All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VTINX: Total Return Chart (with Dividends Reinvested)

VTINX total return snapshot: VTINX returned +9.35% over the past year and +4.11% YTD, with dividends reinvested. Since Oct. 27, 2003, VTINX is up +227.17% in nominal total return, or +5.37%/yr, and is currently −0.56% below its total-return high on Jun. 2, 2026.

Data ending Thu Jul. 2, 2026

Mon 2003-10-27💬 to Thu 2026-07-02 YTD
Return 		1 Year
Return
VTINX × 		+4.11%
2026-07-02 		+9.35%
2026-07-02
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Returns

Mon 2003-10-27💬 to Thu 2026-07-02 Overall
Return 		Exponential
Trendline
VTINX × 		+227.17%
+5.37%/yr 		+5.06%/yr
(R2=0.979)
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Growth of $10,000

Mon 2003-10-27💬 to Thu 2026-07-02 Start
Value 		End
Value
VTINX × 		$10,000.00
2003-10-27 		$32,717.03
2026-07-02
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Annual Returns

Year VTINX
2026 (YTD) +4.11%
2025 +11.32%
2024 +6.65%
2023 +10.66%
2022 −12.75%
2021 +5.24%
2020 +10.03%
2019 +13.16%
2018 −1.98%
2017 +8.48%
2016 +5.25%
2015 −0.17%
2014 +5.54%
2013 +5.88%
2012 +8.23%
2011 +5.26%
2010 +9.40%
2009 +14.29%
2008 −10.92%
2007 +8.16%
2006 +6.38%
2005 +3.32%
2004 +8.39%
2003 +2.50%

Drawdowns

Mon 2003-10-27💬 to Thu 2026-07-02 Current
Drawdown 		Worst
Drawdown
VTINX × 		−0.56%
from 2026-06-02 peak 		−19.96%
2009-03-09
from 2008-05-19 peak
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund

Rolling Returns

Period ending Thu 2026-07-02 1
Year 		2
Years 		3
Years 		5
Years 		10
Years
VTINX × 		+9.35% +19.82%
+9.46%/yr 		+29.46%
+8.99%/yr 		+21.18%
+3.92%/yr 		+67.28%
+5.28%/yr
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund