All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

XLY: Total Return Chart (with Dividends Reinvested)

XLY total return snapshot: XLY returned −6.39% over the past year and −6.95% YTD, with dividends reinvested. Since Dec. 22, 1998, XLY is up +1,082.16% in nominal total return, or +9.30%/yr, and is currently −10.77% below its total-return high on Jan. 12, 2026.

Data ending Mon Oct. 5, 2026

Growth of $10,000

Tue 1998-12-22💬 to Mon 2026-10-05 Overall
Return
Exponential
Trendline
XLY
×
+1,082.16%
+9.30%/yr
+10.77%/yr
R2=0.918
Consumer Discretionary Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000 Summary

Tue 1998-12-22💬 to Mon 2026-10-05 Start
Value
End
Value
XLY
×
$10,000.00
1998-12-22
$118,216.37
2026-10-05

This Year’s Performance

through 2026-10-05

  YTD YoY
XLY
×
−6.95% −6.39%

Drawdowns

  Current
Drawdown
Worst
Drawdown
XLY
×
−10.77%
on 2026-10-05
from 2026-01-12 peak
−59.05%
on 2009-03-09
from 2007-06-04 peak

Rolling Returns

Period ending Mon 2026-10-05 1 yr 2 yr 3 yr 5 yr 10 yr
XLY
×
−6.39% +13.32%
+6.45%/yr
+41.96%
+12.39%/yr
+27.87%
+5.04%/yr
+205.64%
+11.82%/yr

Annual Returns

Year XLY
2026 (YTD) −6.95%
2025 +7.37%
2024 +26.51%
2023 +39.64%
2022 −36.28%
2021 +27.93%
2020 +29.63%
2019 +28.39%
2018 +1.58%
2017 +22.82%
2016 +5.97%
2015 +9.90%
2014 +9.46%
2013 +42.73%
2012 +23.60%
2011 +5.99%
2010 +27.46%
2009 +40.57%
2008 −32.97%
2007 −13.67%
2006 +18.41%
2005 −6.57%
2004 +12.88%
2003 +37.20%
2002 −18.66%
2001 +12.73%
2000 −16.87%
1999 +19.51%
1998 +2.58%