All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTINX: Total Return Chart (with Dividends Reinvested)

VTINX total return snapshot: VTINX returned +10.49% over the past year and +4.04% YTD, with dividends reinvested. Since Oct. 27, 2003, VTINX is up +226.96% in nominal total return, or +5.38%/yr, and is currently −0.62% below its total-return high on Jun. 2, 2026.

Data ending Fri Jun. 12, 2026

Mon 2003-10-27💬 to Fri 2026-06-12 YTD
Return
1 Year
Return
VTINX
×
+4.04%
2026-06-12
+10.49%
2026-06-12
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Returns

Mon 2003-10-27💬 to Fri 2026-06-12 Overall
Return
Exponential
Trendline
VTINX
×
+226.96%
+5.38%/yr
+5.06%/yr
(R2=0.978)
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Growth of $10,000

Mon 2003-10-27💬 to Fri 2026-06-12 Start
Value
End
Value
VTINX
×
$10,000.00
2003-10-27
$32,696.12
2026-06-12
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Annual Returns

Year VTINX
2026 (YTD) +4.04%
2025 +11.32%
2024 +6.65%
2023 +10.66%
2022 −12.75%
2021 +5.24%
2020 +10.02%
2019 +13.16%
2018 −1.98%
2017 +8.48%
2016 +5.25%
2015 −0.17%
2014 +5.54%
2013 +5.88%
2012 +8.23%
2011 +5.26%
2010 +9.39%
2009 +14.29%
2008 −10.92%
2007 +8.16%
2006 +6.38%
2005 +3.32%
2004 +8.39%
2003 +2.50%

Drawdowns

Mon 2003-10-27💬 to Fri 2026-06-12 Current
Drawdown
Worst
Drawdown
VTINX
×
−0.62%
from 2026-06-02 peak
−19.96%
2009-03-09
from 2008-05-19 peak
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Rolling Returns

Period ending Fri 2026-06-12 1
Year
2
Years
3
Years
5
Years
10
Years
VTINX
×
+10.49% +19.90%
+9.50%/yr
+29.92%
+9.12%/yr
+21.51%
+3.97%/yr
+68.63%
+5.36%/yr
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund