All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTINX: Total Return Chart (with Dividends Reinvested)

VTINX total return snapshot: VTINX returned +4.04% over the past year and +3.54% YTD, with dividends reinvested. Since Oct. 27, 2003, VTINX is up +225.38% in nominal total return, or +5.26%/yr, and is currently −1.65% below its total-return high on Aug. 13, 2026.

Data ending Mon Nov. 2, 2026

Growth of $10,000

Mon 2003-10-27💬 to Mon 2026-11-02 Overall
Return
Exponential
Trendline
VTINX
×
+225.38%
+5.26%/yr
+5.07%/yr
R2=0.979
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Growth of $10,000 Summary

Mon 2003-10-27💬 to Mon 2026-11-02 Start
Value
End
Value
VTINX
×
$10,000.00
2003-10-27
$32,538.16
2026-11-02

This Year’s Performance

through 2026-11-02

  YTD YoY
VTINX
×
+3.54% +4.04%

Drawdowns

  Current
Drawdown
Worst
Drawdown
VTINX
×
−1.65%
on 2026-11-02
from 2026-08-13 peak
−19.96%
on 2009-03-09
from 2008-05-19 peak

Rolling Returns

Period ending Mon 2026-11-02 1 yr 2 yr 3 yr 5 yr 10 yr
VTINX
×
+4.04% +15.70%
+7.56%/yr
+31.64%
+9.60%/yr
+18.97%
+3.53%/yr
+66.14%
+5.21%/yr

Annual Returns

Year VTINX
2026 (YTD) +3.54%
2025 +11.32%
2024 +6.65%
2023 +10.66%
2022 −12.75%
2021 +5.24%
2020 +10.03%
2019 +13.16%
2018 −1.98%
2017 +8.48%
2016 +5.25%
2015 −0.17%
2014 +5.54%
2013 +5.88%
2012 +8.23%
2011 +5.26%
2010 +9.40%
2009 +14.29%
2008 −10.92%
2007 +8.17%
2006 +6.38%
2005 +3.32%
2004 +8.39%
2003 +2.50%