All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTIVX: Total Return Chart (with Dividends Reinvested)

VTIVX total return snapshot: VTIVX returned +22.24% over the past year and +7.80% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +728.30% in nominal total return, or +9.80%/yr, and is currently −2.95% below its total-return high on Jun. 2, 2026.

Mon 2003-10-27💬 to Fri 2026-06-05 YTD
Return
1 Year
Return
VTIVX
×
+7.80%
2026-06-05
+22.24%
2026-06-05
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Returns

Mon 2003-10-27💬 to Fri 2026-06-05 Overall
Return
Exponential
Trendline
VTIVX
×
+728.30%
+9.80%/yr
+9.07%/yr
(R2=0.941)
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000

Mon 2003-10-27💬 to Fri 2026-06-05 Start
Value
End
Value
VTIVX
×
$10,000.00
2003-10-27
$82,830.16
2026-06-05
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Annual Returns

Year VTIVX
2026 (YTD) +7.80%
2025 +20.01%
2024 +13.95%
2023 +19.50%
2022 −16.86%
2021 +33.79%
2020 +16.65%
2019 +24.94%
2018 −7.78%
2017 +21.48%
2016 +9.39%
2015 −0.44%
2014 +7.18%
2013 +24.38%
2012 +15.60%
2011 −2.45%
2010 +16.09%
2009 +28.15%
2008 −34.51%
2007 +7.44%
2006 +16.06%
2005 +6.95%
2004 +12.89%
2003 +7.81%

Drawdowns

Mon 2003-10-27💬 to Fri 2026-06-05 Current
Drawdown
Worst
Drawdown
VTIVX
×
−2.95%
from 2026-06-02 peak
−51.69%
2009-03-09
from 2007-10-09 peak
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Rolling Returns

Period ending Fri 2026-06-05 1
Year
2
Years
3
Years
5
Years
10
Years
VTIVX
×
+22.24% +36.42%
+16.80%/yr
+61.84%
+17.41%/yr
+76.76%
+12.07%/yr
+239.33%
+13.00%/yr
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund