All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTINX: Total Return Chart (with Dividends Reinvested)

VTINX total return snapshot: VTINX returned +10.53% over the past year and +3.24% YTD, with dividends reinvested. Since Oct. 27, 2003, VTINX is up +224.45% in nominal total return, or +5.34%/yr, and is currently −1.39% below its total-return high on Jun. 2, 2026.

Mon 2003-10-27💬 to Mon 2026-06-08 YTD
Return 		1 Year
Return
VTINX × 		+3.24%
2026-06-08 		+10.53%
2026-06-08
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Returns

Mon 2003-10-27💬 to Mon 2026-06-08 Overall
Return 		Exponential
Trendline
VTINX × 		+224.45%
+5.34%/yr 		+5.06%/yr
(R2=0.978)
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Growth of $10,000

Mon 2003-10-27💬 to Mon 2026-06-08 Start
Value 		End
Value
VTINX × 		$10,000.00
2003-10-27 		$32,445.49
2026-06-08
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Annual Returns

Year VTINX
2026 (YTD) +3.24%
2025 +11.32%
2024 +6.65%
2023 +10.66%
2022 −12.75%
2021 +5.24%
2020 +10.02%
2019 +13.16%
2018 −1.98%
2017 +8.48%
2016 +5.25%
2015 −0.17%
2014 +5.54%
2013 +5.88%
2012 +8.23%
2011 +5.26%
2010 +9.39%
2009 +14.29%
2008 −10.92%
2007 +8.16%
2006 +6.38%
2005 +3.32%
2004 +8.39%
2003 +2.50%

Drawdowns

Mon 2003-10-27💬 to Mon 2026-06-08 Current
Drawdown 		Worst
Drawdown
VTINX × 		−1.39%
from 2026-06-02 peak 		−19.96%
2009-03-09
from 2008-05-19 peak
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Rolling Returns

Period ending Mon 2026-06-08 1
Year 		2
Years 		3
Years 		5
Years 		10
Years
VTINX × 		+10.53% +19.61%
+9.36%/yr 		+29.22%
+8.92%/yr 		+20.97%
+3.88%/yr 		+66.43%
+5.23%/yr
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund