All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHO: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SCHO real return snapshot: after CPI-U inflation, SCHO returned −1.03% over the past year and −2.93% YTD, with dividends reinvested. Since Aug. 6, 2010, SCHO is down −19.63% in real purchasing-power return, or −1.36%/yr, and is currently −19.80% below its real total-return high on Oct. 7, 2010.

Data ending Thu Jul. 2, 2026

Fri 2010-08-06💬 to Thu 2026-07-02 YTD
Return
1 Year
Return
SCHO
×
−2.93%
2026-07-02
−1.03%
2026-07-02
Schwab Short-Term U.S. Treasury ETF Exchange-Traded Fund

Returns

Fri 2010-08-06💬 to Thu 2026-07-02 Overall
Return
Exponential
Trendline
SCHO
×
−19.63%
−1.36%/yr
−1.44%/yr
(R2=0.765)
Schwab Short-Term U.S. Treasury ETF Exchange-Traded Fund

Growth of $10,000

Fri 2010-08-06💬 to Thu 2026-07-02 Start
Value
End
Value
SCHO
×
$10,000.00
2010-08-06
$8,037.42
2026-07-02
Schwab Short-Term U.S. Treasury ETF Exchange-Traded Fund

Annual Returns

Year SCHO
2026 (YTD) −2.93%
2025 +2.74%
2024 +0.75%
2023 +0.93%
2022 −9.71%
2021 −7.17%
2020 +1.72%
2019 +1.15%
2018 −0.34%
2017 −1.74%
2016 −1.27%
2015 −0.33%
2014 −0.22%
2013 −1.08%
2012 −1.51%
2011 −1.47%
2010 −0.42%

Drawdowns

Fri 2010-08-06💬 to Thu 2026-07-02 Current
Drawdown
Worst
Drawdown
SCHO
×
−19.80%
from 2010-10-07 peak
−22.58%
2023-09-27
from 2010-10-07 peak
Schwab Short-Term U.S. Treasury ETF Exchange-Traded Fund

Rolling Returns

Period ending Thu 2026-07-02 1
Year
2
Years
3
Years
5
Years
10
Years
SCHO
×
−1.03% +1.75%
+0.87%/yr
+3.19%
+1.05%/yr
−11.24%
−2.36%/yr
−15.01%
−1.61%/yr
Schwab Short-Term U.S. Treasury ETF Exchange-Traded Fund