All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY vs. QQQ: Total Return Chart (with Dividends Reinvested)

Growth of $10,000

Wed 1999-03-10💬 to Fri 2026-10-02 Overall
Return
Exponential
Trendline
SPY
×
+863.43%
+8.57%/yr
+8.99%/yr
R2=0.878
State Street SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ
×
+1,641.62%
+10.92%/yr
+12.04%/yr
R2=0.819
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Growth of $10,000 Summary

Wed 1999-03-10💬 to Fri 2026-10-02 Start
Value
End
Value
SPY
×
$10,000.00
1999-03-10
$96,343.13
2026-10-02
QQQ
×
$10,000.00
1999-03-10
$174,162.16
2026-10-02

This Year’s Performance

through 2026-10-02

  YTD YoY
SPY
×
+13.75% +16.25%
QQQ
×
+22.44% +24.33%

Drawdowns

  Current
Drawdown
Worst
Drawdown
SPY
×
−0.81%
on 2026-10-02
from 2026-08-13 peak
−55.19%
on 2009-03-09
from 2007-10-09 peak
QQQ
×
—
on 2026-10-02
−82.96%
on 2002-10-09
from 2000-03-27 peak

Rolling Returns

Period ending Fri 2026-10-02 1 yr 2 yr 3 yr 5 yr 10 yr
SPY
×
+16.25% +38.42%
+17.65%/yr
+86.76%
+23.15%/yr
+89.50%
+13.64%/yr
+316.66%
+15.34%/yr
QQQ
×
+24.33% +57.11%
+25.34%/yr
+111.03%
+28.27%/yr
+114.42%
+16.48%/yr
+576.60%
+21.07%/yr

Annual Returns

Year SPY QQQ
2026 (YTD) +13.75% +22.44%
2025 +17.72% +20.77%
2024 +24.89% +25.58%
2023 +26.18% +54.86%
2022 −18.18% −32.58%
2021 +28.73% +27.42%
2020 +18.33% +48.62%
2019 +31.22% +38.96%
2018 −4.57% −0.13%
2017 +21.71% +32.66%
2016 +12.00% +7.10%
2015 +1.23% +9.44%
2014 +13.46% +19.18%
2013 +32.31% +36.63%
2012 +15.99% +18.11%
2011 +1.90% +3.38%
2010 +15.06% +19.91%
2009 +26.35% +54.70%
2008 −36.79% −41.73%
2007 +5.15% +19.03%
2006 +15.85% +7.15%
2005 +4.83% +1.56%
2004 +10.70% +10.54%
2003 +28.18% +49.67%
2002 −21.58% −37.37%
2001 −11.76% −33.34%
2000 −9.74% −36.11%
1999 +20.39% +78.95%
1998 +28.69% —
1997 +33.48% —
1996 +22.56% —
1995 +38.04% —
1994 +0.40% —
1993 +8.64% —