All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTIVX: Total Return Chart (with Dividends Reinvested)

VTIVX total return snapshot: VTIVX returned +20.12% over the past year and +12.98% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +768.11% in nominal total return, or +9.94%/yr, and is currently −0.13% below its total-return high on Aug. 13, 2026.

Data ending Fri Aug. 14, 2026

Growth of $10,000

Mon 2003-10-27💬 to Fri 2026-08-14 Overall
Return
Exponential
Trendline
VTIVX
×
+768.11%
+9.94%/yr
+9.13%/yr
R2=0.942
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Mon 2003-10-27💬 to Fri 2026-08-14 Start
Value
End
Value
VTIVX
×
$10,000.00
2003-10-27
$86,811.32
2026-08-14

This Year’s Performance

through 2026-08-14

  YTD YoY
VTIVX
×
+12.98% +20.12%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VTIVX
×
−0.13%
on 2026-08-14
from 2026-08-13 peak
−51.69%
on 2009-03-09
from 2007-10-09 peak

Rolling Returns

Period ending Fri 2026-08-14 1 yr 2 yr 3 yr 5 yr 10 yr
VTIVX
×
+20.12% +41.02%
+18.75%/yr
+64.52%
+18.05%/yr
+80.97%
+12.60%/yr
+241.13%
+13.06%/yr

Annual Returns

Year VTIVX
2026 (YTD) +12.98%
2025 +20.01%
2024 +13.95%
2023 +19.50%
2022 −16.86%
2021 +33.79%
2020 +16.65%
2019 +24.94%
2018 −7.78%
2017 +21.48%
2016 +9.39%
2015 −0.44%
2014 +7.18%
2013 +24.38%
2012 +15.60%
2011 −2.45%
2010 +16.09%
2009 +28.15%
2008 −34.51%
2007 +7.44%
2006 +16.06%
2005 +6.95%
2004 +12.89%
2003 +7.81%