All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHZ: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SCHZ real return snapshot: after CPI-U inflation, SCHZ returned +0.22% over the past year and −2.94% YTD, with dividends reinvested. Since Jul. 14, 2011, SCHZ is down −7.94% in real purchasing-power return, or −0.55%/yr, and is currently −24.49% below its real total-return high on Aug. 4, 2020.

Data ending Fri Jun. 12, 2026

Thu 2011-07-14💬 to Fri 2026-06-12 YTD
Return
1 Year
Return
SCHZ
×
−2.94%
2026-06-12
+0.22%
2026-06-12
Schwab U.S. Aggregate Bond ETF NYSE Exchange-Traded Fund

Returns

Thu 2011-07-14💬 to Fri 2026-06-12 Overall
Return
Exponential
Trendline
SCHZ
×
−7.94%
−0.55%/yr
−0.94%/yr
(R2=0.227)
Schwab U.S. Aggregate Bond ETF NYSE Exchange-Traded Fund

Growth of $10,000

Thu 2011-07-14💬 to Fri 2026-06-12 Start
Value
End
Value
SCHZ
×
$10,000.00
2011-07-14
$9,205.51
2026-06-12
Schwab U.S. Aggregate Bond ETF NYSE Exchange-Traded Fund

Annual Returns

Year SCHZ
2026 (YTD) −2.94%
2025 +4.45%
2024 −1.57%
2023 +2.18%
2022 −18.44%
2021 −8.18%
2020 +6.02%
2019 +6.22%
2018 −1.90%
2017 +1.36%
2016 +0.14%
2015 −0.31%
2014 +5.48%
2013 −3.45%
2012 +1.56%
2011 +4.29%

Drawdowns

Thu 2011-07-14💬 to Fri 2026-06-12 Current
Drawdown
Worst
Drawdown
SCHZ
×
−24.49%
from 2020-08-04 peak
−30.91%
2023-10-19
from 2020-08-04 peak
Schwab U.S. Aggregate Bond ETF NYSE Exchange-Traded Fund

Rolling Returns

Period ending Fri 2026-06-12 1
Year
2
Years
3
Years
5
Years
10
Years
SCHZ
×
+0.22% +2.64%
+1.31%/yr
+2.09%
+0.69%/yr
−19.43%
−4.23%/yr
−16.61%
−1.80%/yr
Schwab U.S. Aggregate Bond ETF NYSE Exchange-Traded Fund