All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SOFI: Total Return Chart (with Dividends Reinvested)

SOFI total return snapshot: SOFI returned −28.21% over the past year and −30.40% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +73.85% in nominal total return, or +10.08%/yr, and is currently −43.43% below its total-return high on Nov. 12, 2025.

Data ending Fri Sep. 4, 2026

Growth of $10,000

Mon 2020-11-30💬 to Fri 2026-09-04 Overall
Return 		Exponential
Trendline
SOFI × 		+73.85%
+10.08%/yr 		+8.40%/yr
R2=0.068
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Fri 2026-09-04 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$17,385.50
2026-09-04

This Year’s Performance

through 2026-09-04

  YTD YoY
SOFI × 		−30.40% −28.21%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−43.43%
on 2026-09-04
from 2025-11-12 peak 		−83.32%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Fri 2026-09-04 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−28.21% +143.58%
+56.07%/yr 		+107.28%
+27.50%/yr 		+20.18%
+3.75%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −30.40%
2025 +70.00%
2024 +54.77%
2023 +115.84%
2022 −70.84%
2021 +27.09%
2020 +18.70%