All charts and data below are CPI-U inflation-adjusted and with dividends reinvested. (Why?)

Total Real Returns

AFRM: Total Real Return Chart (Dividends Reinvested, Inflation Adjusted)

AFRM real return snapshot: after CPI-U inflation, AFRM returned +9.00% over the past year and −3.84% YTD, with dividends reinvested. Since Jan. 13, 2021, AFRM is down −40.73% in real purchasing-power return, or −9.04%/yr, and is currently −63.73% below its real total-return high on Nov. 4, 2021.

Data ending Wed Jul. 22, 2026

Growth of $10,000

Wed 2021-01-13💬 to Wed 2026-07-22 Overall
Return 		Exponential
Trendline
AFRM × 		−40.73%
−9.04%/yr 		−0.44%/yr
R2=0.000
Affirm Holdings Inc NASDAQ Common Stock

Growth of $10,000 Summary

Wed 2021-01-13💬 to Wed 2026-07-22 Start
Value 		End
Value
AFRM × 		$10,000.00
2021-01-13 		$5,926.74
2026-07-22

This Year’s Performance

through 2026-07-22

  YTD YoY
AFRM × 		−3.84% +9.00%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
AFRM × 		−63.73%
on 2026-07-22
from 2021-11-04 peak 		−95.12%
on 2023-05-02
from 2021-11-04 peak

Rolling Returns

Period ending Wed 2026-07-22 1 yr 2 yr 3 yr 5 yr 10 yr
AFRM × 		+9.00% +134.38%
+53.10%/yr 		+294.13%
+57.96%/yr 		+2.06%
+0.41%/yr 		—

Annual Returns

Year AFRM
2026 (YTD) −3.84%
2025 +19.03%
2024 +20.46%
2023 +391.70%
2022 −90.97%
2021 −3.21%