All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SOFI: Total Return Chart (with Dividends Reinvested)

SOFI total return snapshot: SOFI returned −41.04% over the past year and −36.67% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +58.21% in nominal total return, or +8.20%/yr, and is currently −48.53% below its total-return high on Nov. 12, 2025.

Data ending Fri Sep. 25, 2026

Growth of $10,000

Mon 2020-11-30💬 to Fri 2026-09-25 Overall
Return 		Exponential
Trendline
SOFI × 		+58.21%
+8.20%/yr 		+8.57%/yr
R2=0.072
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Fri 2026-09-25 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$15,820.61
2026-09-25

This Year’s Performance

through 2026-09-25

  YTD YoY
SOFI × 		−36.67% −41.04%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−48.53%
on 2026-09-25
from 2025-11-12 peak 		−83.32%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Fri 2026-09-25 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−41.04% +114.49%
+46.45%/yr 		+120.77%
+30.21%/yr 		−6.01%
−1.23%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −36.67%
2025 +70.00%
2024 +54.77%
2023 +115.84%
2022 −70.84%
2021 +27.09%
2020 +18.70%