All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTIVX: Total Return Chart (with Dividends Reinvested)

VTIVX total return snapshot: VTIVX returned +16.03% over the past year and +11.51% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +756.83% in nominal total return, or +9.83%/yr, and is currently −1.42% below its total-return high on Aug. 13, 2026.

Data ending Fri Sep. 25, 2026

Growth of $10,000

Mon 2003-10-27💬 to Fri 2026-09-25 Overall
Return
Exponential
Trendline
VTIVX
×
+756.83%
+9.83%/yr
+9.16%/yr
R2=0.942
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Mon 2003-10-27💬 to Fri 2026-09-25 Start
Value
End
Value
VTIVX
×
$10,000.00
2003-10-27
$85,683.32
2026-09-25

This Year’s Performance

through 2026-09-25

  YTD YoY
VTIVX
×
+11.51% +16.03%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VTIVX
×
−1.42%
on 2026-09-25
from 2026-08-13 peak
−51.69%
on 2009-03-09
from 2007-10-09 peak

Rolling Returns

Period ending Fri 2026-09-25 1 yr 2 yr 3 yr 5 yr 10 yr
VTIVX
×
+16.03% +33.12%
+15.38%/yr
+67.21%
+18.69%/yr
+79.35%
+12.39%/yr
+236.52%
+12.90%/yr

Annual Returns

Year VTIVX
2026 (YTD) +11.51%
2025 +20.01%
2024 +13.95%
2023 +19.50%
2022 −16.86%
2021 +33.79%
2020 +16.65%
2019 +24.94%
2018 −7.78%
2017 +21.48%
2016 +9.39%
2015 −0.44%
2014 +7.18%
2013 +24.38%
2012 +15.60%
2011 −2.45%
2010 +16.09%
2009 +28.15%
2008 −34.51%
2007 +7.44%
2006 +16.06%
2005 +6.95%
2004 +12.89%
2003 +7.81%