All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTIVX: Total Return Chart (with Dividends Reinvested)

VTIVX total return snapshot: VTIVX returned +16.49% over the past year and +8.26% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +731.84% in nominal total return, or +9.76%/yr, and is currently −2.54% below its total-return high on Jun. 2, 2026.

Data ending Fri Jul. 24, 2026

Growth of $10,000

Mon 2003-10-27💬 to Fri 2026-07-24 Overall
Return
Exponential
Trendline
VTIVX
×
+731.84%
+9.76%/yr
+9.11%/yr
R2=0.942
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Mon 2003-10-27💬 to Fri 2026-07-24 Start
Value
End
Value
VTIVX
×
$10,000.00
2003-10-27
$83,184.04
2026-07-24

This Year’s Performance

through 2026-07-24

  YTD YoY
VTIVX
×
+8.26% +16.49%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VTIVX
×
−2.54%
on 2026-07-24
from 2026-06-02 peak
−51.69%
on 2009-03-09
from 2007-10-09 peak

Rolling Returns

Period ending Fri 2026-07-24 1 yr 2 yr 3 yr 5 yr 10 yr
VTIVX
×
+16.49% +35.96%
+16.60%/yr
+54.62%
+15.64%/yr
+75.27%
+11.88%/yr
+232.26%
+12.76%/yr

Annual Returns

Year VTIVX
2026 (YTD) +8.26%
2025 +20.01%
2024 +13.95%
2023 +19.50%
2022 −16.86%
2021 +33.79%
2020 +16.65%
2019 +24.94%
2018 −7.78%
2017 +21.48%
2016 +9.39%
2015 −0.44%
2014 +7.18%
2013 +24.38%
2012 +15.60%
2011 −2.45%
2010 +16.09%
2009 +28.15%
2008 −34.51%
2007 +7.44%
2006 +16.06%
2005 +6.95%
2004 +12.89%
2003 +7.81%