All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SOFI: Total Return Chart (with Dividends Reinvested)

SOFI total return snapshot: SOFI returned −36.93% over the past year and −39.19% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +51.91% in nominal total return, or +7.41%/yr, and is currently −50.57% below its total-return high on Nov. 12, 2025.

Data ending Mon Oct. 5, 2026

Growth of $10,000

Mon 2020-11-30💬 to Mon 2026-10-05 Overall
Return 		Exponential
Trendline
SOFI × 		+51.91%
+7.41%/yr 		+8.61%/yr
R2=0.073
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Mon 2026-10-05 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$15,190.84
2026-10-05

This Year’s Performance

through 2026-10-05

  YTD YoY
SOFI × 		−39.19% −36.93%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−50.57%
on 2026-10-05
from 2025-11-12 peak 		−83.32%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Mon 2026-10-05 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−36.93% +89.75%
+37.75%/yr 		+108.10%
+27.67%/yr 		−2.03%
−0.41%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −39.19%
2025 +70.00%
2024 +54.77%
2023 +115.84%
2022 −70.84%
2021 +27.09%
2020 +18.70%