All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTIVX: Total Return Chart (with Dividends Reinvested)

VTIVX total return snapshot: VTIVX returned +13.36% over the past year and +10.51% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +749.09% in nominal total return, or +9.76%/yr, and is currently −2.32% below its total-return high on Aug. 13, 2026.

Data ending Thu Oct. 15, 2026

Growth of $10,000

Mon 2003-10-27💬 to Thu 2026-10-15 Overall
Return
Exponential
Trendline
VTIVX
×
+749.09%
+9.76%/yr
+9.18%/yr
R2=0.943
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Mon 2003-10-27💬 to Thu 2026-10-15 Start
Value
End
Value
VTIVX
×
$10,000.00
2003-10-27
$84,909.21
2026-10-15

This Year’s Performance

through 2026-10-15

  YTD YoY
VTIVX
×
+10.51% +13.36%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VTIVX
×
−2.32%
on 2026-10-15
from 2026-08-13 peak
−51.69%
on 2009-03-09
from 2007-10-09 peak

Rolling Returns

Period ending Thu 2026-10-15 1 yr 2 yr 3 yr 5 yr 10 yr
VTIVX
×
+13.36% +31.32%
+14.59%/yr
+67.04%
+18.65%/yr
+77.06%
+12.11%/yr
+239.70%
+13.01%/yr

Annual Returns

Year VTIVX
2026 (YTD) +10.51%
2025 +20.01%
2024 +13.95%
2023 +19.50%
2022 −16.86%
2021 +33.79%
2020 +16.65%
2019 +24.94%
2018 −7.78%
2017 +21.48%
2016 +9.39%
2015 −0.44%
2014 +7.18%
2013 +24.38%
2012 +15.60%
2011 −2.45%
2010 +16.09%
2009 +28.15%
2008 −34.51%
2007 +7.44%
2006 +16.06%
2005 +6.95%
2004 +12.89%
2003 +7.81%