All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

XLY: Total Return Chart (with Dividends Reinvested)

XLY total return snapshot: XLY returned −2.43% over the past year and −5.23% YTD, with dividends reinvested. Since Dec. 22, 1998, XLY is up +1,104.00% in nominal total return, or +9.36%/yr, and is currently −9.12% below its total-return high on Jan. 12, 2026.

Data ending Fri Oct. 16, 2026

Growth of $10,000

Tue 1998-12-22💬 to Fri 2026-10-16 Overall
Return
Exponential
Trendline
XLY
×
+1,104.00%
+9.36%/yr
+10.77%/yr
R2=0.918
Consumer Discretionary Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000 Summary

Tue 1998-12-22💬 to Fri 2026-10-16 Start
Value
End
Value
XLY
×
$10,000.00
1998-12-22
$120,400.41
2026-10-16

This Year’s Performance

through 2026-10-16

  YTD YoY
XLY
×
−5.23% −2.43%

Drawdowns

  Current
Drawdown
Worst
Drawdown
XLY
×
−9.12%
on 2026-10-16
from 2026-01-12 peak
−59.05%
on 2009-03-09
from 2007-06-04 peak

Rolling Returns

Period ending Fri 2026-10-16 1 yr 2 yr 3 yr 5 yr 10 yr
XLY
×
−2.43% +14.99%
+7.23%/yr
+42.75%
+12.60%/yr
+24.08%
+4.41%/yr
+215.83%
+12.19%/yr

Annual Returns

Year XLY
2026 (YTD) −5.23%
2025 +7.37%
2024 +26.51%
2023 +39.64%
2022 −36.28%
2021 +27.93%
2020 +29.63%
2019 +28.39%
2018 +1.58%
2017 +22.82%
2016 +5.97%
2015 +9.90%
2014 +9.46%
2013 +42.73%
2012 +23.60%
2011 +5.99%
2010 +27.46%
2009 +40.57%
2008 −32.97%
2007 −13.67%
2006 +18.41%
2005 −6.57%
2004 +12.88%
2003 +37.20%
2002 −18.66%
2001 +12.73%
2000 −16.87%
1999 +19.51%
1998 +2.58%