All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHZ: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SCHZ real return snapshot: after CPI-U inflation, SCHZ returned −3.50% over the past year and −4.50% YTD, with dividends reinvested. Since Jul. 14, 2011, SCHZ is down −9.43% in real purchasing-power return, or −0.65%/yr, and is currently −25.71% below its real total-return high on Aug. 4, 2020.

Data ending Mon Sep. 21, 2026

Growth of $10,000

Thu 2011-07-14💬 to Mon 2026-09-21 Overall
Return 		Exponential
Trendline
SCHZ × 		−9.43%
−0.65%/yr 		−0.97%/yr
R2=0.247
Schwab U.S. Aggregate Bond ETF Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2011-07-14💬 to Mon 2026-09-21 Start
Value 		End
Value
SCHZ × 		$10,000.00
2011-07-14 		$9,057.20
2026-09-21

This Year’s Performance

through 2026-09-21

  YTD YoY
SCHZ × 		−4.50% −3.50%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCHZ × 		−25.71%
on 2026-09-21
from 2020-08-04 peak 		−30.92%
on 2023-10-19
from 2020-08-04 peak

Rolling Returns

Period ending Mon 2026-09-21 1 yr 2 yr 3 yr 5 yr 10 yr
SCHZ × 		−3.50% −3.85%
−1.94%/yr 		+4.31%
+1.42%/yr 		−20.48%
−4.48%/yr 		−18.38%
−2.01%/yr

Annual Returns

Year SCHZ
2026 (YTD) −4.50%
2025 +4.45%
2024 −1.57%
2023 +2.18%
2022 −18.44%
2021 −8.18%
2020 +6.02%
2019 +6.22%
2018 −1.90%
2017 +1.36%
2016 +0.14%
2015 −0.31%
2014 +5.48%
2013 −3.45%
2012 +1.56%
2011 +4.29%