All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

FZROX: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

FZROX real return snapshot: after CPI-U inflation, FZROX returned +13.14% over the past year and +10.64% YTD, with dividends reinvested. Since Aug. 3, 2018, FZROX is up +124.35% in real purchasing-power return, or +10.39%/yr, and is currently −1.03% below its real total-return high on Aug. 13, 2026.

Data ending Wed Oct. 7, 2026

Growth of $10,000

Fri 2018-08-03💬 to Wed 2026-10-07 Overall
Return 		Exponential
Trendline
FZROX × 		+124.35%
+10.39%/yr 		+9.81%/yr
R2=0.825
Fidelity Zero Total Market Index Fund Mutual Fund

Growth of $10,000 Summary

Fri 2018-08-03💬 to Wed 2026-10-07 Start
Value 		End
Value
FZROX × 		$10,000.00
2018-08-03 		$22,435.40
2026-10-07

This Year’s Performance

through 2026-10-07

  YTD YoY
FZROX × 		+10.64% +13.14%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
FZROX × 		−1.03%
on 2026-10-07
from 2026-08-13 peak 		−34.92%
on 2020-03-23
from 2020-02-19 peak

Rolling Returns

Period ending Wed 2026-10-07 1 yr 2 yr 3 yr 5 yr 10 yr
FZROX × 		+13.14% +31.06%
+14.48%/yr 		+70.81%
+19.54%/yr 		+48.96%
+8.30%/yr 		—

Annual Returns

Year FZROX
2026 (YTD) +10.64%
2025 +14.18%
2024 +20.47%
2023 +22.12%
2022 −24.11%
2021 +17.92%
2020 +18.90%
2019 +28.30%
2018 −11.55%