All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTIVX: Total Return Chart (with Dividends Reinvested)

VTIVX total return snapshot: VTIVX returned +9.99% over the past year and +8.92% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +600.39% in nominal total return, or +8.82%/yr, and is currently −3.72% below its total-return high on Aug. 13, 2026.

Data ending Tue Nov. 3, 2026

Growth of $10,000

Mon 2003-10-27💬 to Tue 2026-11-03 Overall
Return
Exponential
Trendline
VTIVX
×
+600.39%
+8.82%/yr
+8.31%/yr
R2=0.944
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Mon 2003-10-27💬 to Tue 2026-11-03 Start
Value
End
Value
VTIVX
×
$10,000.00
2003-10-27
$70,039.05
2026-11-03

This Year’s Performance

through 2026-11-03

  YTD YoY
VTIVX
×
+8.92% +9.99%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VTIVX
×
−3.72%
on 2026-11-03
from 2026-08-13 peak
−51.69%
on 2009-03-09
from 2007-10-09 peak

Rolling Returns

Period ending Tue 2026-11-03 1 yr 2 yr 3 yr 5 yr 10 yr
VTIVX
×
+9.99% +31.43%
+14.64%/yr
+62.91%
+17.67%/yr
+46.70%
+7.97%/yr
+190.65%
+11.26%/yr

Annual Returns

Year VTIVX
2026 (YTD) +8.92%
2025 +20.01%
2024 +13.89%
2023 +19.50%
2022 −17.38%
2021 +16.16%
2020 +16.31%
2019 +24.94%
2018 −7.89%
2017 +21.43%
2016 +8.86%
2015 −1.54%
2014 +7.16%
2013 +24.38%
2012 +15.56%
2011 −2.49%
2010 +15.19%
2009 +28.15%
2008 −34.51%
2007 +7.44%
2006 +15.98%
2005 +6.95%
2004 +12.89%
2003 +7.81%