All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,XLV,XLE,XLF,XLI: Total Return Chart (with Dividends Reinvested)

Tue 1998-12-22? to Thu 2026-04-02 YTD
Return
TR
Price
SPY
×
−3.56%
2026-04-02
27.12 TR
2026-04-02
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
−4.77%
2026-04-02
8.76 TR
2026-04-02
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+33.39%
2026-04-02
10.23 TR
2026-04-02
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−9.10%
2026-04-02
4.437 TR
2026-04-02
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+5.87%
2026-04-02
11.42 TR
2026-04-02
Industrial Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 1998-12-22? to Thu 2026-04-02 Overall
Return
Exponential
Trendline
SPY
×
+774.34%
+8.27%/yr
+8.72%/yr
(R2=0.871)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
+775.99%
+8.28%/yr
+9.48%/yr
(R2=0.919)
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+922.86%
+8.90%/yr
+6.71%/yr
(R2=0.775)
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
+343.67%
+5.61%/yr
+4.79%/yr
(R2=0.534)
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
+1,042.49%
+9.34%/yr
+9.03%/yr
(R2=0.914)
Industrial Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 1998-12-22? to Thu 2026-04-02 Start
Value
End
Value
SPY
×
$10,000.00
1998-12-22
$87,433.86
2026-04-02
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
$10,000.00
1998-12-22
$87,598.60
2026-04-02
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
$10,000.00
1998-12-22
$102,285.67
2026-04-02
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
$10,000.00
1998-12-22
$44,367.01
2026-04-02
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
$10,000.00
1998-12-22
$114,248.84
2026-04-02
Industrial Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year SPY XLV XLE XLF XLI
2026 (YTD) −3.56% −4.77% +33.39% −9.10% +5.87%
2025 +17.72% +14.50% +7.88% +14.90% +19.35%
2024 +24.89% +2.47% +5.56% +30.56% +17.31%
2023 +26.18% +2.07% −0.60% +12.04% +18.13%
2022 −18.18% −2.09% +64.25% −10.59% −5.57%
2021 +28.73% +26.04% +53.28% +34.80% +21.08%
2020 +18.33% +13.30% −32.67% −1.74% +10.90%
2019 +31.22% +20.45% +10.66% +31.87% +29.08%
2018 −4.57% +6.28% −18.22% −13.05% −13.25%
2017 +21.71% +21.77% −0.89% +22.00% +23.98%
2016 +12.00% −2.76% +28.03% +22.42% +20.01%
2015 +1.23% +6.83% −21.50% −1.77% −4.32%
2014 +13.46% +25.14% −8.68% +15.05% +10.37%
2013 +32.31% +41.41% +26.25% +35.53% +40.55%
2012 +15.99% +17.37% +5.21% +28.42% +14.92%
2011 +1.89% +12.40% +2.84% −17.14% −1.10%
2010 +15.06% +3.30% +21.78% +11.90% +27.82%
2009 +26.35% +19.52% +21.76% +17.57% +22.03%
2008 −36.79% −23.31% −38.96% −54.90% −38.73%
2007 +5.15% +7.16% +36.89% −19.18% +13.49%
2006 +15.85% +7.05% +18.09% +18.89% +13.52%
2005 +4.83% +6.42% +40.18% +6.20% +2.75%
2004 +10.70% +1.27% +33.93% +10.86% +17.75%
2003 +28.18% +14.93% +25.81% +30.49% +31.86%
2002 −21.58% −0.74% −14.68% −14.74% −24.57%
2001 −11.76% −0.83% −18.13% −9.43% −10.20%
2000 −9.74% −11.60% +24.40% +25.86% +6.71%
1999 +20.39% +19.51% +17.95% +2.67% +22.22%
1998 +28.69% +3.87% +0.33% +0.54% +5.50%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Tue 1998-12-22? to Thu 2026-04-02 Current
Drawdown
Worst
Drawdown
SPY
×
−5.45% −55.19%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
−7.98% −39.17%
2009-03-09
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
−5.29% −71.54%
2020-03-18
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−11.73% −82.69%
2009-03-06
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLI
×
−8.20% −62.26%
2009-03-09
Industrial Select Sector SPDR Fund Exchange-Traded Fund