below its real total-return high on Aug. 4, 2020.

Data ending Tue Aug. 11, 2026

Growth of $10,000

Thu 2011-07-14💬 to Tue 2026-08-11 Overall
Return 		Exponential
Trendline
SCHZ × 		−8.23%
−0.57%/yr 		−0.96%/yr
R2=0.238
Schwab U.S. Aggregate Bond ETF Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2011-07-14💬 to Tue 2026-08-11 Start
Value 		End
Value
SCHZ × 		$10,000.00
2011-07-14 		$9,176.97
2026-08-11

This Year’s Performance

through 2026-08-11

  YTD YoY
SCHZ × 		−3.24% −1.02%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCHZ × 		−24.73%
on 2026-08-11
from 2020-08-04 peak 		−30.92%
on 2023-10-19
from 2020-08-04 peak

Rolling Returns

Period ending Tue 2026-08-11 1 yr 2 yr 3 yr 5 yr 10 yr
SCHZ × 		−1.02% −0.49%
−0.24%/yr 		+3.91%
+1.29%/yr 		−19.20%
−4.17%/yr 		−17.70%
−1.93%/yr

Annual Returns

Year SCHZ
2026 (YTD) −3.24%
2025 +4.45%
2024 −1.57%
2023 +2.18%
2022 −18.44%
2021 −8.18%
2020 +6.02%
2019 +6.22%
2018 −1.90%
2017 +1.36%
2016 +0.14%
2015 −0.31%
2014 +5.48%
2013 −3.45%
2012 +1.56%
2011 +4.29%