All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTINX: Total Return Chart (with Dividends Reinvested)

VTINX total return snapshot: VTINX returned +7.72% over the past year and +3.16% YTD, with dividends reinvested. Since Oct. 27, 2003, VTINX is up +224.19% in nominal total return, or +5.31%/yr, and is currently −1.46% below its total-return high on Jun. 2, 2026.

Data ending Fri Jul. 24, 2026

Growth of $10,000

Mon 2003-10-27💬 to Fri 2026-07-24 Overall
Return
Exponential
Trendline
VTINX
×
+224.19%
+5.31%/yr
+5.07%/yr
R2=0.979
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Mon 2003-10-27💬 to Fri 2026-07-24 Start
Value
End
Value
VTINX
×
$10,000.00
2003-10-27
$32,419.18
2026-07-24

This Year’s Performance

through 2026-07-24

  YTD YoY
VTINX
×
+3.16% +7.72%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VTINX
×
−1.46%
on 2026-07-24
from 2026-06-02 peak
−19.96%
on 2009-03-09
from 2008-05-19 peak

Rolling Returns

Period ending Fri 2026-07-24 1 yr 2 yr 3 yr 5 yr 10 yr
VTINX
×
+7.72% +18.01%
+8.63%/yr
+27.10%
+8.32%/yr
+19.38%
+3.61%/yr
+64.49%
+5.10%/yr

Annual Returns

Year VTINX
2026 (YTD) +3.16%
2025 +11.32%
2024 +6.65%
2023 +10.66%
2022 −12.75%
2021 +5.24%
2020 +10.03%
2019 +13.16%
2018 −1.98%
2017 +8.48%
2016 +5.25%
2015 −0.17%
2014 +5.54%
2013 +5.88%
2012 +8.23%
2011 +5.26%
2010 +9.40%
2009 +14.29%
2008 −10.92%
2007 +8.16%
2006 +6.38%
2005 +3.32%
2004 +8.39%
2003 +2.50%