All charts and data below are with dividends reinvested. (Inflation adjustment is OFF !)

Total Real Returns

SOFI: Total Return Chart (with Dividends Reinvested)

SOFI total return snapshot: SOFI returned −45.30% over the past year and −44.42% YTD, with dividends reinvested. Since Nov. 30, 2020, SOFI is up +38.84% in nominal total return, or +5.74%/yr, and is currently −54.83% below its total-return high on Nov. 12, 2025.

Data ending Fri Oct. 16, 2026

Growth of $10,000

Mon 2020-11-30💬 to Fri 2026-10-16 Overall
Return 		Exponential
Trendline
SOFI × 		+38.84%
+5.74%/yr 		+8.64%/yr
R2=0.075
SoFi Technologies Inc. NASDAQ Common Stock

Growth of $10,000 Summary

Mon 2020-11-30💬 to Fri 2026-10-16 Start
Value 		End
Value
SOFI × 		$10,000.00
2020-11-30 		$13,883.59
2026-10-16

This Year’s Performance

through 2026-10-16

  YTD YoY
SOFI × 		−44.42% −45.30%

Drawdowns

  Current
Drawdown 		Worst
Drawdown
SOFI × 		−54.83%
on 2026-10-16
from 2025-11-12 peak 		−83.32%
on 2022-12-07
from 2021-02-01 peak

Rolling Returns

Period ending Fri 2026-10-16 1 yr 2 yr 3 yr 5 yr 10 yr
SOFI × 		−45.30% +44.92%
+20.38%/yr 		+76.36%
+20.82%/yr 		−24.92%
−5.57%/yr 		—

Annual Returns

Year SOFI
2026 (YTD) −44.42%
2025 +70.00%
2024 +54.77%
2023 +115.84%
2022 −70.84%
2021 +27.09%
2020 +18.70%