All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,QQQ,GLD: Total Return Chart (with Dividends Reinvested)

Thu 2004-11-18? to Fri 2025-12-12 YTD
Return
TR
Price
SPY
×
+17.35%
2025-12-12
28.04 TR
2025-12-12
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ
×
+20.48%
2025-12-12
14.19 TR
2025-12-12
Invesco QQQ Trust NASDAQ Exchange-Traded Fund
GLD
×
+63.32%
2025-12-12
8.91 TR
2025-12-12
SPDR Gold Shares Exchange-Traded Fund

Returns

Thu 2004-11-18? to Fri 2025-12-12 Overall
Return
Exponential
Trendline
SPY
×
+747.91%
+10.68%/yr
+11.08%/yr
(R2=0.929)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ
×
+1,743.54%
+14.84%/yr
+16.17%/yr
(R2=0.959)
Invesco QQQ Trust NASDAQ Exchange-Traded Fund
GLD
×
+791.03%
+10.94%/yr
+6.32%/yr
(R2=0.724)
SPDR Gold Shares Exchange-Traded Fund

Growth of $10,000

Thu 2004-11-18? to Fri 2025-12-12 Start
Value
End
Value
SPY
×
$10,000.00
2004-11-18
$84,791.06
2025-12-12
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ
×
$10,000.00
2004-11-18
$184,354.42
2025-12-12
Invesco QQQ Trust NASDAQ Exchange-Traded Fund
GLD
×
$10,000.00
2004-11-18
$89,103.20
2025-12-12
SPDR Gold Shares Exchange-Traded Fund

Annual Returns

Year SPY QQQ GLD
2025 (YTD) +17.35% +20.48% +63.32%
2024 +24.89% +25.58% +26.66%
2023 +26.18% +54.86% +12.69%
2022 −18.18% −32.58% −0.77%
2021 +28.73% +27.42% −4.15%
2020 +18.33% +48.62% +24.81%
2019 +31.22% +38.96% +17.86%
2018 −4.57% −0.13% −1.94%
2017 +21.71% +32.66% +12.81%
2016 +12.00% +7.10% +8.03%
2015 +1.23% +9.44% −10.67%
2014 +13.46% +19.18% −2.19%
2013 +32.31% +36.63% −28.33%
2012 +15.99% +18.11% +6.60%
2011 +1.89% +3.38% +9.57%
2010 +15.06% +19.91% +29.27%
2009 +26.35% +54.70% +24.03%
2008 −36.79% −41.73% +4.92%
2007 +5.15% +19.03% +30.45%
2006 +15.85% +7.14% +22.55%
2005 +4.83% +1.58% +17.76%
2004 +10.70% +10.52% −1.31%
2003 +28.18% +49.67%
2002 −21.58% −37.37%
2001 −11.76% −33.34%
2000 −9.74% −36.11%
1999 +20.39% +78.95%
1998 +28.69%
1997 +33.47%
1996 +22.50%
1995 +38.06%
1994 +0.40%
1993 +8.71%

Drawdowns

Thu 2004-11-18? to Fri 2025-12-12 Current
Drawdown
Worst
Drawdown
SPY
×
−1.08% −55.19%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ
×
−3.48% −53.40%
2008-11-20
Invesco QQQ Trust NASDAQ Exchange-Traded Fund
GLD
×
−1.91% −45.56%
2015-12-17
SPDR Gold Shares Exchange-Traded Fund