All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

SCHO: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

SCHO real return snapshot: after CPI-U inflation, SCHO returned −2.32% over the past year and −3.23% YTD, with dividends reinvested. Since Aug. 6, 2010, SCHO is down −19.88% in real purchasing-power return, or −1.36%/yr, and is currently −20.06% below its real total-return high on Oct. 7, 2010.

Data ending Wed Oct. 14, 2026

Growth of $10,000

Fri 2010-08-06💬 to Wed 2026-10-14 Overall
Return 		Exponential
Trendline
SCHO × 		−19.88%
−1.36%/yr 		−1.44%/yr
R2=0.774
Schwab Short-Term U.S. Treasury ETF Exchange-Traded Fund

Growth of $10,000 Summary

Fri 2010-08-06💬 to Wed 2026-10-14 Start
Value 		End
Value
SCHO × 		$10,000.00
2010-08-06 		$8,012.03
2026-10-14

This Year’s Performance

through 2026-10-14

  YTD YoY
SCHO × 		−3.23% −2.32%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SCHO × 		−20.06%
on 2026-10-14
from 2010-10-07 peak 		−22.58%
on 2023-09-27
from 2010-10-07 peak

Rolling Returns

Period ending Wed 2026-10-14 1 yr 2 yr 3 yr 5 yr 10 yr
SCHO × 		−2.32% −0.53%
−0.27%/yr 		+2.86%
+0.94%/yr 		−10.26%
−2.14%/yr 		−14.85%
−1.60%/yr

Annual Returns

Year SCHO
2026 (YTD) −3.23%
2025 +2.74%
2024 +0.75%
2023 +0.93%
2022 −9.71%
2021 −7.17%
2020 +1.72%
2019 +1.15%
2018 −0.34%
2017 −1.74%
2016 −1.27%
2015 −0.33%
2014 −0.22%
2013 −1.08%
2012 −1.51%
2011 −1.47%
2010 −0.42%