All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

VOO vs. IVV vs. SPY vs. VTI vs. QQQ: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Thu 2010-09-09💬 to Fri 2026-10-09 Overall
Return 		Exponential
Trendline
VOO × 		+845.34%
+14.99%/yr 		+13.75%/yr
R2=0.984
Vanguard S&P 500 ETF Exchange-Traded Fund
IVV × 		+842.80%
+14.97%/yr 		+13.74%/yr
R2=0.984
iShares Core S&P 500 ETF Exchange-Traded Fund
SPY × 		+834.57%
+14.91%/yr 		+13.67%/yr
R2=0.984
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund
VTI × 		+796.93%
+14.62%/yr 		+13.29%/yr
R2=0.981
Vanguard Total Stock Market Index Fund ETF Shares Exchange-Traded Fund
QQQ × 		+1,760.02%
+19.93%/yr 		+18.84%/yr
R2=0.984
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Growth of $10,000 Summary

Thu 2010-09-09💬 to Fri 2026-10-09 Start
Value 		End
Value
VOO × 		$10,000.00
2010-09-09 		$94,534.47
2026-10-09
IVV × 		$10,000.00
2010-09-09 		$94,279.82
2026-10-09
SPY × 		$10,000.00
2010-09-09 		$93,457.04
2026-10-09
VTI × 		$10,000.00
2010-09-09 		$89,693.28
2026-10-09
QQQ × 		$10,000.00
2010-09-09 		$186,002.12
2026-10-09

This Year’s Performance

through 2026-10-09

  YTD YoY
VOO × 		+15.09% +17.30%
IVV × 		+15.11% +17.30%
SPY × 		+15.06% +17.26%
VTI × 		+14.89% +16.83%
QQQ × 		+22.71% +23.60%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
VOO × 		−0.09%
on 2026-10-09
from 2026-10-06 peak 		−33.99%
on 2020-03-23
from 2020-02-19 peak
IVV × 		−0.07%
on 2026-10-09
from 2026-10-06 peak 		−33.90%
on 2020-03-23
from 2020-02-19 peak
SPY × 		−0.07%
on 2026-10-09
from 2026-10-06 peak 		−33.72%
on 2020-03-23
from 2020-02-19 peak
VTI × 		−0.36%
on 2026-10-09
from 2026-08-13 peak 		−35.00%
on 2020-03-23
from 2020-02-19 peak
QQQ × 		−1.10%
on 2026-10-09
from 2026-10-06 peak 		−35.12%
on 2022-11-03
from 2021-12-27 peak

Rolling Returns

Period ending Fri 2026-10-09 1 yr 2 yr 3 yr 5 yr 10 yr
VOO × 		+17.30% +38.19%
+17.55%/yr 		+87.15%
+23.23%/yr 		+90.71%
+13.78%/yr 		+326.71%
+15.61%/yr
IVV × 		+17.30% +38.20%
+17.56%/yr 		+87.17%
+23.24%/yr 		+90.68%
+13.78%/yr 		+326.51%
+15.61%/yr
SPY × 		+17.26% +38.02%
+17.48%/yr 		+86.75%
+23.15%/yr 		+90.12%
+13.71%/yr 		+323.97%
+15.54%/yr
VTI × 		+16.83% +37.49%
+17.26%/yr 		+85.18%
+22.80%/yr 		+80.85%
+12.58%/yr 		+305.13%
+15.02%/yr
QQQ × 		+23.60% +53.88%
+24.05%/yr 		+108.45%
+27.74%/yr 		+114.32%
+16.47%/yr 		+579.56%
+21.12%/yr

Annual Returns

Year VOO IVV SPY VTI QQQ
2026 (YTD) +15.09% +15.11% +15.06% +14.89% +22.71%
2025 +17.82% +17.85% +17.72% +17.10% +20.77%
2024 +24.98% +24.93% +24.89% +23.81% +25.58%
2023 +26.32% +26.31% +26.18% +26.05% +54.86%
2022 −18.17% −18.16% −18.18% −19.52% −32.58%
2021 +28.79% +28.76% +28.73% +25.68% +27.42%
2020 +18.32% +18.40% +18.33% +21.08% +48.62%
2019 +31.37% +31.25% +31.22% +30.67% +38.96%
2018 −4.50% −4.49% −4.57% −5.23% −0.13%
2017 +21.77% +21.75% +21.71% +21.21% +32.66%
2016 +12.17% +12.15% +12.00% +12.82% +7.10%
2015 +1.33% +1.28% +1.23% +0.36% +9.44%
2014 +13.56% +13.57% +13.46% +12.55% +19.18%
2013 +32.39% +32.31% +32.31% +33.45% +36.63%
2012 +15.99% +16.06% +15.99% +16.45% +18.11%
2011 +1.90% +1.88% +1.90% +0.97% +3.38%
2010 +14.78% +15.10% +15.06% +17.43% +19.91%
2009 — +26.61% +26.35% +28.90% +54.70%
2008 — −37.01% −36.79% −36.99% −41.73%
2007 — +5.29% +5.15% +5.37% +19.03%
2006 — +15.94% +15.85% +15.70% +7.15%
2005 — +4.87% +4.83% +6.30% +1.56%
2004 — +10.79% +10.70% +12.78% +10.54%
2003 — +28.46% +28.18% +30.74% +49.67%
2002 — −21.53% −21.58% −20.48% −37.37%
2001 — −11.95% −11.76% −7.29% −33.34%
2000 — −6.08% −9.74% — −36.11%
1999 — — +20.39% — +78.95%
1998 — — +28.69% — —
1997 — — +33.48% — —
1996 — — +22.56% — —
1995 — — +38.04% — —
1994 — — +0.40% — —
1993 — — +8.64% — —