All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VOO vs. IVV vs. SPY vs. VTI vs. QQQ: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Thu 2010-09-09💬 to Wed 2026-11-04 Overall
Return 		Exponential
Trendline
VOO × 		+831.06%
+14.81%/yr 		+13.77%/yr
R2=0.985
Vanguard S&P 500 ETF Exchange-Traded Fund
IVV × 		+828.57%
+14.79%/yr 		+13.75%/yr
R2=0.984
iShares Core S&P 500 ETF Exchange-Traded Fund
SPY × 		+820.44%
+14.73%/yr 		+13.69%/yr
R2=0.984
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund
VTI × 		+785.14%
+14.45%/yr 		+13.31%/yr
R2=0.981
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
QQQ × 		+1,613.15%
+19.23%/yr 		+18.85%/yr
R2=0.984
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2010-09-09💬 to Wed 2026-11-04 Start
Value 		End
Value
VOO × 		$10,000.00
2010-09-09 		$93,106.39
2026-11-04
IVV × 		$10,000.00
2010-09-09 		$92,857.13
2026-11-04
SPY × 		$10,000.00
2010-09-09 		$92,043.97
2026-11-04
VTI × 		$10,000.00
2010-09-09 		$88,514.40
2026-11-04
QQQ × 		$10,000.00
2010-09-09 		$171,315.46
2026-11-04

This Year’s Performance

through 2026-11-04

  YTD YoY
VOO × 		+13.36% +14.80%
IVV × 		+13.37% +14.80%
SPY × 		+13.33% +14.79%
VTI × 		+13.38% +14.92%
QQQ × 		+13.02% +12.27%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VOO × 		−1.59%
on 2026-11-04
from 2026-10-06 peak 		−33.99%
on 2020-03-23
from 2020-02-19 peak
IVV × 		−1.58%
on 2026-11-04
from 2026-10-06 peak 		−33.90%
on 2020-03-23
from 2020-02-19 peak
SPY × 		−1.58%
on 2026-11-04
from 2026-10-06 peak 		−33.72%
on 2020-03-23
from 2020-02-19 peak
VTI × 		−1.67%
on 2026-11-04
from 2026-08-13 peak 		−35.00%
on 2020-03-23
from 2020-02-19 peak
QQQ × 		−8.91%
on 2026-11-04
from 2026-10-06 peak 		−35.12%
on 2022-11-03
from 2021-12-27 peak

Rolling Returns

Period ending Wed 2026-11-04 1 yr 2 yr 3 yr 5 yr 10 yr
VOO × 		+14.80% +37.83%
+17.40%/yr 		+83.28%
+22.38%/yr 		+76.12%
+11.99%/yr 		+333.38%
+15.79%/yr
IVV × 		+14.80% +37.85%
+17.41%/yr 		+83.35%
+22.39%/yr 		+76.13%
+11.99%/yr 		+333.26%
+15.79%/yr
SPY × 		+14.79% +37.68%
+17.34%/yr 		+82.91%
+22.30%/yr 		+75.59%
+11.92%/yr 		+330.55%
+15.72%/yr
VTI × 		+14.92% +37.02%
+17.06%/yr 		+81.80%
+22.05%/yr 		+67.35%
+10.85%/yr 		+313.85%
+15.26%/yr
QQQ × 		+12.27% +43.82%
+19.92%/yr 		+91.39%
+24.16%/yr 		+79.03%
+12.35%/yr 		+552.44%
+20.63%/yr

Annual Returns

Year VOO IVV SPY VTI QQQ
2026 (YTD) +13.36% +13.37% +13.33% +13.38% +13.02%
2025 +17.82% +17.85% +17.72% +17.10% +20.77%
2024 +24.98% +24.93% +24.89% +23.81% +25.58%
2023 +26.32% +26.31% +26.18% +26.05% +54.86%
2022 −18.17% −18.16% −18.18% −19.52% −32.58%
2021 +28.79% +28.76% +28.73% +25.68% +27.42%
2020 +18.32% +18.40% +18.33% +21.08% +48.62%
2019 +31.37% +31.25% +31.22% +30.67% +38.96%
2018 −4.50% −4.49% −4.57% −5.23% −0.13%
2017 +21.77% +21.75% +21.71% +21.21% +32.66%
2016 +12.17% +12.15% +12.00% +12.82% +7.10%
2015 +1.33% +1.28% +1.23% +0.36% +9.44%
2014 +13.56% +13.57% +13.46% +12.55% +19.18%
2013 +32.39% +32.31% +32.31% +33.45% +36.63%
2012 +15.99% +16.06% +15.99% +16.45% +18.11%
2011 +1.90% +1.88% +1.89% +0.97% +3.38%
2010 +14.78% +15.10% +15.06% +17.43% +19.91%
2009 — +26.61% +26.35% +28.90% +54.70%
2008 — −37.01% −36.79% −36.99% −41.73%
2007 — +5.29% +5.15% +5.37% +19.03%
2006 — +15.94% +15.85% +15.70% +7.15%
2005 — +4.87% +4.83% +6.30% +1.56%
2004 — +10.79% +10.70% +12.78% +10.54%
2003 — +28.46% +28.18% +30.74% +49.67%
2002 — −21.53% −21.58% −20.48% −37.37%
2001 — −11.95% −11.76% −7.29% −33.34%
2000 — −6.08% −9.74% — −36.11%
1999 — — +20.39% — +78.95%
1998 — — +28.69% — —
1997 — — +33.48% — —
1996 — — +22.56% — —
1995 — — +38.04% — —
1994 — — +0.40% — —
1993 — — +8.64% — —