All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY vs. QQQ: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Wed 1999-03-10💬 to Mon 2026-08-24 Overall
Return 		Exponential
Trendline
SPY × 		+853.32%
+8.56%/yr 		+8.95%/yr
R2=0.877
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ × 		+1,539.40%
+10.72%/yr 		+11.98%/yr
R2=0.817
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Growth of $10,000 Summary

Wed 1999-03-10💬 to Mon 2026-08-24 Start
Value 		End
Value
SPY × 		$10,000.00
1999-03-10 		$95,332.10
2026-08-24
QQQ × 		$10,000.00
1999-03-10 		$163,940.21
2026-08-24

This Year’s Performance

through 2026-08-24

  YTD YoY
SPY × 		+12.55% +19.62%
QQQ × 		+15.25% +24.08%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SPY × 		−1.85%
on 2026-08-24
from 2026-08-13 peak 		−55.19%
on 2009-03-09
from 2007-10-09 peak
QQQ × 		−5.23%
on 2026-08-24
from 2026-06-02 peak 		−82.98%
on 2002-10-09
from 2000-03-24 peak

Rolling Returns

Period ending Mon 2026-08-24 1 yr 2 yr 3 yr 5 yr 10 yr
SPY × 		+19.62% +39.03%
+17.91%/yr 		+81.39%
+21.96%/yr 		+82.35%
+12.77%/yr 		+311.43%
+15.19%/yr
QQQ × 		+24.08% +48.69%
+21.94%/yr 		+98.95%
+25.77%/yr 		+94.40%
+14.22%/yr 		+548.98%
+20.57%/yr

Annual Returns

Year SPY QQQ
2026 (YTD) +12.55% +15.25%
2025 +17.72% +20.77%
2024 +24.89% +25.58%
2023 +26.18% +54.86%
2022 −18.18% −32.58%
2021 +28.73% +27.42%
2020 +18.33% +48.62%
2019 +31.22% +38.96%
2018 −4.57% −0.13%
2017 +21.71% +32.66%
2016 +12.00% +7.10%
2015 +1.23% +9.44%
2014 +13.46% +19.18%
2013 +32.31% +36.63%
2012 +15.99% +18.11%
2011 +1.90% +3.38%
2010 +15.06% +19.91%
2009 +26.35% +54.70%
2008 −36.79% −41.73%
2007 +5.15% +19.03%
2006 +15.85% +7.14%
2005 +4.83% +1.58%
2004 +10.70% +10.52%
2003 +28.18% +49.67%
2002 −21.58% −37.37%
2001 −11.76% −33.34%
2000 −9.74% −36.11%
1999 +20.39% +78.95%
1998 +28.69% —
1997 +33.48% —
1996 +22.56% —
1995 +38.04% —
1994 +0.40% —
1993 +8.64% —