All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)
VTIVX total return snapshot: VTIVX returned +20.55% over the past year and +10.71% YTD, with dividends reinvested. Since Oct. 27, 2003, VTIVX is up +750.64% in nominal total return, or +9.89%/yr, and is currently −0.34% below its total-return high on Jun. 2, 2026.
Data ending Mon Jul. 6, 2026
| Mon 2003-10-27💬 to Mon 2026-07-06 |
YTD
Return |
1 Year
Return |
||||
|---|---|---|---|---|---|---|
| VTIVX × |
+10.71%
2026-07-06 |
+20.55%
2026-07-06 |
||||
| Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund | ||||||
| Mon 2003-10-27💬 to Mon 2026-07-06 |
Overall
Return |
Exponential
Trendline |
||||
|---|---|---|---|---|---|---|
| VTIVX × |
+750.64%
+9.89%/yr |
+9.09%/yr
(R2=0.942) |
||||
| Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund | ||||||
| Mon 2003-10-27💬 to Mon 2026-07-06 |
Start
Value |
End
Value |
||||
|---|---|---|---|---|---|---|
| VTIVX × |
$10,000.00
2003-10-27 |
$85,064.03
2026-07-06 |
||||
| Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund | ||||||
| Year | VTIVX |
|---|---|
| 2026 (YTD) | +10.71% |
| 2025 | +20.01% |
| 2024 | +13.95% |
| 2023 | +19.50% |
| 2022 | −16.86% |
| 2021 | +33.79% |
| 2020 | +16.65% |
| 2019 | +24.94% |
| 2018 | −7.78% |
| 2017 | +21.48% |
| 2016 | +9.39% |
| 2015 | −0.44% |
| 2014 | +7.18% |
| 2013 | +24.38% |
| 2012 | +15.60% |
| 2011 | −2.45% |
| 2010 | +16.09% |
| 2009 | +28.15% |
| 2008 | −34.51% |
| 2007 | +7.44% |
| 2006 | +16.06% |
| 2005 | +6.95% |
| 2004 | +12.89% |
| 2003 | +7.81% |
| Mon 2003-10-27💬 to Mon 2026-07-06 |
Current
Drawdown |
Worst
Drawdown |
||||
|---|---|---|---|---|---|---|
| VTIVX × |
−0.34%
from 2026-06-02 peak |
−51.69%
2009-03-09 from 2007-10-09 peak |
||||
| Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund | ||||||
| Period ending Mon 2026-07-06 |
1
Year |
2
Years |
3
Years |
5
Years |
10
Years |
|
|---|---|---|---|---|---|---|
| VTIVX × | +20.55% |
+37.19% +17.13%/yr |
+63.89% +17.90%/yr |
+80.20% +12.50%/yr |
+252.13% +13.41%/yr |
|
| Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund | ||||||