All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,QQQ: Total Return Chart (with Dividends Reinvested)

Wed 1999-03-10? to Wed 2026-04-01 YTD
Return 		TR
Price
SPY × 		−3.65%
2026-04-01 		27.1 TR
2026-04-01
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ × 		−4.76%
2026-04-01 		13.55 TR
2026-04-01
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Returns

Wed 1999-03-10? to Wed 2026-04-01 Overall
Return 		Exponential
Trendline
SPY × 		+716.08%
+8.07%/yr 		+8.81%/yr
(R2=0.873)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ × 		+1,254.71%
+10.11%/yr 		+11.79%/yr
(R2=0.810)
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Growth of $10,000

Wed 1999-03-10? to Wed 2026-04-01 Start
Value 		End
Value
SPY × 		$10,000.00
1999-03-10 		$81,607.54
2026-04-01
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ × 		$10,000.00
1999-03-10 		$135,471.44
2026-04-01
Invesco QQQ Trust NASDAQ Exchange-Traded Fund

Annual Returns

Year SPY QQQ
2026 (YTD) −3.65% −4.76%
2025 +17.72% +20.77%
2024 +24.89% +25.58%
2023 +26.18% +54.86%
2022 −18.18% −32.58%
2021 +28.73% +27.42%
2020 +18.33% +48.62%
2019 +31.22% +38.96%
2018 −4.57% −0.13%
2017 +21.71% +32.66%
2016 +12.00% +7.10%
2015 +1.23% +9.44%
2014 +13.46% +19.18%
2013 +32.31% +36.63%
2012 +15.99% +18.11%
2011 +1.89% +3.38%
2010 +15.06% +19.91%
2009 +26.35% +54.70%
2008 −36.79% −41.73%
2007 +5.15% +19.03%
2006 +15.85% +7.14%
2005 +4.83% +1.58%
2004 +10.70% +10.52%
2003 +28.18% +49.67%
2002 −21.58% −37.37%
2001 −11.76% −33.34%
2000 −9.74% −36.11%
1999 +20.39% +78.95%
1998 +28.69% —
1997 +33.48% —
1996 +22.56% —
1995 +38.04% —
1994 +0.40% —
1993 +8.64% —

Drawdowns

Wed 1999-03-10? to Wed 2026-04-01 Current
Drawdown 		Worst
Drawdown
SPY × 		−5.53% −55.19%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
QQQ × 		−7.86% −82.98%
2002-10-09
Invesco QQQ Trust NASDAQ Exchange-Traded Fund