All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,XLV,XLC,XLE,XLF,XLK: Total Return Chart (with Dividends Reinvested)

Tue 2018-06-19? to Fri 2026-05-22 YTD
Return
1 Year
Return
SPY
×
+9.64%
2026-05-22
+29.35%
2026-05-22
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
−2.77%
2026-05-22
+16.86%
2026-05-22
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC
×
−1.61%
2026-05-22
+16.14%
2026-05-22
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+33.93%
2026-05-22
+50.25%
2026-05-22
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−4.68%
2026-05-22
+5.00%
2026-05-22
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+25.45%
2026-05-22
+58.21%
2026-05-22
Technology Select Sector SPDR Fund Exchange-Traded Fund

Returns

Tue 2018-06-19? to Fri 2026-05-22 Overall
Return
Exponential
Trendline
SPY
×
+204.91%
+15.11%/yr
+14.44%/yr
(R2=0.928)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
+101.60%
+9.25%/yr
+9.34%/yr
(R2=0.883)
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC
×
+149.24%
+12.22%/yr
+12.54%/yr
(R2=0.744)
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+121.75%
+10.57%/yr
+14.86%/yr
(R2=0.649)
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
+120.23%
+10.48%/yr
+12.39%/yr
(R2=0.841)
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+443.65%
+23.82%/yr
+21.42%/yr
(R2=0.934)
Technology Select Sector SPDR Fund Exchange-Traded Fund

Growth of $10,000

Tue 2018-06-19? to Fri 2026-05-22 Start
Value
End
Value
SPY
×
$10,000.00
2018-06-19
$30,490.99
2026-05-22
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
$10,000.00
2018-06-19
$20,160.16
2026-05-22
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC
×
$10,000.00
2018-06-19
$24,924.28
2026-05-22
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
$10,000.00
2018-06-19
$22,175.34
2026-05-22
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
$10,000.00
2018-06-19
$22,023.50
2026-05-22
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
$10,000.00
2018-06-19
$54,364.79
2026-05-22
Technology Select Sector SPDR Fund Exchange-Traded Fund

Annual Returns

Year SPY XLV XLC XLE XLF XLK
2026 (YTD) +9.64% −2.77% −1.61% +33.93% −4.68% +25.45%
2025 +17.72% +14.50% +23.08% +7.88% +14.90% +24.61%
2024 +24.89% +2.47% +34.71% +5.56% +30.56% +21.63%
2023 +26.18% +2.07% +52.82% −0.60% +12.04% +56.02%
2022 −18.18% −2.09% −37.63% +64.25% −10.59% −27.73%
2021 +28.73% +26.04% +15.96% +53.28% +34.80% +34.74%
2020 +18.33% +13.30% +26.90% −32.67% −1.74% +43.62%
2019 +31.22% +20.45% +31.05% +10.66% +31.87% +49.86%
2018 −4.57% +6.28% −16.88% −18.22% −13.05% −1.68%
2017 +21.71% +21.77% −0.89% +22.00% +34.26%
2016 +12.00% −2.76% +28.03% +22.42% +15.01%
2015 +1.23% +6.83% −21.50% −1.77% +5.47%
2014 +13.46% +25.14% −8.68% +15.05% +17.84%
2013 +32.31% +41.41% +26.25% +35.53% +26.24%
2012 +15.99% +17.37% +5.21% +28.42% +15.30%
2011 +1.89% +12.40% +2.84% −17.14% +2.61%
2010 +15.06% +3.30% +21.78% +11.90% +11.39%
2009 +26.35% +19.52% +21.76% +17.57% +51.32%
2008 −36.79% −23.31% −38.96% −54.90% −41.51%
2007 +5.15% +7.16% +36.89% −19.18% +15.46%
2006 +15.85% +7.05% +18.09% +18.89% +12.16%
2005 +4.83% +6.42% +40.18% +6.20% −0.32%
2004 +10.70% +1.27% +33.93% +10.86% +5.64%
2003 +28.18% +14.93% +25.81% +30.49% +38.67%
2002 −21.58% −0.74% −14.68% −14.74% −38.17%
2001 −11.76% −0.83% −18.13% −9.43% −23.35%
2000 −9.74% −11.60% +24.40% +25.86% −41.88%
1999 +20.39% +19.51% +17.95% +2.67% +65.14%
1998 +28.69% +3.87% +0.33% +0.54% +1.80%
1997 +33.48%
1996 +22.56%
1995 +38.04%
1994 +0.40%
1993 +8.64%

Drawdowns

Tue 2018-06-19? to Fri 2026-05-22 Current
Drawdown
Worst
Drawdown
SPY
×
−0.34%
from 2026-05-14 peak
−33.72%
2020-03-23
from 2020-02-19 peak
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
−6.05%
from 2026-02-27 peak
−28.40%
2020-03-23
from 2020-01-22 peak
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC
×
−3.54%
from 2026-01-30 peak
−46.65%
2022-11-03
from 2021-09-01 peak
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
−4.91%
from 2026-03-27 peak
−67.11%
2020-03-18
from 2018-10-09 peak
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
−7.43%
from 2026-01-06 peak
−42.86%
2020-03-23
from 2020-02-14 peak
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
−33.56%
2022-10-12
from 2021-12-27 peak
Technology Select Sector SPDR Fund Exchange-Traded Fund

Rolling Returns

Period ending Fri 2026-05-22 1
Year
2
Years
3
Years
5
Years
10
Years
SPY
×
+29.35% +44.16%
+20.08%/yr
+85.02%
+22.76%/yr
+92.40%
+13.98%/yr
+327.11%
+15.62%/yr
SPDR S&P 500 ETF Trust Exchange-Traded Fund
XLV
×
+16.86% +5.81%
+2.87%/yr
+19.88%
+6.23%/yr
+30.63%
+5.49%/yr
+154.16%
+9.77%/yr
Health Care Select Sector SPDR Fund Exchange-Traded Fund
XLC
×
+16.14% +42.70%
+19.47%/yr
+92.53%
+24.40%/yr
+58.02%
+9.58%/yr
Communication Services Select Sector SPDR Fund Exchange-Traded Fund
XLE
×
+50.25% +37.75%
+17.38%/yr
+65.46%
+18.27%/yr
+174.40%
+22.36%/yr
+167.14%
+10.32%/yr
Energy Select Sector SPDR Fund Exchange-Traded Fund
XLF
×
+5.00% +27.71%
+13.02%/yr
+66.93%
+18.62%/yr
+50.79%
+8.56%/yr
+232.09%
+12.75%/yr
Financial Select Sector SPDR Fund Exchange-Traded Fund
XLK
×
+58.21% +69.83%
+30.34%/yr
+133.45%
+32.65%/yr
+175.21%
+22.43%/yr
+841.36%
+25.12%/yr
Technology Select Sector SPDR Fund Exchange-Traded Fund