All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,XLV,XLE,XLF,XLI: Total Return Chart (with Dividends Reinvested)

Tue 1998-12-22💬 to Fri 2026-05-29 YTD
Return
1 Year
Return
SPY
×
+11.24%
2026-05-29
+29.68%
2026-05-29
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
XLV
×
−3.05%
2026-05-29
+14.94%
2026-05-29
Health Care Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLE
×
+26.72%
2026-05-29
+41.25%
2026-05-29
Energy Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLF
×
−5.34%
2026-05-29
+3.00%
2026-05-29
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLI
×
+11.92%
2026-05-29
+22.93%
2026-05-29
Industrial Select Sector SPDR Fund NYSE Exchange-Traded Fund

Returns

Tue 1998-12-22💬 to Fri 2026-05-29 Overall
Return
Exponential
Trendline
SPY
×
+908.52%
+8.79%/yr
+8.78%/yr
(R2=0.872)
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
XLV
×
+791.86%
+8.30%/yr
+9.48%/yr
(R2=0.920)
Health Care Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLE
×
+871.76%
+8.64%/yr
+6.74%/yr
(R2=0.778)
Energy Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLF
×
+362.03%
+5.74%/yr
+4.85%/yr
(R2=0.542)
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLI
×
+1,107.79%
+9.51%/yr
+9.08%/yr
(R2=0.915)
Industrial Select Sector SPDR Fund NYSE Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22💬 to Fri 2026-05-29 Start
Value
End
Value
SPY
×
$10,000.00
1998-12-22
$100,852.30
2026-05-29
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
XLV
×
$10,000.00
1998-12-22
$89,185.77
2026-05-29
Health Care Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLE
×
$10,000.00
1998-12-22
$97,175.71
2026-05-29
Energy Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLF
×
$10,000.00
1998-12-22
$46,203.32
2026-05-29
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLI
×
$10,000.00
1998-12-22
$120,778.54
2026-05-29
Industrial Select Sector SPDR Fund NYSE Exchange-Traded Fund

Annual Returns

Year SPY XLV XLE XLF XLI
2026 (YTD) +11.24% −3.05% +26.72% −5.34% +11.92%
2025 +17.72% +14.50% +7.88% +14.90% +19.35%
2024 +24.89% +2.47% +5.56% +30.56% +17.31%
2023 +26.18% +2.07% −0.60% +12.04% +18.13%
2022 −18.18% −2.09% +64.25% −10.59% −5.57%
2021 +28.73% +26.04% +53.28% +34.80% +21.08%
2020 +18.33% +13.30% −32.67% −1.74% +10.90%
2019 +31.22% +20.45% +10.66% +31.87% +29.08%
2018 −4.57% +6.28% −18.22% −13.05% −13.25%
2017 +21.71% +21.77% −0.89% +22.00% +23.98%
2016 +12.00% −2.76% +28.03% +22.42% +20.01%
2015 +1.23% +6.83% −21.50% −1.77% −4.32%
2014 +13.46% +25.14% −8.68% +15.05% +10.37%
2013 +32.31% +41.41% +26.25% +35.53% +40.55%
2012 +15.99% +17.37% +5.21% +28.42% +14.92%
2011 +1.89% +12.40% +2.84% −17.14% −1.10%
2010 +15.06% +3.30% +21.78% +11.90% +27.82%
2009 +26.35% +19.52% +21.76% +17.57% +22.03%
2008 −36.79% −23.31% −38.96% −54.90% −38.73%
2007 +5.15% +7.16% +36.89% −19.18% +13.49%
2006 +15.85% +7.05% +18.09% +18.89% +13.52%
2005 +4.83% +6.42% +40.18% +6.20% +2.75%
2004 +10.70% +1.27% +33.93% +10.86% +17.75%
2003 +28.18% +14.93% +25.81% +30.49% +31.86%
2002 −21.58% −0.74% −14.68% −14.74% −24.57%
2001 −11.76% −0.83% −18.13% −9.43% −10.20%
2000 −9.74% −11.60% +24.40% +25.86% +6.71%
1999 +20.39% +19.51% +17.95% +2.67% +22.22%
1998 +28.69% +3.87% +0.33% +0.54% +5.50%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Tue 1998-12-22💬 to Fri 2026-05-29 Current
Drawdown
Worst
Drawdown
SPY
×
−55.19%
2009-03-09
from 2007-10-09 peak
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
XLV
×
−6.31%
from 2026-02-27 peak
−39.17%
2009-03-09
from 2007-12-10 peak
Health Care Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLE
×
−10.02%
from 2026-03-27 peak
−71.54%
2020-03-18
from 2014-06-23 peak
Energy Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLF
×
−8.08%
from 2026-01-06 peak
−82.69%
2009-03-06
from 2007-06-01 peak
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLI
×
−2.95%
from 2026-03-02 peak
−62.26%
2009-03-09
from 2007-10-09 peak
Industrial Select Sector SPDR Fund NYSE Exchange-Traded Fund

Rolling Returns

Period ending Fri 2026-05-29 1
Year
2
Years
3
Years
5
Years
10
Years
SPY
×
+29.68% +47.29%
+21.38%/yr
+87.16%
+23.16%/yr
+92.83%
+14.03%/yr
+323.53%
+15.52%/yr
SPDR S&P 500 ETF Trust NYSE Exchange-Traded Fund
XLV
×
+14.94% +9.21%
+4.50%/yr
+23.21%
+7.18%/yr
+31.06%
+5.56%/yr
+148.14%
+9.51%/yr
Health Care Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLE
×
+41.25% +32.35%
+15.05%/yr
+57.63%
+16.33%/yr
+159.39%
+20.99%/yr
+149.12%
+9.55%/yr
Energy Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLF
×
+3.00% +30.31%
+14.16%/yr
+68.61%
+18.96%/yr
+48.13%
+8.17%/yr
+221.48%
+12.38%/yr
Financial Select Sector SPDR Fund NYSE Exchange-Traded Fund
XLI
×
+22.93% +46.92%
+21.23%/yr
+84.12%
+22.49%/yr
+77.74%
+12.19%/yr
+268.78%
+13.93%/yr
Industrial Select Sector SPDR Fund NYSE Exchange-Traded Fund