All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

FZROX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

FZROX real return snapshot: after CPI-U inflation, FZROX returned +9.63% over the past year and +7.77% YTD, with dividends reinvested. Since Aug. 3, 2018, FZROX is up +118.52% in real purchasing-power return, or +9.97%/yr, and is currently −3.60% below its real total-return high on Aug. 13, 2026.

Data ending Fri Oct. 23, 2026

Growth of $10,000

Fri 2018-08-03💬 to Fri 2026-10-23 Overall
Return 		Exponential
Trendline
FZROX × 		+118.52%
+9.97%/yr 		+9.84%/yr
R2=0.828
Fidelity Zero Total Market Index Fund Mutual Fund

Growth of $10,000 Summary

Fri 2018-08-03💬 to Fri 2026-10-23 Start
Value 		End
Value
FZROX × 		$10,000.00
2018-08-03 		$21,852.12
2026-10-23

This Year’s Performance

through 2026-10-23

  YTD YoY
FZROX × 		+7.77% +9.63%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
FZROX × 		−3.60%
on 2026-10-23
from 2026-08-13 peak 		−34.92%
on 2020-03-23
from 2020-02-19 peak

Rolling Returns

Period ending Fri 2026-10-23 1 yr 2 yr 3 yr 5 yr 10 yr
FZROX × 		+9.63% +25.45%
+12.01%/yr 		+70.41%
+19.44%/yr 		+41.05%
+7.12%/yr 		—

Annual Returns

Year FZROX
2026 (YTD) +7.77%
2025 +14.18%
2024 +20.47%
2023 +22.12%
2022 −24.11%
2021 +17.92%
2020 +18.90%
2019 +28.30%
2018 −11.55%