All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SPY,MSFT: Total Return Chart (with Dividends Reinvested)

Fri 1993-01-29? to Fri 2026-03-27 YTD
Return
TR
Price
SPY
×
−6.76%
2026-03-27
26.22 TR
2026-03-27
SPDR S&P 500 ETF Trust Exchange-Traded Fund
MSFT
×
−26.06%
2026-03-27
6026.52 TR
2026-03-27
Microsoft Corporation NASDAQ Common Stock

Returns

Fri 1993-01-29? to Fri 2026-03-27 Overall
Return
Exponential
Trendline
SPY
×
+2,522.49%
+10.35%/yr
+8.75%/yr
(R2=0.912)
SPDR S&P 500 ETF Trust Exchange-Traded Fund
MSFT
×
+21,576.29%
+17.61%/yr
+14.83%/yr
(R2=0.857)
Microsoft Corporation NASDAQ Common Stock

Growth of $10,000

Fri 1993-01-29? to Fri 2026-03-27 Start
Value
End
Value
SPY
×
$10,000.00
1993-01-29
$262,249.32
2026-03-27
SPDR S&P 500 ETF Trust Exchange-Traded Fund
MSFT
×
$10,000.00
1993-01-29
$2,167,628.65
2026-03-27
Microsoft Corporation NASDAQ Common Stock

Annual Returns

Year SPY MSFT
2026 (YTD) −6.76% −26.06%
2025 +17.72% +15.58%
2024 +24.89% +12.93%
2023 +26.18% +58.19%
2022 −18.18% −28.02%
2021 +28.73% +52.48%
2020 +18.33% +42.53%
2019 +31.22% +57.74%
2018 −4.57% +20.80%
2017 +21.71% +40.73%
2016 +12.00% +15.08%
2015 +1.23% +22.69%
2014 +13.46% +27.56%
2013 +32.31% +44.30%
2012 +15.99% +5.78%
2011 +1.89% −4.52%
2010 +15.06% −6.52%
2009 +26.35% +60.47%
2008 −36.79% −44.39%
2007 +5.15% +20.84%
2006 +15.85% +15.84%
2005 +4.83% −0.94%
2004 +10.70% +9.13%
2003 +28.18% +6.82%
2002 −21.58% −21.96%
2001 −11.76% +52.74%
2000 −9.74% −62.85%
1999 +20.39% +68.36%
1998 +28.69% +114.60%
1997 +33.48% +56.43%
1996 +22.56% +88.32%
1995 +38.04% +43.56%
1994 +0.40% +51.63%
1993 +8.64% −5.56%
1992 +15.11%
1991 +121.75%
1990 +72.98%
1989 +63.37%
1988 −1.83%
1987 +124.90%
1986 +72.30%

Drawdowns

Fri 1993-01-29? to Fri 2026-03-27 Current
Drawdown
Worst
Drawdown
SPY
×
−8.58% −55.19%
2009-03-09
SPDR S&P 500 ETF Trust Exchange-Traded Fund
MSFT
×
−33.91% −69.39%
2009-03-09
Microsoft Corporation NASDAQ Common Stock