All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SOFI: Total Return Chart (with Dividends Reinvested)

SOFI total return snapshot: SOFI returned −23.48% over the past year and −37.13% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +57.06% in nominal total return, or +8.33%/yr, and is currently −48.90% below its total-return high on Nov. 12, 2025.

Data ending Fri Jul. 24, 2026

Growth of $10,000

Mon 2020-11-30💬 to Fri 2026-07-24 Overall
Return 		Exponential
Trendline
SOFI × 		+57.06%
+8.33%/yr 		+7.85%/yr
R2=0.057
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Fri 2026-07-24 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$15,706.11
2026-07-24

This Year’s Performance

through 2026-07-24

  YTD YoY
SOFI × 		−37.13% −23.48%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−48.90%
on 2026-07-24
from 2025-11-12 peak 		−83.32%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Fri 2026-07-24 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−23.48% +131.83%
+52.26%/yr 		+74.18%
+20.32%/yr 		+4.84%
+0.95%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −37.13%
2025 +70.00%
2024 +54.77%
2023 +115.84%
2022 −70.84%
2021 +27.09%
2020 +18.70%